The new forums will be named Coin Return (based on the most recent vote)! You can check on the status and timeline of the transition to the new forums here.
The Guiding Principles and New Rules document is now in effect.
A speakeasy, also called a blind pig or blind tiger, is an establishment that illegally sells alcoholic beverages. Such establishments came into prominence in the United States during the period known as Prohibition (1920–1933, longer in some states). During this time, the sale, manufacture, and transportation (bootlegging) of alcoholic beverages was illegal throughout the United States.
so i am basically hoping either in fall '13 or fall '14 my hooks- low income, first generation student, orphan
I'd think that would make you a FAFSA darling, swimming in possible federal aid.
it will but that doesn't necessarily mean anything. i will qualify for the highest amount of federal loans- and since it's undergrad, even being independent that's capped at 12.5 per year- and the highest pell grant ($5.5k)... but 18k doesn't make a dent in most costs of attendance considering it'd have to cover food and housing also.
so i'd have to rack up a bunch of little scholarships (more than is realistic, probably), or go to a school with a lot of institutional aid- which is why i'm aiming for such selective programs.
it might seem- to someone middle or upper class- that the poor and disadvantaged kids have it 'easy' with financial aid... but that's only true at the few very, very generous schools in the country- and they all have commensurate levels of selectivity in their admissions. yeah, harvard, upenn, and stanford make sure all kids coming from an income <50k get a full ride with no loans... but do you know how many kids from my background go to those schools? it's almost statistically negligible.
the better a student's financial background, the higher chance he/she has for admission to a top program. if i manage to get into one of those programs it'll be excellent and a breeze, financially. but especially as a transfer student it's obscenely unlikely.
so i am basically hoping either in fall '13 or fall '14 my hooks- low income, first generation student, orphan
I'd think that would make you a FAFSA darling, swimming in possible federal aid.
it will but that doesn't necessarily mean anything. i will qualify for the highest amount of federal loans- and since it's undergrad, even being independent that's capped at 12.5 per year- and the highest pell grant ($5.5k)... but 18k doesn't make a dent in most costs of attendance considering it'd have to cover food and housing also.
so i'd have to rack up a bunch of little scholarships (more than is realistic, probably), or go to a school with a lot of institutional aid- which is why i'm aiming for such selective programs.
it might seem- to someone middle or upper class- that the poor and disadvantaged kids have it 'easy' with financial aid... but that's only true at the few very, very generous schools in the country- and they all have commensurate levels of selectivity in their admissions. yeah, harvard, upenn, and stanford make sure all kids coming from an income <50k get a full ride with no loans... but do you know how many kids from my background go to those schools? it's almost statistically negligible.
the better a student's financial background, the higher chance he/she has for admission to a top program. if i manage to get into one of those programs it'll be excellent and a breeze, financially. but especially as a transfer student it's obscenely unlikely.
12.5K isn't "having it easy". That is a stupid-low number given what most places charge.
I mean, I understand why the government wouldn't hand out 50K loans to students...but...12.5K is "I have money and need a little help"...that's not going to get someone to college who doesn't already have a support mechanism in place.
for the love of god don't watch that thing sarks posted
0
TehSlothHit Or MissI Guess They Never Miss, HuhRegistered Userregular
Speaking of old-timey drinks, I need to figure out where I can get some gum arabic. My sister got me some whiskey sour making supplies (a bag of lemons, some cane sugar, and a handle of jim beam) and I've heard that using gomme syrup instead of just a simple syrup is the dopeness.
so i am basically hoping either in fall '13 or fall '14 my hooks- low income, first generation student, orphan
I'd think that would make you a FAFSA darling, swimming in possible federal aid.
it will but that doesn't necessarily mean anything. i will qualify for the highest amount of federal loans- and since it's undergrad, even being independent that's capped at 12.5 per year- and the highest pell grant ($5.5k)... but 18k doesn't make a dent in most costs of attendance considering it'd have to cover food and housing also.
so i'd have to rack up a bunch of little scholarships (more than is realistic, probably), or go to a school with a lot of institutional aid- which is why i'm aiming for such selective programs.
it might seem- to someone middle or upper class- that the poor and disadvantaged kids have it 'easy' with financial aid... but that's only true at the few very, very generous schools in the country- and they all have commensurate levels of selectivity in their admissions. yeah, harvard, upenn, and stanford make sure all kids coming from an income <50k get a full ride with no loans... but do you know how many kids from my background go to those schools? it's almost statistically negligible.
the better a student's financial background, the higher chance he/she has for admission to a top program. if i manage to get into one of those programs it'll be excellent and a breeze, financially. but especially as a transfer student it's obscenely unlikely.
12.5K isn't "having it easy". That is a stupid-low number given what most places charge.
I mean, I understand why the government wouldn't hand out 50K loans to students...but...12.5K is "I have money and need a little help"...that's not going to get someone to college who doesn't already have a support mechanism in place.
yup. i mean, i MIGHT also qualify for a perkins loans- i'm not sure how that works- but even with that i'd still have a gap for penn state, and a five digit gap at anywhere OOS or private.
so lacking a lot of merit aid (which is almost impossible for transfers), my main goal is to get into one of the few schools in america that meet 100% of the demonstrated financial need of transfer students. it's not a big list at all! and most are crazy hard to get into.
if i don't get into any i'll just have to see what happens. i'll try and work every summer and during the school year, i'll apply for lots of little scholarships. i dunno if it would work out. we'll see.
if i could just join the military i wouldn't have all this to think about.
it might seem- to someone middle or upper class- that the poor and disadvantaged kids have it 'easy' with financial aid... but that's only true at the few very, very generous schools in the country- and they all have commensurate levels of selectivity in their admissions. yeah, harvard, upenn, and stanford make sure all kids coming from an income <50k get a full ride with no loans... but do you know how many kids from my background go to those schools? it's almost statistically negligible.
I think something like 20% of Stanford students receive financial aid. So it's not a negligible fraction. But, that still means that 80% of them do not, which means in turn that 80% of them come from households with at least six figure incomes (Stanford's cutoff point for charging tuition). This is massive overrepresentation, statistically. So your point still stands--clearly, privilege is working out pretty well for those that have it.
0
SarksusATTACK AND DETHRONE GODRegistered Userregular
so i am basically hoping either in fall '13 or fall '14 my hooks- low income, first generation student, orphan
I'd think that would make you a FAFSA darling, swimming in possible federal aid.
it will but that doesn't necessarily mean anything. i will qualify for the highest amount of federal loans- and since it's undergrad, even being independent that's capped at 12.5 per year- and the highest pell grant ($5.5k)... but 18k doesn't make a dent in most costs of attendance considering it'd have to cover food and housing also.
so i'd have to rack up a bunch of little scholarships (more than is realistic, probably), or go to a school with a lot of institutional aid- which is why i'm aiming for such selective programs.
it might seem- to someone middle or upper class- that the poor and disadvantaged kids have it 'easy' with financial aid... but that's only true at the few very, very generous schools in the country- and they all have commensurate levels of selectivity in their admissions. yeah, harvard, upenn, and stanford make sure all kids coming from an income <50k get a full ride with no loans... but do you know how many kids from my background go to those schools? it's almost statistically negligible.
the better a student's financial background, the higher chance he/she has for admission to a top program. if i manage to get into one of those programs it'll be excellent and a breeze, financially. but especially as a transfer student it's obscenely unlikely.
12.5K isn't "having it easy". That is a stupid-low number given what most places charge.
I mean, I understand why the government wouldn't hand out 50K loans to students...but...12.5K is "I have money and need a little help"...that's not going to get someone to college who doesn't already have a support mechanism in place.
yup. i mean, i MIGHT also qualify for a perkins loans- i'm not sure how that works- but even with that i'd still have a gap for penn state, and a five digit gap at anywhere OOS or private.
so lacking a lot of merit aid (which is almost impossible for transfers), my main goal is to get into one of the few schools in america that meet 100% of the demonstrated financial need of transfer students. it's not a big list at all! and most are crazy hard to get into.
if i don't get into any i'll just have to see what happens. i'll try and work every summer and during the school year, i'll apply for lots of little scholarships. i dunno if it would work out. we'll see.
if i could just join the military i wouldn't have all this to think about.
where's my bionic eye, OBAMA
For some reason that $12.5K cap is really grinding my gears. It's almost insulting.
"You have nothing. Here's something that still won't actually help you in any meaningful sense. Have a nice day."
0
MrMisterJesus dying on the cross in pain? Morally better than us. One has to go "all in".Registered Userregular
it might seem- to someone middle or upper class- that the poor and disadvantaged kids have it 'easy' with financial aid... but that's only true at the few very, very generous schools in the country- and they all have commensurate levels of selectivity in their admissions. yeah, harvard, upenn, and stanford make sure all kids coming from an income <50k get a full ride with no loans... but do you know how many kids from my background go to those schools? it's almost statistically negligible.
I think something like 20% of Stanford students receive financial aid. So it's not a negligible fraction. But, that still means that 80% of them do not, which means in turn that 80% of them come from households with at least six figure incomes (Stanford's cutoff point for charging tuition). This is massive overrepresentation, statistically. So your point still stands--clearly, privilege is working out pretty well for those that have it.
right, the unfortunate thing is when those sorts of stats are released, it's usually harder to pin down the amounts of aid. so if stanford says, for example, everyone who makes >250k per year has to pay fully... families that make 150k can still get a bunch of financial aid. it's well known that stanford meets all demonstrated need (cost of attendance minus expected family contribution) for every student. for eighty percent of their kids their expected family contribution is equal to the cost of attendance. but for the twenty percent where there is an inequality, how many have an expected family contribution of zero?
i dunno, but i'd wager that it's low single digits.
so i am basically hoping either in fall '13 or fall '14 my hooks- low income, first generation student, orphan
I'd think that would make you a FAFSA darling, swimming in possible federal aid.
it will but that doesn't necessarily mean anything. i will qualify for the highest amount of federal loans- and since it's undergrad, even being independent that's capped at 12.5 per year- and the highest pell grant ($5.5k)... but 18k doesn't make a dent in most costs of attendance considering it'd have to cover food and housing also.
so i'd have to rack up a bunch of little scholarships (more than is realistic, probably), or go to a school with a lot of institutional aid- which is why i'm aiming for such selective programs.
it might seem- to someone middle or upper class- that the poor and disadvantaged kids have it 'easy' with financial aid... but that's only true at the few very, very generous schools in the country- and they all have commensurate levels of selectivity in their admissions. yeah, harvard, upenn, and stanford make sure all kids coming from an income <50k get a full ride with no loans... but do you know how many kids from my background go to those schools? it's almost statistically negligible.
the better a student's financial background, the higher chance he/she has for admission to a top program. if i manage to get into one of those programs it'll be excellent and a breeze, financially. but especially as a transfer student it's obscenely unlikely.
12.5K isn't "having it easy". That is a stupid-low number given what most places charge.
I mean, I understand why the government wouldn't hand out 50K loans to students...but...12.5K is "I have money and need a little help"...that's not going to get someone to college who doesn't already have a support mechanism in place.
yup. i mean, i MIGHT also qualify for a perkins loans- i'm not sure how that works- but even with that i'd still have a gap for penn state, and a five digit gap at anywhere OOS or private.
so lacking a lot of merit aid (which is almost impossible for transfers), my main goal is to get into one of the few schools in america that meet 100% of the demonstrated financial need of transfer students. it's not a big list at all! and most are crazy hard to get into.
if i don't get into any i'll just have to see what happens. i'll try and work every summer and during the school year, i'll apply for lots of little scholarships. i dunno if it would work out. we'll see.
if i could just join the military i wouldn't have all this to think about.
where's my bionic eye, OBAMA
For some reason that $12.5K cap is really grinding my gears. It's almost insulting.
"You have nothing. Here's something that still won't actually help you in any meaningful sense. Have a nice day."
yeah.
for independent students it's something like 9,500 freshman year, 10,500 sophomore year, 12,500 junior year, 12,500 senior year. i think once you hit grad school it's like 20,500 per year? something around there.
and i can only borrow as much as i can because i'm independent. if i were not an orphan and under 24 it starts at like 5,500 freshman year.
Organichu on
0
MrMisterJesus dying on the cross in pain? Morally better than us. One has to go "all in".Registered Userregular
Good point. You clearly have done your homework (I'm, by contrast, am going off of stats I heard in passing in '08).
0
JacobkoshGamble a stamp.I can show you how to be a real man!Moderatormod
it might seem- to someone middle or upper class- that the poor and disadvantaged kids have it 'easy' with financial aid... but that's only true at the few very, very generous schools in the country- and they all have commensurate levels of selectivity in their admissions. yeah, harvard, upenn, and stanford make sure all kids coming from an income <50k get a full ride with no loans... but do you know how many kids from my background go to those schools? it's almost statistically negligible.
I think something like 20% of Stanford students receive financial aid. So it's not a negligible fraction. But, that still means that 80% of them do not, which means in turn that 80% of them come from households with at least six figure incomes (Stanford's cutoff point for charging tuition). This is massive overrepresentation, statistically. So your point still stands--clearly, privilege is working out pretty well for those that have it.
I think what's pissing me off is my preconception that we had FAFSA to offset the privilege that wealthy students have, at least in terms of raw fees. But if someone literally has nothing, why the shit is the cap so low?
Good point. You clearly have done your homework (I'm, by contrast, am going off of stats I heard in passing in '08).
yeah unfortunately it's not something that is explained all that well. either people make too much money to even seek financial aid or they went into school at 18 and their parents sort of handled all the scary papers and promissory notes and all that jazz. it's crazy how many kids say like 'ok, so what if fafsa gives me 8k... what's the MOST i could try to get from fafsa the next year?'
but i am trying to stress about it less in general. thankfully my community college is cheap and so i can afford it with almost no loans at all until i transfer. i'll cross the bridge when i come to it.
but i sure hope i get into a top school that will meet my need! it'd suck to like, work three jobs and take out personal loans and suck dicks and whatever other sort of malarkey i'd have to do just to get a less-than-top-notch education.
Good point. You clearly have done your homework (I'm, by contrast, am going off of stats I heard in passing in '08).
yeah unfortunately it's not something that is explained all that well. either people make too much money to even seek financial aid or they went into school at 18 and their parents sort of handled all the scary papers and promissory notes and all that jazz. it's crazy how many kids say like 'ok, so what if fafsa gives me 8k... what's the MOST i could try to get from fafsa the next year?'
but i am trying to stress about it less in general. thankfully my community college is cheap and so i can afford it with almost no loans at all until i transfer. i'll cross the bridge when i come to it.
but i sure hope i get into a top school that will meet my need! it'd suck to like, work three jobs and take out personal loans and suck dicks and whatever other sort of malarkey i'd have to do just to get a less-than-top-notch education.
Indeed. Sucking dick for a lousy education would suck dick.
@Jacobkosh, should I pick up ME3, or get the ME2 DLCs?
get the DLCs, they're really good and all of them have now folded into my me3 experience, sometimes in seriously significant ways
is there anything you need to do in 2 to give you a benefit in 3, not like decisions to make but upgrading something or collecting resources? I remember in 1 if you had a lot of money you got extra money in 2, like that sort of thing
Posts
or Gin.
it will but that doesn't necessarily mean anything. i will qualify for the highest amount of federal loans- and since it's undergrad, even being independent that's capped at 12.5 per year- and the highest pell grant ($5.5k)... but 18k doesn't make a dent in most costs of attendance considering it'd have to cover food and housing also.
so i'd have to rack up a bunch of little scholarships (more than is realistic, probably), or go to a school with a lot of institutional aid- which is why i'm aiming for such selective programs.
it might seem- to someone middle or upper class- that the poor and disadvantaged kids have it 'easy' with financial aid... but that's only true at the few very, very generous schools in the country- and they all have commensurate levels of selectivity in their admissions. yeah, harvard, upenn, and stanford make sure all kids coming from an income <50k get a full ride with no loans... but do you know how many kids from my background go to those schools? it's almost statistically negligible.
the better a student's financial background, the higher chance he/she has for admission to a top program. if i manage to get into one of those programs it'll be excellent and a breeze, financially. but especially as a transfer student it's obscenely unlikely.
100% blaming these and the coffee culture at my work for me gaining weight
http://www.youtube.com/watch?v=LXFLakNYXyw&feature=related
https://twitter.com/Hooraydiation
http://www.youtube.com/watch?v=7VovGH2Fe1w&feature=player_embedded
12.5K isn't "having it easy". That is a stupid-low number given what most places charge.
I mean, I understand why the government wouldn't hand out 50K loans to students...but...12.5K is "I have money and need a little help"...that's not going to get someone to college who doesn't already have a support mechanism in place.
twitch.tv/tehsloth
IT'S AMAZING
LIES!
stop.
Do you expect less from such a man? I bet he is also a communist.
yup. i mean, i MIGHT also qualify for a perkins loans- i'm not sure how that works- but even with that i'd still have a gap for penn state, and a five digit gap at anywhere OOS or private.
so lacking a lot of merit aid (which is almost impossible for transfers), my main goal is to get into one of the few schools in america that meet 100% of the demonstrated financial need of transfer students. it's not a big list at all! and most are crazy hard to get into.
if i don't get into any i'll just have to see what happens. i'll try and work every summer and during the school year, i'll apply for lots of little scholarships. i dunno if it would work out. we'll see.
if i could just join the military i wouldn't have all this to think about.
where's my bionic eye, OBAMA
seriously. how do i find more music like this. and the stuff from the Sims.
i love it.
I think something like 20% of Stanford students receive financial aid. So it's not a negligible fraction. But, that still means that 80% of them do not, which means in turn that 80% of them come from households with at least six figure incomes (Stanford's cutoff point for charging tuition). This is massive overrepresentation, statistically. So your point still stands--clearly, privilege is working out pretty well for those that have it.
For some reason that $12.5K cap is really grinding my gears. It's almost insulting.
"You have nothing. Here's something that still won't actually help you in any meaningful sense. Have a nice day."
it's odd that the one who is presumably the main character also looks the most disturbingly plastic
Sarksus that video is simply no good. It was better then the movie my brother made, but not by much.
(My brothers movie was soooo bad. The dishonor will follow our family for three generations. )
right, the unfortunate thing is when those sorts of stats are released, it's usually harder to pin down the amounts of aid. so if stanford says, for example, everyone who makes >250k per year has to pay fully... families that make 150k can still get a bunch of financial aid. it's well known that stanford meets all demonstrated need (cost of attendance minus expected family contribution) for every student. for eighty percent of their kids their expected family contribution is equal to the cost of attendance. but for the twenty percent where there is an inequality, how many have an expected family contribution of zero?
i dunno, but i'd wager that it's low single digits.
yeah.
for independent students it's something like 9,500 freshman year, 10,500 sophomore year, 12,500 junior year, 12,500 senior year. i think once you hit grad school it's like 20,500 per year? something around there.
and i can only borrow as much as i can because i'm independent. if i were not an orphan and under 24 it starts at like 5,500 freshman year.
get the DLCs, they're really good and all of them have now folded into my me3 experience, sometimes in seriously significant ways
You need to connect with your inner hipster.
I think what's pissing me off is my preconception that we had FAFSA to offset the privilege that wealthy students have, at least in terms of raw fees. But if someone literally has nothing, why the shit is the cap so low?
at least she's okay
yeah unfortunately it's not something that is explained all that well. either people make too much money to even seek financial aid or they went into school at 18 and their parents sort of handled all the scary papers and promissory notes and all that jazz. it's crazy how many kids say like 'ok, so what if fafsa gives me 8k... what's the MOST i could try to get from fafsa the next year?'
but i am trying to stress about it less in general. thankfully my community college is cheap and so i can afford it with almost no loans at all until i transfer. i'll cross the bridge when i come to it.
but i sure hope i get into a top school that will meet my need! it'd suck to like, work three jobs and take out personal loans and suck dicks and whatever other sort of malarkey i'd have to do just to get a less-than-top-notch education.
That opening statement scared me out of my socks. You have to preface these things. I am glad she is okay
that is often a fear I have.
Indeed. Sucking dick for a lousy education would suck dick.
Better than your mom being dead and your phone being in a car accident.
is there anything you need to do in 2 to give you a benefit in 3, not like decisions to make but upgrading something or collecting resources? I remember in 1 if you had a lot of money you got extra money in 2, like that sort of thing