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So here's the skinny: my wife bought a house when I started grad school. After grad school we moved out of state for my new job. Some folks contracted a lease-to-purchase on our old house, supposedly intending to buy within 3 months.
Cut to two years later. They haven't bought the house and, based on their various credit-related shenanigans they never will. Our taxes are jumping way up due to the property being a non-primary, out-of-state-owned house. I just took a massive pay-cut at work, so there is zero chance that we can afford the mortgage on both our current home (purchased believing the old one was sorted) and the old one. We put the house back on the market 6 months ago (while the leasers were still resident) but have had not a single person contact our real-estate agent to look at the house since. We need to get rid of the house post-haste but can't afford to take a massive loss on it.
Are there any ways to quickly unload the place? We've been looking into the various foreclosure/bankruptcy options, but I don't know jack about real estate and so don't know what I may be missing. It's a perfectly good, 4-5 year old house in a nice neighborhood. The leasers didn't rip out the wiring or bust up the cabinets or anything, so it should logically be worth its appraised price. I know I've seen ads for agencies that buy your house off of you, but I don't know if those things are all scams or if they apply to newish homes selling at or near their appraised value. Is there any way to get rid of the house inside of like 1-3 months that won't completely hose my wife's credit?