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CoX, dix, [chat]
JacobkoshGamble a stamp.I can show you how to be a real man!Moderatormod
City of Heroes/Villains, aka CoX, is a pretty rad game that is now free! It is from 2004 but, unlike many things from 2004, is still around and kicking, and has been steadily getting better this whole time.
moniker what is your ideal national retirement fund system in a paragraph
Right now SS gives you, on average, about ~40% of your lifetime earnings with the rest split between private pensions/investments and personal savings. I'd like to see that ratchet up to around ~70-80% of your lifetime earnings and just get rid of the private pensions/investments through your work. Or, at least, the tax benefits of such.
Okay, more solidly:
Is this funded by an increase in contributions - uncapping contributions, perhaps? As a matter of marginal tax rates I don't think it is the best way to spend or tax.
Private business-specific pensions and investments should indeed not receive tax benefits but I would prefer a substitution toward privately-held funds (if necessary, managed by the state a la provident funds) rather than toward SS.
@Feral: Hahah, what was that? I thought Red Dwarf was a sci-fi series. I mean I guess that is? It seems lo-tech. Someone told me about it once but I didn't think it was a comedy.
Switch: SW-7690-2320-9238Steam/PSN/Xbox: Drezdar
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CindersWhose sails were black when it was windyRegistered Userregular
@Feral: Hahah, what was that? I thought Red Dwarf was a sci-fi series. I mean I guess that is? It seems lo-tech. Someone told me about it once but I didn't think it was a comedy.
it was a BBC sci-fi comedy from the 80s
BBC productions were reaaaaalllllly low-budget back then.
The part of that joke that the clip doesn't reveal is that everybody's dead. Not just the people on the ship. Dave Lister is the last human in the universe.
Feral on
every person who doesn't like an acquired taste always seems to think everyone who likes it is faking it. it should be an official fallacy.
I might give CoX another try. I played City of Villains to like level 14 and CoH to 10 something ages ago. Still my favourite costume generator ever.
i've been thinking the same thing. I played city of villains for a bit and it was fun, but MMOs are inherently a team sport for me.
So when all my friends bounced i was like...boo
but if people are playing again, then maybe. I always liked my captain communism villain who could fly and beat the crap out of stuff
"The only way to get rid of a temptation is to give into it." - Oscar Wilde
"We believe in the people and their 'wisdom' as if there was some special secret entrance to knowledge that barred to anyone who had ever learned anything." - Friedrich Nietzsche
@Feral: Hahah, what was that? I thought Red Dwarf was a sci-fi series. I mean I guess that is? It seems lo-tech. Someone told me about it once but I didn't think it was a comedy.
it was a BBC sci-fi comedy from the 80s
BBC productions were reaaaaalllllly low-budget back then.
The part of that joke that the clip doesn't reveal is that everybody's dead. Not just the people on the ship. Dave Lister is the last human in the universe.
It's basically the best thing ever (as long as we are talking 80's British comedy series).
@Thanatos It wasn't really "severance," just a bit of extra cash as a gesture of goodwill from the boss (paying for the thanksgiving weekend on top of the rest, etc)
Now I have the pleasure of trying to find work. At least I stlil have a vague shot of getting a government job before the hiring policies get severely restricted next year. I will not enjoy it, because the government work culture here is atrocious, but I will quite possibly make twice as much as I was making before, if I get the same job.
Well, defined benefit plans are basically dead and given the costs associated with them I can't really blame anybody for it. Defined contribution plans tend to fail miserably at getting people to actually save the amounts that they need to, but even disregarding that the limitations of plans offered by HR means that most of the benefits that you might possibly accrue get eated away by managed fund fees and the fact that there are legions of stockholders who do not in any way really actively manage their portfolio puts a lot of the benefits of public companies (activist shareholders and oversight) on autopilot even more than they were before.
Plus, on top of all that stuff, having a good retirement is just sort of a universal desire by most people as evidenced by the almost universal availability of retirement benefits in every job that isn't part time/temporary. Given that, it seems to make more sense to truly universalize it and take the associated costs off of business' books/backs. Similar to how I feel towards health insurance. That way you have a more leveled playing field of competition between large incumbent firms and young turk upstarts in terms of attempting to attract talent since you're mostly just able to compete on issues of wages, time devotion, and some various amenities that aren't really transferable. (commute time, quality of your office's architecture, providing in house massage with happy endings, &c.) As it stands you can't really offer as good a retirement package or health insurance as a Fortune 100 company because you don't have the employee pool big enough to negotiate with Vanguard or Blue Cross and Blue Shield or whoever.
I am sensing more of an objection to the relative immobility induced by company-specific retirement contributions rather than a preference for SS per se here...
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JacobkoshGamble a stamp.I can show you how to be a real man!Moderatormod
That window is obviously a better class of person than me and I should let it make my decisions for me.
"The only way to get rid of a temptation is to give into it." - Oscar Wilde
"We believe in the people and their 'wisdom' as if there was some special secret entrance to knowledge that barred to anyone who had ever learned anything." - Friedrich Nietzsche
@Feral: Hahah, what was that? I thought Red Dwarf was a sci-fi series. I mean I guess that is? It seems lo-tech. Someone told me about it once but I didn't think it was a comedy.
it was a BBC sci-fi comedy from the 80s
BBC productions were reaaaaalllllly low-budget back then.
The part of that joke that the clip doesn't reveal is that everybody's dead. Not just the people on the ship. Dave Lister is the last human in the universe.
@Thanatos It wasn't really "severance," just a bit of extra cash as a gesture of goodwill from the boss (paying for the thanksgiving weekend on top of the rest, etc)
Now I have the pleasure of trying to find work. At least I stlil have a vague shot of getting a government job before the hiring policies get severely restricted next year. I will not enjoy it, because the government work culture here is atrocious, but I will quite possibly make twice as much as I was making before, if I get the same job.
@Feral: Hahah, what was that? I thought Red Dwarf was a sci-fi series. I mean I guess that is? It seems lo-tech. Someone told me about it once but I didn't think it was a comedy.
it was a BBC sci-fi comedy from the 80s
BBC productions were reaaaaalllllly low-budget back then.
The part of that joke that the clip doesn't reveal is that everybody's dead. Not just the people on the ship. Dave Lister is the last human in the universe.
It's basically the best thing ever (as long as we are talking 80's British comedy series).
Glossing over the fact that "everybody's dead" because it's just been that long of a time, not because there was any sort of special calamity.
I think I have a great idea to jumpstart at least one industry in this country: the guillotine industry...
Let's party like it's 1789.
Only if i get to be Napoleon
"The only way to get rid of a temptation is to give into it." - Oscar Wilde
"We believe in the people and their 'wisdom' as if there was some special secret entrance to knowledge that barred to anyone who had ever learned anything." - Friedrich Nietzsche
@Thanatos It wasn't really "severance," just a bit of extra cash as a gesture of goodwill from the boss (paying for the thanksgiving weekend on top of the rest, etc)
Now I have the pleasure of trying to find work. At least I stlil have a vague shot of getting a government job before the hiring policies get severely restricted next year. I will not enjoy it, because the government work culture here is atrocious, but I will quite possibly make twice as much as I was making before, if I get the same job.
Where are you? Australia?
Ottawa, Canada, where everyone is a grey-clad government worker complaining about the government
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CindersWhose sails were black when it was windyRegistered Userregular
Jacob I want to play CoX but I dont want to have to buy it again what does a free account get me?
A couple of character slots (you can use it to unlock old characters or create new ones), you can make and/or use any class except controller and mastermind, and you get access to most of the game (not the Going Rogue stuff, though).
You also get a bunch of stuff based on how long you've subscribed, historically (more character slots, bonus powers, etc.).
A French Revolution style purge would do wonders for this country. Contrary to what the Randians would like to believe, the ultra-rich aren't superpowered beings with super ideas and super enlightenment and the world won't collapse without them. Freeing up all their hoarded wealth would be a huge economic boost.
Jacob I want to play CoX but I dont want to have to buy it again what does a free account get me?
A couple of character slots (you can use it to unlock old characters or create new ones), you can make and/or use any class except controller and mastermind, and you get access to most of the game (not the Going Rogue stuff, though).
You also get a bunch of stuff based on how long you've subscribed, historically (more character slots, bonus powers, etc.).
Maybe ill go with free then at least I can play it at work on the gfs Mac
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CindersWhose sails were black when it was windyRegistered Userregular
Posts
Okay, more solidly:
Is this funded by an increase in contributions - uncapping contributions, perhaps? As a matter of marginal tax rates I don't think it is the best way to spend or tax.
Private business-specific pensions and investments should indeed not receive tax benefits but I would prefer a substitution toward privately-held funds (if necessary, managed by the state a la provident funds) rather than toward SS.
Tav: where's the sake jesus bottle from?
the "no true scotch man" fallacy.
I feel like eating cake.
Ramen.
the "no true scotch man" fallacy.
hahaha
it was a BBC sci-fi comedy from the 80s
BBC productions were reaaaaalllllly low-budget back then.
The part of that joke that the clip doesn't reveal is that everybody's dead. Not just the people on the ship. Dave Lister is the last human in the universe.
the "no true scotch man" fallacy.
We built this city of he-roes
We built this city
We built this city of he-rooooo-oooooooes
dodo do dodo do dodo do dodo do
but never in the things which economics suggests reduces macroeconomically relevant unemployment, i.e., inflation
... ? Is that a shop name?
Needs more fancy wigs.
i've been thinking the same thing. I played city of villains for a bit and it was fun, but MMOs are inherently a team sport for me.
So when all my friends bounced i was like...boo
but if people are playing again, then maybe. I always liked my captain communism villain who could fly and beat the crap out of stuff
"We believe in the people and their 'wisdom' as if there was some special secret entrance to knowledge that barred to anyone who had ever learned anything." - Friedrich Nietzsche
It's basically the best thing ever (as long as we are talking 80's British comedy series).
That window needs a giant monocle.
Now I have the pleasure of trying to find work. At least I stlil have a vague shot of getting a government job before the hiring policies get severely restricted next year. I will not enjoy it, because the government work culture here is atrocious, but I will quite possibly make twice as much as I was making before, if I get the same job.
I am sensing more of an objection to the relative immobility induced by company-specific retirement contributions rather than a preference for SS per se here...
That window is obviously a better class of person than me and I should let it make my decisions for me.
"We believe in the people and their 'wisdom' as if there was some special secret entrance to knowledge that barred to anyone who had ever learned anything." - Friedrich Nietzsche
curses. just showed a friend and he really wants it now.
thanks.
Ahh lol.
Glossing over the fact that "everybody's dead" because it's just been that long of a time, not because there was any sort of special calamity.
I'm sure it's just the janitors having a little fun. No one would be dumb enough to taunt a horde of poor people...
I think I have a great idea to jumpstart at least one industry in this country: the guillotine industry...
Let's party like it's 1789.
Only if i get to be Napoleon
"We believe in the people and their 'wisdom' as if there was some special secret entrance to knowledge that barred to anyone who had ever learned anything." - Friedrich Nietzsche
Ottawa, Canada, where everyone is a grey-clad government worker complaining about the government
http://www.youtube.com/watch?v=2PiXDTK_CBY
You also get a bunch of stuff based on how long you've subscribed, historically (more character slots, bonus powers, etc.).
Maybe ill go with free then at least I can play it at work on the gfs Mac
Supposedly that was actually a wedding reception.