Our new Indie Games subforum is now open for business in G&T. Go and check it out, you might land a code for a free game. If you're developing an indie game and want to post about it, follow these directions
. If you don't, he'll break your legs! Hahaha! Seriously though.
Our rules have been updated and given their own forum
. Go and look at them! They are nice, and there may be new ones that you didn't know about! Hooray for rules! Hooray for The System! Hooray for Conforming!
Considering transferring credit card balance
So I got a letter in the mail from my credit union (this one, specifically, I'm a Disney cast member)
about getting a credit card with them, at a much lower interest rate than my current Capital One card that I've had for a while for emergencies, and one of the perks is that there's no fee to transfer a balance.
I do currently have a balance on the card, but it's hardly extravagant and the limit is low to begin with, it's mostly a vessel for building credit. My question is, what are the downsides? I'm not a fan of carrying credit, but if I do, I'd much rather it be with my own bank, especially since the bank is a credit union. Would transferring a balance harm my credit? My bank doesn't charge me for transferring the balance to their card, but can Capital One charge me for transferring off of theirs?