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Back in June, I lost my job and left the house I was sharing. I owed around £1500 in rent arrears, with the full intention of paying it off once I found another job. Since I left, the two people I was sharing with have both moved as well, and one of them informed me that she had received an email from the housing agency we were renting through saying that my debt would be written off if we gave up our deposit on the house, which, as you can imagine, was a massive weight off my mind.
However, yesterday, I received a letter from the owner of the house (who, I might add, I have had no contact with, ever, even for the two years I was living in his house), telling me that the housing agency had informed him of my arrears, and if he did not hear from me, he would issue a county court claim against me.
Am I fucked here? Is the housing agency at fault, or the owner of the house? Will I end up with no choice but to pay the debt to him in installments? What are my rights here?