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So, to be blunt - my credit is atrocious. However I just started a new job so I am on the path to economic recovery.
Buy for the time being I want to try to achieve some semblance of independence. Right now, I'm on a family plan. I want to break away from this and do an "upgrade" (I'm over two years on this plan) or sign a new contract so I can get a new phone.
My credit rating, however, is truly abysmal. I was reading online that they might ask you for a deposit of some kind to cover the subsidy if your credit is poor. Does anyone have any experience with this? I'm going to go to Verizon today and discuss this with them but I was hoping to have an idea of what I should expect before walking in there.
Is it possible that they might just reject me entirely without even allowing a deposit-type situation? I have no problem leaving a huge deposit.
Also, I don't actually have a credit card. I got rid of them long ago. Is that going to be an issue?
Last, any advice on how I can start to repair my credit? My outstanding debts are nearly gone (few more payments and they will be). But then what?