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Huge Hack of Equifax exposes ~140 million US customers' info

BlindPsychicBlindPsychic Registered User regular
edited September 2017 in Debate and/or Discourse
ETA news report: (sorry SIG)
http://www.latimes.com/business/technology/la-fi-tn-equifax-data-breach-20170907-story.html
Equifax, one of the nation’s three major credit reporting firms, announced Thursday that its computer systems had been breached, leading to the unauthorized accessing of Social Security numbers and birth dates of up to 143 million U.S. consumers.

The Atlanta-based company said the intrusion — enabled by a website vulnerability — occurred from mid-May through July. The issue was discovered July 29, and the company spent recent weeks working with a cybersecurity consultant and authorities on an investigation, which is continuing.
ADVERTISING

Equifax said it launched a website for people to check whether their data were affected and to sign up for the company’s credit-monitoring services. But a form on the website purportedly offering to “check potential impact” instead just gives users a date on which they must return to Equifax’s website to enroll in credit monitoring.

The discrepancy drew quick scorn from consumers on social media. Equifax declined to comment on the issue. Several attempts to get through on a phone line that Equifax said was dedicated to consumer calls about the data breach resulted in a busy signal.

So the credit reporting agency Equifax is reporting that on July 29, the company lost the information of millions of customers after some kind of hack through a website vulnerability. I'll leave it to the cybersecurity people here to explain it more, because I'm not really an expert
You can check if you're affected here:
https://trustedidpremier.com/eligibility/eligibility.html
infosec guy on twitter


BlindPsychic on
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Posts

  • ArcTangentArcTangent Registered User regular
    Uh, anything that asks for your last six digits of SSN is like... a Super Red Flag because until pretty recently, the first three were assigned based by state.
    https://www.ssa.gov/employer/stateweb.htm

    ztrEPtD.gif
  • So It GoesSo It Goes We keep moving...Registered User regular
    So if you plug your name in that site and it says you're enrolled, that means your info was part of the data taken?

    Also please put a news story into the OP instead of just three tweets.

    Here is an example: https://www.cnbc.com/2017/09/07/credit-reporting-firm-equifax-says-cybersecurity-incident-could-potentially-affect-143-million-us-consumers.html
    Equifax, which supplies credit information and other information services, said Thursday that a data breach could have potentially affected 143 million consumers in the United States.

    The population of the U.S. was about 324 million as of Jan. 1, 2017, according to the U.S. Census Bureau, which means the Equifax incident affects a huge portion of the United States.

    Equifax said it discovered the breach on July 29. "Criminals exploited a U.S. website application vulnerability to gain access to certain files," the company said.

    Shares of Equifax fell more than 5 percent during after-hours trading.

    Equifax said exposed data includes names, birth dates, Social Security numbers, addresses and some driver's license numbers, all of which the company aims to protect for its customers.

    The company added that 209,000 U.S. credit card numbers were obtained, in addition to "certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers."

    "This is a security risk for any and every website that anyone uses," Christopher O'Rourke, CEO and founder of cyber-security firm Soteria told CNBC. "Most often, security questions to access those websites use that data, like a previous address, so this becomes an open-source intelligence nightmare, worse in many ways than the Office of Professional Management government breach. It's nasty. If I can get my hands on that information I can call a bank. They're going to ask me for your social, address, the information that was leaked here, to get access."

    Equifax CEO and Chairman Richard Smith said apologized to consumers and customers and noted that he's aware the breach affects what Equifax is supposed to protect.

    Equifax said it is now alerting customers whose information was included in the breach via mail, and is working with state and federal authorities. Its private investigation into the breach is complete.

  • So It GoesSo It Goes We keep moving...Registered User regular
    ArcTangent wrote: »
    Uh, anything that asks for your last six digits of SSN is like... a Super Red Flag because until pretty recently, the first three were assigned based by state.
    https://www.ssa.gov/employer/stateweb.htm

    Here are the official links from Equifax:

    https://www.equifaxsecurity2017.com/ (this is linked from Equifax's main home page)

    https://www.equifaxsecurity2017.com/enroll/

  • ArcTangentArcTangent Registered User regular
    So It Goes wrote: »
    ArcTangent wrote: »
    Uh, anything that asks for your last six digits of SSN is like... a Super Red Flag because until pretty recently, the first three were assigned based by state.
    https://www.ssa.gov/employer/stateweb.htm

    Here are the official links from Equifax:

    https://www.equifaxsecurity2017.com/ (this is linked from Equifax's main home page)

    https://www.equifaxsecurity2017.com/enroll/

    I realize the site above is linked from Equifax's official page, but asking for your first name, last name, and enough of your SSN to be able to accurately guess the rest is kind of like "Have you been a victim of identify fraud? Would you like to be?"

    ztrEPtD.gif
  • iTunesIsEviliTunesIsEvil Cornfield? Cornfield.Registered User regular
    ArcTangent wrote: »
    Uh, anything that asks for your last six digits of SSN is like... a Super Red Flag because until pretty recently, the first three were assigned based by state.
    https://www.ssa.gov/employer/stateweb.htm

    They (Equifax) are really making a great case for them being incompetent schmucks on every level. What the hell are they thinking, asking for the last 6 digits? Obviously they're trying not to run into duplicates, but... GODDAMNIT THEY ARE SOME DUMB FUCKERS.

    Also, wasn't this a plot point from Fight Club, basically? Or was that wiping credit card debt/data, rather than just stealing it? :rotate:

  • redxredx I(x)=2(x)+1 whole numbersRegistered User regular
    edited September 2017
    so that link is to some random page run through aws, using Amazon for private domain registration.

    it is likely that it isn't legitimate.

    those links should probably be removed



    edit: or maybe not if Equifax is actually linking them, but that dodgy as hell.

    redx on
    They moistly come out at night, moistly.
  • ArbitraryDescriptorArbitraryDescriptor Registered User regular
    edited September 2017
    ArcTangent wrote: »
    Uh, anything that asks for your last six digits of SSN is like... a Super Red Flag because until pretty recently, the first three were assigned based by state.
    https://www.ssa.gov/employer/stateweb.htm

    But it says trusted right there in the domain.

    And premier!

    I managed to get to that site via Equifax, so I guess it's legit, but jesus, not sure they could get a scammier domain name without a typo.

    Link chain:
    https://www.equifax.com/personal/ ->
    https://www.equifaxsecurity2017.com ->
    https://www.equifaxsecurity2017.com/potential-impact/ ->
    https://trustedidpremier.com/eligibility/eligibility.html

    Someone should probably talk to them about equifaxsecurity2017 too.

    ArbitraryDescriptor on
  • JragghenJragghen Registered User regular
    Let's be honest here. This is fucking Equifax. If you know who they are, and are wondering if you're impacted, the answer is probably "yes."

    They're one of the people that companies/renters/banks/ANYONE checks with when your credit is pulled. They've got your info.

  • So It GoesSo It Goes We keep moving...Registered User regular
    ArcTangent wrote: »
    So It Goes wrote: »
    ArcTangent wrote: »
    Uh, anything that asks for your last six digits of SSN is like... a Super Red Flag because until pretty recently, the first three were assigned based by state.
    https://www.ssa.gov/employer/stateweb.htm

    Here are the official links from Equifax:

    https://www.equifaxsecurity2017.com/ (this is linked from Equifax's main home page)

    https://www.equifaxsecurity2017.com/enroll/

    I realize the site above is linked from Equifax's official page, but asking for your first name, last name, and enough of your SSN to be able to accurately guess the rest is kind of like "Have you been a victim of identify fraud? Would you like to be?"

    I make no judgments on how Equifax is handling it, just wanted to be clear that it's actually a link from Equifax and not just some random dude on twitter trying to steal people's shit.

  • JragghenJragghen Registered User regular
    Meanwhile, going to have a laugh about this one when talking to my mom this weekend.

    She got paranoid about identity theft, etc, and one year bought me a subscription to Trusted ID as a gift. I told her this would probably happen. Kept it up to make her feel better until a few years ago, when I finally said "this is stupid" and cancelled it.

  • iTunesIsEviliTunesIsEvil Cornfield? Cornfield.Registered User regular
    redx wrote: »
    so that link is to some random page run through aws, using Amazon for private domain registration.

    it is likely that it isn't legitimate.

    those links should probably be removed



    edit: or maybe not if Equifax is actually linking them, but that dodgy as hell.

    Ehhhhh. All their domains look ... weirdish, IMO. Point taken though.
    itunesisevil@ubuvm ~$ whois equifax.com
       Domain Name: EQUIFAX.COM
       Registry Domain ID: 3502523_DOMAIN_COM-VRSN
       Registrar WHOIS Server: whois.corporatedomains.com
       Registrar URL: http://www.cscglobal.com/global/web/csc/digital-brand-services.html
       Updated Date: 2016-11-06T01:24:18Z
       Creation Date: 1995-02-21T05:00:00Z
       Registry Expiry Date: 2018-02-22T05:00:00Z
       Registrar: CSC Corporate Domains, Inc.
       Registrar IANA ID: 299
       Registrar Abuse Contact Email: domainabuse@cscglobal.com
       Registrar Abuse Contact Phone: 8887802723
       Domain Status: clientTransferProhibited https://icann.org/epp#clientTransferProhibited
       Name Server: NS0.EQUIFAX.COM
       Name Server: NS1.EQUIFAX.COM
       DNSSEC: unsigned
       URL of the ICANN Whois Inaccuracy Complaint Form: https://www.icann.org/wicf/
    >>> Last update of whois database: 2017-09-07T21:55:51Z <<<
    
    itunesisevil@ubuvm ~$ whois equifaxsecurity2017.com
       Domain Name: EQUIFAXSECURITY2017.COM
       Registry Domain ID: 2156034374_DOMAIN_COM-VRSN
       Registrar WHOIS Server: whois.markmonitor.com
       Registrar URL: http://www.markmonitor.com
       Updated Date: 2017-08-25T15:08:31Z
       Creation Date: 2017-08-22T22:07:28Z
       Registry Expiry Date: 2019-08-22T22:07:28Z
       Registrar: MarkMonitor Inc.
       Registrar IANA ID: 292
       Registrar Abuse Contact Email: abusecomplaints@markmonitor.com
       Registrar Abuse Contact Phone: +1.2083895740
       Domain Status: clientDeleteProhibited https://icann.org/epp#clientDeleteProhibited
       Domain Status: clientTransferProhibited https://icann.org/epp#clientTransferProhibited
       Domain Status: clientUpdateProhibited https://icann.org/epp#clientUpdateProhibited
       Name Server: BART.NS.CLOUDFLARE.COM
       Name Server: ETTA.NS.CLOUDFLARE.COM
       DNSSEC: unsigned
       URL of the ICANN Whois Inaccuracy Complaint Form: https://www.icann.org/wicf/
    >>> Last update of whois database: 2017-09-07T21:56:06Z <<<
    
    itunesisevil@ubuvm ~$ whois trustedidpremier.com
       Domain Name: TRUSTEDIDPREMIER.COM
       Registry Domain ID: 2157515886_DOMAIN_COM-VRSN
       Registrar WHOIS Server: whois.registrar.amazon.com
       Registrar URL: http://registrar.amazon.com
       Updated Date: 2017-08-29T04:59:16Z
       Creation Date: 2017-08-28T17:25:35Z
       Registry Expiry Date: 2018-08-28T17:25:35Z
       Registrar: Amazon Registrar, Inc.
       Registrar IANA ID: 468
       Registrar Abuse Contact Email: registrar-abuse@amazon.com
       Registrar Abuse Contact Phone: +1.2062661000
       Domain Status: ok https://icann.org/epp#ok
       Name Server: NS-1426.AWSDNS-50.ORG
       Name Server: NS-1667.AWSDNS-16.CO.UK
       Name Server: NS-402.AWSDNS-50.COM
       Name Server: NS-934.AWSDNS-52.NET
       DNSSEC: unsigned
       URL of the ICANN Whois Inaccuracy Complaint Form: https://www.icann.org/wicf/
    >>> Last update of whois database: 2017-09-07T21:57:49Z <<<
    

  • PolaritiePolaritie Sleepy Registered User regular
    Steam: Polaritie
    3DS: 0473-8507-2652
    Switch: SW-5185-4991-5118
    PSN: AbEntropy
  • AridholAridhol Daddliest Catch Registered User regular
    Polaritie wrote: »

    That has to be illegal. If its not it needs to be illegal yesterday.

  • MatevMatev Cero Miedo Registered User regular
    edited September 2017
    rhylith wrote: »

    Yo, this should be (but probably isn't) super illegal.

    I'll just have to hope for karmic justice down on my rung of the economic ladder.

    Matev on
    "Go down, kick ass, and set yourselves up as gods, that's our Prime Directive!"
    Hail Hydra
  • MarathonMarathon Registered User regular
    So It Goes wrote: »
    So if you plug your name in that site and it says you're enrolled, that means your info was part of the data taken?

    Some clarification around this would be helpful, because that website gives you no idea what it means when it says you are enrolled.

  • PolaritiePolaritie Sleepy Registered User regular
    Aridhol wrote: »
    Polaritie wrote: »

    That has to be illegal. If its not it needs to be illegal yesterday.

    Like, it's very clearly trading on non-public material information. I'm pretty sure it's an open and shut insider trading case.

    But hey, they're executives, so...

    Steam: Polaritie
    3DS: 0473-8507-2652
    Switch: SW-5185-4991-5118
    PSN: AbEntropy
  • Marty81Marty81 Registered User regular
    Matev wrote: »
    rhylith wrote: »

    Yo, this should be (but probably isn't) super illegal.

    I'll just have to hope for karmic justice down on my rung of the economic ladder.

    Unless the sales were part of regular scheduled sales or were scheduled before they knew about the cyber attack it's super illegal. Insider trading.

  • MatevMatev Cero Miedo Registered User regular
    edited September 2017
    Marty81 wrote: »
    Matev wrote: »
    rhylith wrote: »

    Yo, this should be (but probably isn't) super illegal.

    I'll just have to hope for karmic justice down on my rung of the economic ladder.

    Unless the sales were part of regular scheduled sales or were scheduled before they knew about the cyber attack it's super illegal. Insider trading.

    Agreed, but there are loopholes. And I guarantee they wouldn't make that boneheaded of a move without having consulted a least a couple decently priced lawyers.

    Or they figure the SEC will just give them a love tap for it. Either way, screw the rich etc.

    Matev on
    "Go down, kick ass, and set yourselves up as gods, that's our Prime Directive!"
    Hail Hydra
  • monikermoniker Registered User regular
    ...fuck.

    Whelp, good thing we already got the mortgage and don't need any new loans/credit for a long ass time.

  • Captain InertiaCaptain Inertia Central OhioRegistered User regular
    This is probably everybody who's had some sort of loan in the last couple decades. I can't think of any type of lender who wouldn't use/share with equifax

    There may have been a separate database for public records or utilities only, no credit products, that may not have been breached.

    But yeah, basically if you've borrowed money in your lifetime, you're impacted.

    l7ygmd1dd4p1.jpeg
    3b2y43dozpk3.jpeg
  • Captain InertiaCaptain Inertia Central OhioRegistered User regular
    Btw, lots of banks use services from Equifax/credit reporting agencies (either directly or through another party that aggregates it) as a form of "out of wallet" authentication before helping their customers gain access to open accounts or move money. Jesus.

    l7ygmd1dd4p1.jpeg
    3b2y43dozpk3.jpeg
  • Marty81Marty81 Registered User regular
    moniker wrote: »
    ...fuck.

    Whelp, good thing we already got the mortgage and don't need any new loans/credit for a long ass time.

    You still need to worry about someone opening accounts in your name.

  • monikermoniker Registered User regular
    Marty81 wrote: »
    moniker wrote: »
    ...fuck.

    Whelp, good thing we already got the mortgage and don't need any new loans/credit for a long ass time.

    You still need to worry about someone opening accounts in your name.

    Not if I freeze everything.

  • Captain InertiaCaptain Inertia Central OhioRegistered User regular
    IDs (primarily DLs) are still one of the main checks lenders have to make sure the person they are giving money to is the actual person they have underwritten the loan for.

    With the information that was compromised, "perfect" fake IDs will be pretty easy to make.

    As will some other documents lenders rely on for authentication.

    This is hilariously bad- while unlikely, something like this could actually produce the same outcome as Project Mayhem (through enough fraud accounts and disputes to erase all confidence in credit reporting and risk based underwriting).

    l7ygmd1dd4p1.jpeg
    3b2y43dozpk3.jpeg
  • Captain InertiaCaptain Inertia Central OhioRegistered User regular
    moniker wrote: »
    Marty81 wrote: »
    moniker wrote: »
    ...fuck.

    Whelp, good thing we already got the mortgage and don't need any new loans/credit for a long ass time.

    You still need to worry about someone opening accounts in your name.

    Not if I freeze everything.

    Credit Agencies are going to need to make sure their authentication processes for unfreezing credit can't be bypassed by a fraudster using your info that's available now because of Equifax's fuckup.

    l7ygmd1dd4p1.jpeg
    3b2y43dozpk3.jpeg
  • GorkGork Registered User regular
    Thank god I work for the federal government and already had all my shit stolen from OPM. They got us an identity protection service as compensation.

  • fightinfilipinofightinfilipino Angry as Hell #BLMRegistered User regular
    Gork wrote: »
    Thank god I work for the federal government and already had all my shit stolen from OPM. They got us an identity protection service as compensation.

    it's pretty messed up when this is the upside :rotate:

    ffNewSig.png
    steam | Dokkan: 868846562
  • TomantaTomanta Registered User regular
    I'm not going to say this hack isn't bad because, well, with the info that got out it's really, really bad (and if it was SQL injection like speculated I'd call that criminally negligent - that's extremely common and extremely easy to prevent). I'm more distressed that one of these triple-digit customer info leaks happens about once a month or more these days and I haven't seen any good suggestions on what to do about it. Clearly we have to assume identity information is going to get leaked, so what can really be done at that point?

  • SniperGuySniperGuy SniperGuyGaming Registered User regular
    Tomanta wrote: »
    I'm not going to say this hack isn't bad because, well, with the info that got out it's really, really bad (and if it was SQL injection like speculated I'd call that criminally negligent - that's extremely common and extremely easy to prevent). I'm more distressed that one of these triple-digit customer info leaks happens about once a month or more these days and I haven't seen any good suggestions on what to do about it. Clearly we have to assume identity information is going to get leaked, so what can really be done at that point?

    And to add to this, anything us credit-oblivious millennials should do to make sure there's nothing weird in the credit history, other than equifax's breach test thing? Something to worry about regularly or only when one needs to use credit?

  • fightinfilipinofightinfilipino Angry as Hell #BLMRegistered User regular
    Tomanta wrote: »
    I'm not going to say this hack isn't bad because, well, with the info that got out it's really, really bad (and if it was SQL injection like speculated I'd call that criminally negligent - that's extremely common and extremely easy to prevent). I'm more distressed that one of these triple-digit customer info leaks happens about once a month or more these days and I haven't seen any good suggestions on what to do about it. Clearly we have to assume identity information is going to get leaked, so what can really be done at that point?

    in the U.S., increase company liability when breaches happen because of negligent security.

    ...but that won't happen under the current administration or Congress.

    ffNewSig.png
    steam | Dokkan: 868846562
  • tyrannustyrannus i am not fat Registered User regular
    Polaritie wrote: »
    Aridhol wrote: »
    Polaritie wrote: »

    That has to be illegal. If its not it needs to be illegal yesterday.

    Like, it's very clearly trading on non-public material information. I'm pretty sure it's an open and shut insider trading case.

    But hey, they're executives, so...

    It seems kinda clear but the financial statements were also just released on July 27th, 2017. The timing is suspect but it's also coinciding with when their filing happened which might give them a little bit of an alibi

  • SmokeStacksSmokeStacks Registered User regular
    I like how my creditworthiness is determined by a private company who assigns me a number score based on secret algorithms using data from essentially anyone and who will change that numbered score on a whim using a process that is extremely difficult to impossible to dispute, all without my consent... and then they can't even be bothered to keep my information secure.

    Cool, man.

  • bowenbowen Sup? Registered User regular
    Guess it's a time to freeze the shit out of my credit.

    not a doctor, not a lawyer, examples I use may not be fully researched so don't take out of context plz, don't @ me
  • tyrannustyrannus i am not fat Registered User regular
    edited September 2017
    Oh, fuckin' gross, companies aren't required to disclose if they have 10b5-1 plans and even on the Form 3's and Form 4's I don't see them as being required to disclose them made under a 10b5-1 plan

    gross

    tyrannus on
  • ArbitraryDescriptorArbitraryDescriptor Registered User regular
    edited September 2017
    Super cool.
    Gork wrote: »
    Thank god I work for the federal government and already had all my shit stolen from OPM. They got us an identity protection service as compensation.

    My first thought was "Neat, now I get double lifetime fraud protection!"

    ArbitraryDescriptor on
  • tbloxhamtbloxham Registered User regular
    Honestly with this latest hack, it seems to be pretty much the case that EVERY US citizen who has any involvement with the banking industry in any real form has now been hacked. Every form of personal information has been stolen, and all government id numbers are now public. I would suggest that it's now time to say that no amount of 'identity theft protection' is sufficient, and that the only reason you haven't been made liable for banks failing to secure their credit systems against online thieves (or as they call it, identity theft) is sheer numbers of people ahead of you in the queue to be hacked first.

    Honestly we need a law which simply states that if you, a bank, open and account or loan money to someone who is not who they claim to be then the BANK is 100% liable for all costs and lost assets which cannot be retrieved by the police, and there will be no impact on the credit of the person who is being impersonated. EVERYONE has been hacked. There is literally nothing you can do to sufficiently secure your identity. Its not our fault any more. Its the banks fault for not implementing better checks.

    "That is cool" - Abraham Lincoln
  • tbloxhamtbloxham Registered User regular
    edited September 2017
    https://www.youtube.com/watch?v=CS9ptA3Ya9E

    British comics on this issue a few years ago. Identity theft is a clever re-branding of bank robberies that the banks have persuaded us that we should be liable for. In fact, its them who should be on the hook, Because for literal micro-pennies on the dollar they could just undo the transactions, put the money back, and fix everything.

    1) Banks enter into a trust arrangement. No bank will transfer money electronically to ANY financial institution who isn't in it.
    2) In the event of money being taken fraudulently, the transaction to the second institution will be undone. The money will be removed from the target account, and restored to the primary account.
    3) Those who don't wish to do business under these laws, can find other banks

    tbloxham on
    "That is cool" - Abraham Lincoln
  • AthenorAthenor Battle Hardened Optimist The Skies of HiigaraRegistered User regular
    edited September 2017
    Yeah, I work under the assumption that my data has been compromised, not much I can do about it, and I just keep an eye on things.

    Working security and IT, my biggest fear is being the next one of these big headlines. But if I've learned anything in many years in the field, it doesn't "hit home" until something bad happens to the execs/decision makers. Then, after it is too late, will they start working with you on things.. Or, alternatively, you go off the deep end in paranoia and piss everyone off.

    Athenor on
    He/Him | "We who believe in freedom cannot rest." - Dr. Johnetta Cole, 7/22/2024
  • jothkijothki Registered User regular
    I assume that credit cards are set up in such a way that you're only contractually liable for payments actually given to you, with any transactions between the bank and a third party having nothing whatsoever to do with your contract with the bank other than creating bookkeeping errors on their end.

    I'm guessing it's murkier for bank accounts, since you're supposed to own the money the whole time and thus the bank isn't actually paying you anything when you make a withdrawal. They don't actually owe you the money in your account, they're just legally obligated to try to protect it for you.

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