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Halkun got boned by the U.S. Healthcare system. [Let's talk about debt!]
halkun
Registered User regular
Registered User regular
Well, what an adventure.... For those who don't remember, I was practically tweeting my operation. The final bill is in. For those who want to know. I hid it under the spoiler.
Now, here comes the fun part. Looking at my insurance claims, I have found, they are willing to cover...
So, let's talk about shitty insurance
$19,842.78
Now, here comes the fun part. Looking at my insurance claims, I have found, they are willing to cover...
$13.18
So, let's talk about shitty insurance
halkun on
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Satans..... hints.....
hentai surgery?!
then I reread it
damn that sucks
Steam
Hope things look up and you get that stuff sorted out!
Steam
Wisconsin - United Healthcare PPA network - Unitedhealth basics plan
Keep in mind all the claims are still processing, but it's not looking good. They didn't even cover my doctor's office visits.
But our insurance isn't nearly that shitty
We have a $4k deductible which kinda sucks tho
USA! USA! USA!
SteamID: Baroque And Roll
My circumcision was about six grand so it's not all that surprising really.
If I drop my insurance, I'll gain about $175 a month that I can use to actually pay off the bill.
I'm not too worried about it. What can they honestly do? Put it back? When the dust settles and all is said and done. I'll probably chat about payments.
rounded up
Free the country? We're already free you damn communist!
How is your recovery going?
Once upon a time when I didn't have any insurance, I paid $300 to have a doctor poke at my tummy and say that I had a hernia and that it would cost about $7,000 to $10,000 to fix.
I get a job, and insurance.
After two years, quit and went to another company.
At the other company, I thought the insurance rollover was automatic because I kept asking and they said they would send me the packet.
Packet comes with "Welcome to heath blah blah blah and I'm all like "ok insurance is out of the way."
Oops, I was wrong. I had 60 days to enroll missed the window
went 8 months without insurance.
Picked it up this January. Same provider.
Because I was originally quoted the $7,000-$10,000 I took the basic plan that covered up to $5000 a year and full hospital stays, I would try out that plan, and then see if I needed more coverage to the "big one" later
On Jan 1st my hernia "popped"
On Jan second I got my new insurance card.
On Jan 30th I had my operation.
And that's the story.
MineCraft: Menetherin
Steam: Vloeza_SE++
Almost ten years later(a couple of months ago) some collection agency starts sending me letters about the original bill with that hospital.
Either way, there is a lot of shit being heaped in the wrong place.
Also, I think we should find a different way to refer to this, because the word "shit" is getting slung around a lot.
Welcome to the American Healthcare System.
Oh this is nothing~
I have $15,760 in student loans, and $7,500 on my car...
Seriously, just put it on my tab.
I'm going to tell you a little secret about debt. You would be shocked and surprised to learn that if you just fucking call you debtors and tell them what is up, they will bend over backwards to accommodate.
Seriously, I bought car on accident for $20,000 once. I am dead serious, I had no fucking clue that the dealership was going to screw me over that hard. (Hint hint, I was young and VERY stupid)
I had the thing for two weeks and realized I wasn't going to make the payments.
I called the bank and told them... I simply didn't have the money. I told them everything. I wanted to know how the repossession process worked and if I could just drop off the car.
I was immediately put into "doubtful accounts" and we started making deals. In the end the deal was this...
"You pay us $317 a month, and we won't take the car."
Now that really doesn't sound like I got a good deal, but I did. Actually I was paying $305 a month plus another $200 in insurance. I was no longer was required to pay insurance on it, and if I messed a payment, they would take it the next month. Period. With that little breathing room, I payed off that car 5 years later.
My student loan was originally $30,000 and some change. Seriously. I'm not going anywhere and neither is the bank.
It's a bit different.