it's not so much learning the mechanics of driving a manual that I fear as it is getting one and then realizing four weeks later that I'm tired of it, for a daily 20 mile commute
My Mazda 3 is an automatic but it has a "shift mode" thing which has a mind of its own
and sometimes enjoys ignoring your request to change gear without any real indication that it has ignored you other than flashing a light that is out of your field of view
I have bad credit too. They would only offer me a high monthly with down payment. This seams reasonable because of my credit but what I didn't know was how much actual power you have in this situation. Don't let your credit be the reason you choose to pay more. Don't guilt yourself into taking an expensive car. You deal with them like your score is a perfect 800. Who cares, what's important is they need to find a bank that will take that Finance or Lease on your car.
They will try their hardest to find a bank that will whether your credit is 200 or 800. They want to sell you that car. So don't let your guilt get you to agree to paying more for something just because you feel you should. Don't, I can't say that enough.
Most likely they'll try to get you Financing/Loan through a bank. It might take some time to get that done and they know that. What they'll do is something called "On the Spot Financing" they'll let you drive that car off the lot after you sign the contract that you'd agree on.
Take it home and you may get calls about your Job, income, etc. This could take weeks to get a bank to approve it but eventually they will.
This affords you two things.
-You get to drive the car around for nothing for a bit. Take it to work. get a feel for it.
-Ability to return it if you have buyers remorse. (ill explain in a minute about this one)
In California there's no Cooling off period. So, once you sign that contract it's over. No going back. But, there's is a way out and it's through the "On the spot financing"
If they let you drive off the lot without the financing done and it takes a couple of days to get the bank to approve. You'll need to send copies of proof your income, references, etc
If you find out after driving the car for a couple of days you don't want it you can chooseto do nothing. Not cooperating with the process. Don't give them anything.
They will be forced to return the car and break the contract. That's how I got out of my last cars contract when I felt a little remorse.
They took it back, I went there to sign the papers to break the contract and walked away. A week later after doing research and ready to go back in I went back to the dealer and found the car I drove a week before. It was wasn't New on the lot instead it was Pre Owned and 3k cheaper!
I know there's 800 miles on it but I drove those 800 miles so I know it's in good condition. I took that car with the same deal as I had agreed to before but cheaper monthly and a little down payment but the car was cheaper overall.
Now I own a New Lancer 2011 and something I learned is that never go car shopping without knowing what you want already in the back of your pocket. If you go in just to window shop that's a mistake because dealers will keep you for hours. Do a lot of searching on Craigslist, Manufacturer web sites, and models, etc.
Find one you like and visit that dealer at the end of the day after window shopping others on the row. Drive a bunch of cars for free get a feel for them. I love my new car but damn I wish I got it in another color other than silver.
Also, go in with the "College Student" approach. You're poor. No down payment, 200 month. That's all you can afford. They'll try their damnest to get that for you. And if they can't and start asking for a little down payment you push harder you don't have it. I swear they will make it happen.
If you're like me, you feel like a douche for putting them through all this and you'll just try to be nice to appease them but you can't take that route. You'll never see these people again after you drive off. They know this and you should know this.
When you get to the point where the Manager has to tell you this is all we can do. Without x down or paying more a month this won't work and you feel like you've exhausted all avenues here that's when you walk away and go home and think about it.
TIPS:
-Write everything down on PAPER. They gave you a deal yesterday? You'll have a copy of the deal on paper. They'll forget about everything.
-Show other dealers the deal you got at X Dealership and show them this is what you want.
-For me, I never buy the car on the first day. Go through the process I explained above and go home and think about it. Sleep on it. If you wake up and feel good. Go back and do some more searching and if you don't like anything go back to that dealer and show him the deal from yesterday and they'll take it.
thedude_frombaywatch on
xbl tag: Dynamis King
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0
Garlic Breadi'm a bitch i'm a bitch i'm a bitch i'm aRegistered User, Disagreeableregular
That seems...unethical
0
BroloBroseidonLord of the BroceanRegistered Userregular
most of it seems like decent common sense, but I don't know much about credit ratings
Well, i agree with a lot of that, the not settling necessarily on the first trip out, at the least
i'm certainly not sure on the intentional contract breaking
Well I guess. I guess a lot of my own personal experience got mixed up there. I had to learn the hard way my first time out on my own. Just don't wish that on anyone is all.
thedude_frombaywatch on
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0
BroloBroseidonLord of the BroceanRegistered Userregular
thedude's advice: screw floor salesman out of his commission (because I'm sure he's a fat cat), waste the dealerships time, then buy the exact same car after they're forced to mark it down because someone cheated them down to below factory invoice
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0
Tossrocktoo weird to livetoo rare to dieRegistered Userregular
edited January 2012
Intentionally breaking contract is kind of iffy but it's definitely a good idea to make them sweat and then walk away. When I bought my car I looked around at several dealerships, got pretty close to buying one at one place but then didn't because the mileage was too high. Ended up getting the same model from a different place. A few days later, the guys from the first dealership call me up and say they're prepared to offer me a Special Deal.
So yeah, the natural instinct (at least for me) is to be nice to them, but being nice can cost you a lot of money. Unless you're under some kind of extremely tight time constraint, wait it out and see if they soften up. Remember, cars are an extremely elastic good.
If you tell a dealership what you want to pay monthly, they will make it happen if at all possible.
When I bought my car, I told them basically "I'm wasn't really planning on buying today, but if you can get me to X a month with no money down, I'll consider it", and they knocked 3k off the sticker and gave me the bluebook for excellent on my trade-in even though frankly it was probably just "Good" with a major accident in its history.
You tell them what you make, what your credit is, etc, and they are generally pretty good at telling you yes or no without actually pulling your credit
Just do all the math at home first so you know what number to spout.
To me the biggest thing to remember is that GAP and warranties also cost big money, so remember them when estimating the price of the car you are projecting a payment for. I think GAP and extended warranty on a 23k car ended up being around 3.5k for me.
I won't be able to afford a car for a long time, at least, afford one and be able to move out in the future. My insurance as a new driver, the price of petrol and maintaining it is too high! So it'll be a while until I can get one. Which is a shame.
I'm looking for a new car, too. The spam that I have to sift through on craigslist is massive and trying to find something decent in Arizona is like looking for a needle in a haystack.
0
zucchinirobotheropretty much amazingRegistered Userregular
thedude's advice: screw floor salesman out of his commission (because I'm sure he's a fat cat), waste the dealerships time, then buy the exact same car after they're forced to mark it down because someone cheated them down to below factory invoice
Listen. Car salesmen are scum. Car dealerships are sucking pits of ripoff. Other than the contract thing, thedude gives good advice.
savin' money
It'll be a while, but now I actually know some things!
if you get a motorcycle I call dibs on the sidecar
0
IpseDixitTreat me like a pirateAnd give me that bootyRegistered Userregular
Speaking of motorcycles
My manager, trainer, and both of the other new hires at my work all ride motorcycles. This is not helping the fact I have really wanted a motorcycle since forever.
So now I'm looking at Ninja 250's 500's and 650's.
The only thing that has stopped me is the fact that the only parking at my apartment is street parking.
IpseDixitTreat me like a pirateAnd give me that bootyRegistered Userregular
Buying a car at auction is a pretty big gamble
Best case somebody got pulled over and arrested and you're buying their impounded car
Worst case is you're buying a car that broke down on the freeway and somebody decided to abandon it, right after they fucked and murdered a hooker in the back seat
If you're handy buying cars from a salvage lot can be a good deal. But in most states you need a special liscence in order to purchase a salvage vehicle
Posts
going up windy mountain roads though, it's a blast!
put your keys in the goddamn bowl
Look, sometimes sleeping at the wheel is the only nap time I get
and sometimes enjoys ignoring your request to change gear without any real indication that it has ignored you other than flashing a light that is out of your field of view
They will try their hardest to find a bank that will whether your credit is 200 or 800. They want to sell you that car. So don't let your guilt get you to agree to paying more for something just because you feel you should. Don't, I can't say that enough.
Most likely they'll try to get you Financing/Loan through a bank. It might take some time to get that done and they know that. What they'll do is something called "On the Spot Financing" they'll let you drive that car off the lot after you sign the contract that you'd agree on.
Take it home and you may get calls about your Job, income, etc. This could take weeks to get a bank to approve it but eventually they will.
This affords you two things.
-You get to drive the car around for nothing for a bit. Take it to work. get a feel for it.
-Ability to return it if you have buyers remorse. (ill explain in a minute about this one)
In California there's no Cooling off period. So, once you sign that contract it's over. No going back. But, there's is a way out and it's through the "On the spot financing"
If they let you drive off the lot without the financing done and it takes a couple of days to get the bank to approve. You'll need to send copies of proof your income, references, etc
If you find out after driving the car for a couple of days you don't want it you can chooseto do nothing. Not cooperating with the process. Don't give them anything.
They will be forced to return the car and break the contract. That's how I got out of my last cars contract when I felt a little remorse.
They took it back, I went there to sign the papers to break the contract and walked away. A week later after doing research and ready to go back in I went back to the dealer and found the car I drove a week before. It was wasn't New on the lot instead it was Pre Owned and 3k cheaper!
I know there's 800 miles on it but I drove those 800 miles so I know it's in good condition. I took that car with the same deal as I had agreed to before but cheaper monthly and a little down payment but the car was cheaper overall.
Now I own a New Lancer 2011 and something I learned is that never go car shopping without knowing what you want already in the back of your pocket. If you go in just to window shop that's a mistake because dealers will keep you for hours. Do a lot of searching on Craigslist, Manufacturer web sites, and models, etc.
Find one you like and visit that dealer at the end of the day after window shopping others on the row. Drive a bunch of cars for free get a feel for them. I love my new car but damn I wish I got it in another color other than silver.
Also, go in with the "College Student" approach. You're poor. No down payment, 200 month. That's all you can afford. They'll try their damnest to get that for you. And if they can't and start asking for a little down payment you push harder you don't have it. I swear they will make it happen.
If you're like me, you feel like a douche for putting them through all this and you'll just try to be nice to appease them but you can't take that route. You'll never see these people again after you drive off. They know this and you should know this.
When you get to the point where the Manager has to tell you this is all we can do. Without x down or paying more a month this won't work and you feel like you've exhausted all avenues here that's when you walk away and go home and think about it.
TIPS:
-Write everything down on PAPER. They gave you a deal yesterday? You'll have a copy of the deal on paper. They'll forget about everything.
-Show other dealers the deal you got at X Dealership and show them this is what you want.
-For me, I never buy the car on the first day. Go through the process I explained above and go home and think about it. Sleep on it. If you wake up and feel good. Go back and do some more searching and if you don't like anything go back to that dealer and show him the deal from yesterday and they'll take it.
MineCraft: Menetherin
Steam: Vloeza_SE++
i'm certainly not sure on the intentional contract breaking
SE++ Map Steam
MineCraft: Menetherin
Steam: Vloeza_SE++
oh wait never mind I misread the entire contract thing
yeah I'm not so sure about that
MineCraft: Menetherin
Steam: Vloeza_SE++
So yeah, the natural instinct (at least for me) is to be nice to them, but being nice can cost you a lot of money. Unless you're under some kind of extremely tight time constraint, wait it out and see if they soften up. Remember, cars are an extremely elastic good.
When I bought my car, I told them basically "I'm wasn't really planning on buying today, but if you can get me to X a month with no money down, I'll consider it", and they knocked 3k off the sticker and gave me the bluebook for excellent on my trade-in even though frankly it was probably just "Good" with a major accident in its history.
You tell them what you make, what your credit is, etc, and they are generally pretty good at telling you yes or no without actually pulling your credit
Just do all the math at home first so you know what number to spout.
To me the biggest thing to remember is that GAP and warranties also cost big money, so remember them when estimating the price of the car you are projecting a payment for. I think GAP and extended warranty on a 23k car ended up being around 3.5k for me.
Its just a lot of practice.
I won't be able to afford a car for a long time, at least, afford one and be able to move out in the future. My insurance as a new driver, the price of petrol and maintaining it is too high! So it'll be a while until I can get one. Which is a shame.
Dear satan I wish for this or maybe some of this....oh and I'm a medium or a large.
unless you want good mileage
I love my '79 rabbit
This is fairly true.
Learn how to manipulate the clutch well in first gear and you're 70% the way there.
What spring does with the cherry trees.
want Dropbox? use my referral! | steam
Listen. Car salesmen are scum. Car dealerships are sucking pits of ripoff. Other than the contract thing, thedude gives good advice.
Steam - Talon Valdez :Blizz - Talonious#1860 : Xbox Live & LoL - Talonious Monk @TaloniousMonk Hail Satan
Nothing sucks more than totaling your car and realizing that "Hey I owe more for this car than what it's actually worth"
Stick in a place with a lot of stoplights: kill me
savin' money
It'll be a while, but now I actually know some things!
SE++ Map Steam
if you get a motorcycle I call dibs on the sidecar
My manager, trainer, and both of the other new hires at my work all ride motorcycles. This is not helping the fact I have really wanted a motorcycle since forever.
So now I'm looking at Ninja 250's 500's and 650's.
The only thing that has stopped me is the fact that the only parking at my apartment is street parking.
Expect it to last about a week.
but I got my current car at an auction.
Got it for about half what a used car dealer would charge, so to fix the "minimal" problems still kept me under budget.
Dear satan I wish for this or maybe some of this....oh and I'm a medium or a large.
Best case somebody got pulled over and arrested and you're buying their impounded car
Worst case is you're buying a car that broke down on the freeway and somebody decided to abandon it, right after they fucked and murdered a hooker in the back seat
If you're handy buying cars from a salvage lot can be a good deal. But in most states you need a special liscence in order to purchase a salvage vehicle
Dear satan I wish for this or maybe some of this....oh and I'm a medium or a large.
Saw this at the Detroit Auto Show ihadtheweirdestboner.
I don't normally like Ford cars, but damn it, it looked good. Plus the rental Fusion I had was just absolutely fun to drive.
https://www.amazon.com/gp/registry/wishlist/1JI9WWSRW1YJI
No one's said that yet, right?
https://www.amazon.com/gp/registry/wishlist/1JI9WWSRW1YJI
https://www.amazon.com/gp/registry/wishlist/1JI9WWSRW1YJI