Our new Indie Games subforum is now open for business in G&T. Go and check it out, you might land a code for a free game. If you're developing an indie game and want to post about it, follow these directions. If you don't, he'll break your legs! Hahaha! Seriously though.
Our rules have been updated and given their own forum. Go and look at them! They are nice, and there may be new ones that you didn't know about! Hooray for rules! Hooray for The System! Hooray for Conforming!
Are pre-approved credit cards really pre-approved?
I have very little credit, but unfortunately I have some bad marks on that very little credit, which means my credit score is not very good. I'm working on all of that bullshit, but as it stands I can't get approved for a credit card. I just got an offer in the mail for being pre-approved for a card and, well, I kind of need a credit card to build my credit.
Am I really pre-approved, or is this marketing bullshit and once they talk to me they'll reject me and in the process mar my credit even more?