ID Theft

Abracadaniel

Woke up this morning to check my online banking, found some weird charges done this very morning.

Called up one of the companies listed since the charge included a phone number. They've stopped the payment on the website hosting I was charged for.

Called the bank and they've cancelled my debit/credit card and are issuing me a new one.

Problem is the last company charged has no useful contact--

Well the second company just emailed me and they've cancelled the charges as well and I'll be getting a refund in a few days.

At this point I'm asking what should I do next?

New email address, new passwords, etc?

Feral

Call the three major credit agencies (Experian, TransUnion, and Equifax). Put a fraud alert on your credit record - this will prevent anybody from opening an account in your name.

Make sure your bank knows about all the fraudulent transactions - even the ones you're supposedly getting refunds for.

Wait about 30 days and get a copy of your credit report. Watch your banking statements like a hawk.

That's about the extent of it.

naporeon

Feral wrote:

Call the three major credit agencies (Experian, TransUnion, and Equifax). Put a fraud alert on your credit record - this will prevent anybody from opening an account in your name.

Make sure your bank knows about all the fraudulent transactions - even the ones you're supposedly getting refunds for.

Wait about 30 days and get a copy of your credit report. Watch your banking statements like a hawk.

That's about the extent of it.

I agree with this advice, but you should only contact one of the agencies. They are required to inform the other two, and in fact do not want you to report it to all three, since it screws up the system they have in place.

This system works, incidentally. After a credit card bill was stolen from my mailbox, I contacted Equifax; I had written confirmation of the fraud alert from all three groups within a couple days.