Also, separate post for a separate topic, as we're all talking about housing:
I can afford about 1,200 a month. What overall price range am I looking at, assuming an average rate/length of mortgage?
Depends on where you're looking to buy, what your credit is like, and how much you have saved up for the down payment.
I think my credit is pretty stellar and I've got about 30 grand saved up.
Want to live around Boston.
Save up another 30 grand. :P
10% down payment is the best way to get a good interest rate. There are mortgage calculators out there, where you can take the amount you've got for a down payment, amount of principle you'll have, and your interest rate, and figure out your payment, or plug in your payment and rate, and figure out how much you can afford.
I'm just impressed y'all don't get burned out on the sympathy parade.
I have nothing to contribute to it, so I don't say anything. I certainly don't turn and go "ha-ha, that's what you get for being you!" and expect everyone to join in laughing.
I think my credit is pretty stellar and I've got about 30 grand saved up.
Want to live around Boston.
It's pretty damned expensive around here, and it doesn't get too much cheaper as you get out into the suburbs. In any case, I wouldn't buy anything at all for at least a year, maybe two, while house prices start to stabilize around the higher interest rates.
I think you could probably afford something in the mid-200s these days. I'm not sure what's available in the area at that price right now.
Also, separate post for a separate topic, as we're all talking about housing:
I can afford about 1,200 a month. What overall price range am I looking at, assuming an average rate/length of mortgage?
Depends on where you're looking to buy, what your credit is like, and how much you have saved up for the down payment.
I think my credit is pretty stellar and I've got about 30 grand saved up.
Want to live around Boston.
Save up another 30 grand. :P
10% down payment is the best way to get a good interest rate. There are mortgage calculators out there, where you can take the amount you've got for a down payment, amount of principle you'll have, and your interest rate, and figure out your payment, or plug in your payment and rate, and figure out how much you can afford.
You really think I should go for a place that costs $600 grand?
Randomtask on
Most men pursue pleasure with such breathless haste that they hurry past it.
- Soren Kierkegaard
I think it'd be pretty fun to take some time off after school and go on an extended cycling trip. Maybe sell everything I own, stick what I don't need to survive in a mutual funds account or CDs, and bike to all the cool places I've never seen. Maybe take six months and see how much ground I can cover.
Okay, okay, we all know Obs is a dick. Let's not drag the thread down into the pits of hatred that we spelunked so thoroughly during the Drez incidient two nights back.
Happy thoughts!
Think of puppies cuddling with kitties at the bottom of rainbows!
ElJeffe on
I submitted an entry to Lego Ideas, and if 10,000 people support me, it'll be turned into an actual Lego set!If you'd like to see and support my submission, follow this link.
I think it'd be pretty fun to take some time off after school and go on an extended cycling trip. Maybe sell everything I own, stick what I don't need to survive in a mutual funds account or CDs, and bike to all the cool places I've never seen. Maybe take six months and see how much ground I can cover.
What are CDs?
Also, this sounds like a fantastic idea. I've always thought stuff like that would be really eye-opening, but I think you ought to bring a buddy. Bonding* is fun.
Okay, okay, we all know Obs is a dick. Let's not drag the thread down into the pits of hatred that we spelunked so thoroughly during the Drez incidient two nights back.
Happy thoughts!
Think of puppies cuddling with kitties at the bottom of rainbows!
I think my credit is pretty stellar and I've got about 30 grand saved up.
Want to live around Boston.
It's pretty damned expensive around here, and it doesn't get too much cheaper as you get out into the suburbs. In any case, I wouldn't buy anything at all for at least a year, maybe two, while house prices start to stabilize around the higher interest rates.
I think you could probably afford something in the mid-200s these days. I'm not sure what's available in the area at that price right now.
Well, I'm moving in with my girlfriend in August. We NEED to pick a place to live, and choosing an apartment feels like we're throwing away money, you know?
I was looking at the low-200s. Not too bad, overall, actually.
Randomtask on
Most men pursue pleasure with such breathless haste that they hurry past it.
- Soren Kierkegaard
Okay, okay, we all know Obs is a dick. Let's not drag the thread down into the pits of hatred that we spelunked so thoroughly during the Drez incidient two nights back.
Happy thoughts!
Think of puppies cuddling with kitties at the bottom of rainbows!
Silly Jeffe. Puppies and kitties living together is a sign of the apocalypse.
I think it'd be pretty fun to take some time off after school and go on an extended cycling trip. Maybe sell everything I own, stick what I don't need to survive in a mutual funds account or CDs, and bike to all the cool places I've never seen. Maybe take six months and see how much ground I can cover.
What are CDs?
Certificate of Deposit (I believe). Basically you give your money to the bank for X amount of time without withdrawing it, and they do a more aggressive investment of it than they would for your typical, liquid savings or checking account. Rates get better as the terms increase, and you get your money back when the CD 'matures'.
These days, CDs are actually pretty liquid also, with the caveat that you might pay back some of your earnings if you withdraw early.
You're broke, and you have a serious medical problem. I can't imagine that they'd deny you.
Checking eligibility now on some .gov site.
It was a confusing site and it was unclear if I was eligible for Medicaid, but it did give out a list of 'Community Health Centers' that are basically the sliding-scale clinics I always heard about.
There's one in Toms River, which is where I'm currently staying. So. I have a phone number, and I should get off the laptop. Seeya later, all.
I think it'd be pretty fun to take some time off after school and go on an extended cycling trip. Maybe sell everything I own, stick what I don't need to survive in a mutual funds account or CDs, and bike to all the cool places I've never seen. Maybe take six months and see how much ground I can cover.
What are CDs?
Also, this sounds like a fantastic idea. I've always thought stuff like that would be really eye-opening, but I think you ought to bring a buddy. Bonding* is fun.
*bondage
Certificates of deposit.
Going with two people would be cool, but it'd have to be somebody that won't hate me forever after spending that much time with me, like my bro or something.
I think my credit is pretty stellar and I've got about 30 grand saved up.
Want to live around Boston.
It's pretty damned expensive around here, and it doesn't get too much cheaper as you get out into the suburbs. In any case, I wouldn't buy anything at all for at least a year, maybe two, while house prices start to stabilize around the higher interest rates.
I think you could probably afford something in the mid-200s these days. I'm not sure what's available in the area at that price right now.
Well, I'm moving in with my girlfriend in August. We NEED to pick a place to live, and choosing an apartment feels like we're throwing away money, you know?
I was looking at the low-200s. Not too bad, overall, actually.
Aren't there apartments that you can buy, and shit?
Okay, okay, we all know Obs is a dick. Let's not drag the thread down into the pits of hatred that we spelunked so thoroughly during the Drez incidient two nights back.
Happy thoughts!
Think of puppies cuddling with kitties at the bottom of rainbows!
What was the Drez Incident?
I ask mainly because I've been wanting to holler at him about XBox Live, but I haven't seen him on lately. Did he leave? Will he be coming back? etc.
I think my credit is pretty stellar and I've got about 30 grand saved up.
Want to live around Boston.
Save up another 30 grand. :P
10% down payment is the best way to get a good interest rate. There are mortgage calculators out there, where you can take the amount you've got for a down payment, amount of principle you'll have, and your interest rate, and figure out your payment, or plug in your payment and rate, and figure out how much you can afford.
You really think I should go for a place that costs $600 grand?
Okay, okay, we all know Obs is a dick. Let's not drag the thread down into the pits of hatred that we spelunked so thoroughly during the Drez incidient two nights back.
Happy thoughts!
Think of puppies cuddling with kitties at the bottom of rainbows!
What was the Drez Incident?
I ask mainly because I've been wanting to holler at him about XBox Live, but I haven't seen him on lately. Did he leave? Will he be coming back? etc.
murdering some quote trees. sorry about that
Is there any place near Boston for $300 grand?
yeah, quite a few.
I should mention that I'm 22, and about to go to college. We don't plan on staying in the condo. We will likely sell it when the market is up. Until then, we will rent it out to people to pay the mortgage.
Randomtask on
Most men pursue pleasure with such breathless haste that they hurry past it.
- Soren Kierkegaard
Okay, okay, we all know Obs is a dick. Let's not drag the thread down into the pits of hatred that we spelunked so thoroughly during the Drez incidient two nights back.
Happy thoughts!
Think of puppies cuddling with kitties at the bottom of rainbows!
What was the Drez Incident?
I ask mainly because I've been wanting to holler at him about XBox Live, but I haven't seen him on lately. Did he leave? Will he be coming back? etc.
Something about some outside interference in phalla from someone..... or something. He got mad and asked to be banned.
Posts
Who says being triple quot'd didn't make me orgasm?
10% down payment is the best way to get a good interest rate. There are mortgage calculators out there, where you can take the amount you've got for a down payment, amount of principle you'll have, and your interest rate, and figure out your payment, or plug in your payment and rate, and figure out how much you can afford.
"OH! OH! That's the third one!"
I have nothing to contribute to it, so I don't say anything. I certainly don't turn and go "ha-ha, that's what you get for being you!" and expect everyone to join in laughing.
Then I'll stab your testicles with a carving knife from now on.
You're broke, and you have a serious medical problem. I can't imagine that they'd deny you.
If lime is for truth, than what's the color for comedy?
It's pretty damned expensive around here, and it doesn't get too much cheaper as you get out into the suburbs. In any case, I wouldn't buy anything at all for at least a year, maybe two, while house prices start to stabilize around the higher interest rates.
I think you could probably afford something in the mid-200s these days. I'm not sure what's available in the area at that price right now.
[chat] is color blind.
White. It's just most people fuck it up. Also I wasn't being funny, Obs is actually a raging fuckstick.
Oh shits!
I took it out of context!
You really think I should go for a place that costs $600 grand?
- Soren Kierkegaard
The flower in your avvy totally looks like it's screaming. That's awesome/creepy.
How did I just notice this?
Happy thoughts!
Think of puppies cuddling with kitties at the bottom of rainbows!
What are CDs?
Also, this sounds like a fantastic idea. I've always thought stuff like that would be really eye-opening, but I think you ought to bring a buddy. Bonding* is fun.
*bondage
I love finally figuring out how to do color.
Puppies with kittens!?!
Burn the heretic!
Well, I'm moving in with my girlfriend in August. We NEED to pick a place to live, and choosing an apartment feels like we're throwing away money, you know?
I was looking at the low-200s. Not too bad, overall, actually.
- Soren Kierkegaard
Silly Jeffe. Puppies and kitties living together is a sign of the apocalypse.
Certificate of Deposit (I believe). Basically you give your money to the bank for X amount of time without withdrawing it, and they do a more aggressive investment of it than they would for your typical, liquid savings or checking account. Rates get better as the terms increase, and you get your money back when the CD 'matures'.
These days, CDs are actually pretty liquid also, with the caveat that you might pay back some of your earnings if you withdraw early.
Games: Ad Astra Per Phalla | Choose Your Own Phalla
There's one in Toms River, which is where I'm currently staying. So. I have a phone number, and I should get off the laptop. Seeya later, all.
Thanks Than.
Certificates of deposit.
Going with two people would be cool, but it'd have to be somebody that won't hate me forever after spending that much time with me, like my bro or something.
Aren't there apartments that you can buy, and shit?
I ask mainly because I've been wanting to holler at him about XBox Live, but I haven't seen him on lately. Did he leave? Will he be coming back? etc.
Drez is dead.
That's pretty much what a condo is, from my understanding.
- Soren Kierkegaard
yeah, quite a few.
I should mention that I'm 22, and about to go to college. We don't plan on staying in the condo. We will likely sell it when the market is up. Until then, we will rent it out to people to pay the mortgage.
- Soren Kierkegaard
Because Wiggin is "special" like that.
Something about some outside interference in phalla from someone..... or something. He got mad and asked to be banned.
His xbox live is Drezdar I think.
3DS: 2852-6809-9411
Right, the title, I forgot. :P
Just trying to look out for ya, there.