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Why does my cat cost me so much?

RainbulimicRainbulimic Registered User regular
edited August 2010 in Help / Advice Forum
Ok, I'm attempting to insure my cat. When I got her as a kitten, I simply went with Tesco Pet Insurance cause they were cheap. Now the year is up and the premium's gone up and I've never claimed etc. And looking up reviews of them leads me to think they're not ideal...

So here's my problem. I don't really know what to look for in Pet Insurance. I mean, less than £10 would be awesome and I've heard that it's better to get "Lifetime Cover" but which ones are truly lifetime and which are bullshitting me?

Recommend me some Pet Insurance H/A, you're my only hope!
(Oh, in the UK of course)

Also, how could you not want to help Miss Penny?
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Posts

  • anonymityanonymity __BANNED USERS regular
    edited August 2010
    Most pets don't live very long, which shortens the term over which the company can profit before the cat is old enough to be a walking mass of tubes.

    anonymity on
  • EggyToastEggyToast Jersey CityRegistered User regular
    edited August 2010
    I just checked here in the US and it's apparently $13/mo for a 3 year old cat. I personally do not have pet insurance, though, since my cats are indoor only (and are well-trained so don't go outside even if the door is open). I know in the UK y'all like to let your cats outside which introduces a lot more disease and accidents into the picture, which usually creates higher insurance rates.

    If you find the cost high, a better question might be to ask why you're looking at pet insurance. I love my little guys but they do, sadly, have an upper limit for vet expenses, especially since older pets that experience some trauma or serious disease recover poorly (since they're not human and don't have the same motivations as people do, since people understand recovering from illness etc.). Even though I have some friends who have spent thousands on a pet, none of them have been compelled to buy pet insurance.

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    || Flickr — || PSN: EggyToast
  • SpacemilkSpacemilk Registered User regular
    edited August 2010
    d'awwwwww! (sorry, I have no experience with pet insurance but that is a really cute cat!)

    Spacemilk on
  • OnTheLastCastleOnTheLastCastle let's keep it haimish for the peripatetic Registered User regular
    edited August 2010
    I am interested in pet insurance in America if anyone has experience with that instead. Just FYI! I just got renters insurance so why not insure my two bundles of joy, one of which cost me $200 this week.

    OnTheLastCastle on
  • SixSix Caches Tweets in the mainframe cyberhex Registered User regular
    edited August 2010
    I wouldn't bother insuring a cat, especially an indoor one, but I've had both of my dogs insured with VPI and been pretty happy.

    They're sticklers about pre-existing conditions though, which sucks for my dog now since he's got vet bills all over the place because of allergies.

    Six on
    can you feel the struggle within?
  • ceresceres When the last moon is cast over the last star of morning And the future has past without even a last desperate warningRegistered User, Moderator Mod Emeritus
    edited August 2010
    I don't know anything about pet insurance either, but I also wanted to stop in to say that Miss Penny melted my <3.

    ceres on
    And it seems like all is dying, and would leave the world to mourn
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Penny Arcade Forums› Help / Advice Forum