Club PA 2.0 has arrived! If you'd like to access some extra PA content and help support the forums, check it out at patreon.com/ClubPA
The image size limit has been raised to 1mb! Anything larger than that should be linked to. This is a HARD limit, please do not abuse it.
Our new Indie Games subforum is now open for business in G&T. Go and check it out, you might land a code for a free game. If you're developing an indie game and want to post about it, follow these directions. If you don't, he'll break your legs! Hahaha! Seriously though.
Our rules have been updated and given their own forum. Go and look at them! They are nice, and there may be new ones that you didn't know about! Hooray for rules! Hooray for The System! Hooray for Conforming!
Ok so I've just graduated and I got a new job that pays well. I'm tired of cramped apartments and I want a house. I live in Arizona where housing is pretty cheap compared to other places and I'm wondering how I go about getting a house. I really don't understand things like mortgages and house loans and their pros and cons and how people manage to afford these things or sell it before they've actually paid it all off or what kind of down payment to expect. I was considering just renting a house but it makes more sense to be putting that money towards owning the dang thing. I have excellent credit and one credit line that is my own and another that I'm on under my parents.