Just want to got some of you all opinions.
I have admittedly not been great about money, and ended up racking a lot of CC debt, not to mention Student Debt when I was younger. I have thankfully gotten much better about things and specially paying things off, and now I'm just down to one credit card and student loan debt. Both are around 6 grand each.
I actually been saving up and I should be able to pay off one of them within a month or so. Just trying to figure out which one.
For my Student debt, the loans are all through the gov so the interest is low comparatibly. I pay 350 a month, and the interest seems to be around 20 dollars.
For my credit card I have a couple of recurring payments set up for it, and I always pay those off + any one off expenses + the interest of the month. Usually the interest is about 100 dollars.
I know you want to pay off whatever has higher interest rate first, so CC seems like the obvious answer, but if I pay off my student debt, I could then put the 350 I was paying towards the credit card.