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Work provided health insurance, babies, and job instability
So, for some incomprehensible reason my wife would like to allow me to reproduce (God save us all). I apologize in advance for the terror I will be unleashing on this world.
Anyway, here's the problem. From what I remember of any health insurance forms I had to fill out at every job I've ever worked they only cover pregnancy if your little minion is conceived while insured or possibly within a short time period of starting on their insurance - something like 30 days. My job is not so stable. I will almost certainly be allowed to go down with the ship but, well, this ship seems to be sinking faster and faster and I don't want to go down with it. Common sense would suggest I just get a new job first but that's not as simple as it sounds. My skill set is not in terribly high demand around here, especially for long term employment rather than short contracts. It could quite conceivably take a year for me to find a suitable replacement job and actually get offered the position. Has anyone here dealt with changing jobs mid-pregnancy? Do the insurance companies tend to work with you on that? What if I change jobs and the company has insurance through the same place, so I'm changing policies I'm on but am still covered by the same company? Getting health insurance outside of what is offered by work has come to mind, but that normally costs $texas, but if anyone has any suggestions, I'm certainly open to them.