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Old Septic Tank Under The House
(or why falling in love with an old house is a seriously bad idea)
So my wife and I are trying
to take the plunge into home ownership, as the monthly on a mortgage is significantly less than our rent is (living in the Triangle area of North Carolina). This house was built in 1934, for some reference. It has had 3 additions - for the most part the inspector indicated they were well done and generally nothing to worry about. It needs a new roof, but hey, what man or woman doesn't want to spend five days clambering around thirty feet off the ground, ripping up shingles?
Aaaand here's the problem: there's an old, improperly abandoned septic tank under one of the additions. It appears to be concrete and a big old hole has been busted into the cap. Like, if someone was setting a trap for home inspectors, this would be a good way to do it - the guy wouldn't even go into the nearest crawlspace entrance to it (there are 3) for fear that he'd fall into a separate hole and die covered in poo water.
Some cursory reading indicates that a lot of states won't even let you sell a house with an improperly abandoned septic under the residence. Even if it's possible, and the bank allows us to go through with it (which is seriously in doubt), it would really, really, really need to be repaired. No idea where the pump for this thing is so getting the water out might be tricky - oh yea, it's filled up with water because the house has been unoccupied for a while (estate sale) and the gutters backed up and poured rain into the foundation, not bad enough to really destroy anything but it's made the septic an even more hilarious chore.
I'm figuring at this point we really just need to walk away from the house. I'm only hesitant because in addition to eating the fees for the inspector, we've put up what's called 'due diligence' money, which is a hilarious concept that forces us
as the buyers to pay the seller
for the right to ensure their building isn't a death trap. All told we'll be out about a thousand bucks on this, if we walk, and that's not chump change for us. I'm wondering if anyone else has experienced this and lived to tell the tale. If so, how badly did it go for you and how did you fix the problem?
LoL & Spiral Knights & MC & SMNC: Carrington - Origin: CarringtonPlus - Steam: skdrtran