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So, I finally got around to getting a license about a year ago, the very week of my 28th birthday. Yes, I know it was stupid to wait so long, but some folks don't have parents who will do anything to help them out, or friends willing to risk their driving record.
How I got it isn't so important at this point, however browsing insurance prices I will essentially never be able to afford to drive. The insurance cost of a 10 year old Honda Civic for me is well over 4.5k/year. From what I have read this wont be going down anytime soon.
Is there anything I can do at all? It seems sort of ridiculous. I am a single male in the San Francisco bay area. I don't plan on staying here much longer, will that help at all? I've asked a couple people at work and they seem to think that's the biggest problem, male under 30 single bay area. Even folks who have been driving since they were 16 say California cities in general are insane.
Edit: That's around 400-450$ a month when I get a quote at monthly rates, some higher but none lower. I can barely afford to exist in this place without a car or insurance payment, just too much for now and in the immediate and short term future (2-3 years). If I go back to school I will have even less money available.