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Last year my parents started saving for my college by putting some money into a 529 plan account. For college last year they just wired me some money from their savings account (they hadn't started a 529 account at the time). This time, though, I won't be living in campus housing and I'm not on a meal plan, so my parents transferred a lot of money from the 529 account into my savings account. Since it has to go towards college expenses my dad was telling me I need to keep receipts of EVERYTHING. Is this necessary? Do I really need to keep a receipt from like a stick of deodorant or something or else the IRS will come after us?
Last year what happened was my parents paid some of the tuition and I paid for everything else in student loans. The loans were more than the tuition was so I got a big refund, and paid for expenses with that. The refund took awhile to go through though which is why this time it's mostly the loans paying for school and my parents giving me the other money.
The other thing is that the money from the 529 account is in the same savings account as "my" money, so it's not like all the money I'd be spending would be under 529 account rules. Also, overall my expenses for the year will be under the amount the school thinks I should be spending, since I'm spending much less on housing and food and hardly spend money on anything in general anyways.