Our new Indie Games subforum is now open for business in G&T. Go and check it out, you might land a code for a free game. If you're developing an indie game and want to post about it, follow these directions. If you don't, he'll break your legs! Hahaha! Seriously though.
Our rules have been updated and given their own forum. Go and look at them! They are nice, and there may be new ones that you didn't know about! Hooray for rules! Hooray for The System! Hooray for Conforming!
Real Estate: Renting, Home Ownership, 3AM infomercials on Time Shares, &c.
Better but nowhere near what it was 2 years ago. Which is still good for the likes of us. You just won't get as many perks or assistance, the interest rate will probably be a bit higher, and the cost of the same home/condo will probably be a bit higher. Architectural billings still hasn't bottomed out, so there might be a resurgence of some new construction around then if things start getting back to normal.
So a seller's market?
Still probably a buyer's market. At least I hope it is as that's probably the earliest I could be a buyer. Though I don't really like the mindset of 'flipping' a house for a profit. Real Estate is a slow moving investment where you get the rent check every month, if you're going to buy it as an investment, or it's a better form of renting if you plan on living in it. If you don't plan on holding onto something for years if not decades, you'd be better off renting and investing in a real estate company like CBRE or something.
Then again I'm very conservative when it comes to money.
But this year is the big ol' buyer's market?
This is the year that everything is supposedly going to bottom out, yes. Plus this is a year that you seem to be guaranteed to get assistance. Hell check up to see if the city you live in has any programs that dovetail with any federal ones. I know Chicago has a couple of their own and that isn't even counting the $15k that you might get for free depending on what comes out of conference with this bill. Next year may also be chock a block full of shit, but who knows.