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[Homeowner/House] Thread. How long is it going to take? Two weeks!

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Posts

  • HappylilElfHappylilElf Registered User regular
    Gilgaron wrote: »
    Got the grill ready between work calls today, woo

    I need to clean out the grease trap in mine pretty badly but that's very much going to be a weekend project.

    If you ignore it long enough the wind will knock your grill over and take care of it! Then after dealing with that you can buy those little foil trays that sit in there.

    Oh it has a foil tray (and I have like a dozen spares) but the bottom of the grill that channels the grease into the pan needs scraping, the burner covers need to be removed and cleane, the grates themselves are pretty much ok but if I'm already taking everything out to clean I might as well do those as well etc.

    Like I managed to catch a little of the inside bottom of the grill on fire by turning all of the burners up to max to try and cook the half an onion that I forgot to put on the grill until the steak was almost done.

    Supposedly with this model of Weber you can turn everything on to max and just burn everything to a crisp and then clean out the carbon with a wire brush but the manual doesn't mention that and I'd rather not take the word of the guy at the store who assembled it :P

  • GilgaronGilgaron Registered User regular
    Gilgaron wrote: »
    Got the grill ready between work calls today, woo

    I need to clean out the grease trap in mine pretty badly but that's very much going to be a weekend project.

    If you ignore it long enough the wind will knock your grill over and take care of it! Then after dealing with that you can buy those little foil trays that sit in there.

    Oh it has a foil tray (and I have like a dozen spares) but the bottom of the grill that channels the grease into the pan needs scraping, the burner covers need to be removed and cleane, the grates themselves are pretty much ok but if I'm already taking everything out to clean I might as well do those as well etc.

    Like I managed to catch a little of the inside bottom of the grill on fire by turning all of the burners up to max to try and cook the half an onion that I forgot to put on the grill until the steak was almost done.

    Supposedly with this model of Weber you can turn everything on to max and just burn everything to a crisp and then clean out the carbon with a wire brush but the manual doesn't mention that and I'd rather not take the word of the guy at the store who assembled it :P

    Oh that is quite the chore! I have procrastinated until the grill caught fire also, and don't recommend that solution.

    DoodmannHappylilElf
  • That_GuyThat_Guy I don't wanna be that guy Registered User regular
    zepherin wrote: »
    That_Guy wrote: »
    OH FUCK OH FUCK OH FUCK

    I got a call from my mom (who is staying with me due to COVID) saying there were flying insects swarming in the kitchen. I get home and it's fucking termites. There were crawling out of the cracks by the window frame. Hundreds of the fuckers. While pancing, I collected samples in clear tape, opened the window, took the screen out and vacuumed up the rest.

    I live in a townhome so I called the HOA to get a termite specialist out here ASAP. I know I'm not responsible for anything beyond my interior drywall but man, I"m still freaked the fuck out. This is not how I wanted to spend my monday.

    Make sure whatever company the HOA uses gives a 5 year guarantee on the work, and that They reframe that portion of the townhouse interior. You’ll need to patch and paint because the termite folks are going to drill a shitload of holes in your drywall.

    So far no more have emerged. I found a few dead ones on the floor, bereft of their wings. Males that had mated and died, no doubt. I'm a little less freaked out now. I was doing some research to pass the time. It's possible that there's a nest in the ground, near my foundation. The foundation is solid concrete but I imagine there are little gaps here or there. They may have been coming up mate and found their way into my wall for some reason. The closest exit point may have just been through the holes in my walls. I am really hoping that there isn't a nest inside the walls somewhere. I figure if there was a large nest there would have been more of them and they would keep crawling out instead of all coming out at once and stopping.

    Fingers crossed there's no infestation in the walls. I'm happy to patch holes from here to Sunday if it means there's no infestation.

    steam_sig.png
  • SpaffySpaffy Fuck the Zero Registered User regular
    Thawmus wrote: »
    Hi homeowner thread.

    I'm buying the house that I've lived in for the past 8 years.

    It's a bit complicated. My wife's parents built an extension to their home about 15 years ago so that her grandma could live there. It was coded as a "Mother-in-law suite" and thus was not considered a multi-family home, but still a single-family home. Fast forward to about 11 years ago, grandma passed away, my wife lives there, and she "helps with the bills" which looks an awful lot like monthly rent but is definitely not rent.

    8 years ago, I come into the picture, we date, I move in, we get married. We keep paying "rent."

    Her dad is now moving to Florida with her stepmom, and is selling the house to us. Appraiser has been here, mentioned that the bank may tell us to delete a kitchen (The house is effectively a duplex without the coding of a duplex), we freak out a bit about that, but then find out about the original coding of the extension and everything's fine.

    House is appraised at $160,000. He's selling it to us for $130,000. Loan officer is getting us a fixed rate of 3.25%, and is having us do a 30 day loan initially, and then turning right back around 9 days later, and "refinancing" it into a 30 year loan, so that we don't have to pay as much PMI over the next 8 years. Saves us about $30/mo for the next 8 years. Still keeping the same interest rate. There has been some mention that with the house being valued at $160,000 that this would grant us access to a lot of equity early on, which I think means we start out with $30,000 of equity? I dunno?

    Once they move out, my brother is going to move into the other side, and "help us with the bills" while he attends more school, just getting his AS in accounting.

    We're pretty excited. I'm trying to tamp down a bit on trying to upgrade the decor and looks of the house right away this year and focus on the more functional shit like, do our gutters need fixing, does our basement leak anywhere, etc. My wife is super excited about our lawn care right now, she's watching youtube videos about fertilizing it and everything.

    It is a big house, btw. 6 bedrooms, 3 baths, 2 kitchens and huge living room and den areas. We have never had any intention of having kids so of course several of these rooms will be for playing long board games and closing the door to "pause" them and keep them free of cat interference (we have 4 cats).

    wait

    6 bedrroms

    130k

    is this real?

    ALRIGHT FINE I GOT AN AVATAR
    Steam: adamjnet
    zepherinShadowfireStabbity StyleThawmusMugsleyVishNub
  • zagdrobzagdrob Registered User regular
    edited April 6
    Spaffy wrote: »
    Thawmus wrote: »
    Hi homeowner thread.

    I'm buying the house that I've lived in for the past 8 years.

    It's a bit complicated. My wife's parents built an extension to their home about 15 years ago so that her grandma could live there. It was coded as a "Mother-in-law suite" and thus was not considered a multi-family home, but still a single-family home. Fast forward to about 11 years ago, grandma passed away, my wife lives there, and she "helps with the bills" which looks an awful lot like monthly rent but is definitely not rent.

    8 years ago, I come into the picture, we date, I move in, we get married. We keep paying "rent."

    Her dad is now moving to Florida with her stepmom, and is selling the house to us. Appraiser has been here, mentioned that the bank may tell us to delete a kitchen (The house is effectively a duplex without the coding of a duplex), we freak out a bit about that, but then find out about the original coding of the extension and everything's fine.

    House is appraised at $160,000. He's selling it to us for $130,000. Loan officer is getting us a fixed rate of 3.25%, and is having us do a 30 day loan initially, and then turning right back around 9 days later, and "refinancing" it into a 30 year loan, so that we don't have to pay as much PMI over the next 8 years. Saves us about $30/mo for the next 8 years. Still keeping the same interest rate. There has been some mention that with the house being valued at $160,000 that this would grant us access to a lot of equity early on, which I think means we start out with $30,000 of equity? I dunno?

    Once they move out, my brother is going to move into the other side, and "help us with the bills" while he attends more school, just getting his AS in accounting.

    We're pretty excited. I'm trying to tamp down a bit on trying to upgrade the decor and looks of the house right away this year and focus on the more functional shit like, do our gutters need fixing, does our basement leak anywhere, etc. My wife is super excited about our lawn care right now, she's watching youtube videos about fertilizing it and everything.

    It is a big house, btw. 6 bedrooms, 3 baths, 2 kitchens and huge living room and den areas. We have never had any intention of having kids so of course several of these rooms will be for playing long board games and closing the door to "pause" them and keep them free of cat interference (we have 4 cats).

    wait

    6 bedrroms

    130k

    is this real?

    Depends on location and condition but absolutely.

    Edit - especially if its renovated into a duplex / MiL suite.

    zagdrob on
    zepherinThawmus
  • AbsoluteZeroAbsoluteZero The new film by Quentin Koopantino Registered User regular
    zagdrob wrote: »
    Spaffy wrote: »
    Thawmus wrote: »
    Hi homeowner thread.

    I'm buying the house that I've lived in for the past 8 years.

    It's a bit complicated. My wife's parents built an extension to their home about 15 years ago so that her grandma could live there. It was coded as a "Mother-in-law suite" and thus was not considered a multi-family home, but still a single-family home. Fast forward to about 11 years ago, grandma passed away, my wife lives there, and she "helps with the bills" which looks an awful lot like monthly rent but is definitely not rent.

    8 years ago, I come into the picture, we date, I move in, we get married. We keep paying "rent."

    Her dad is now moving to Florida with her stepmom, and is selling the house to us. Appraiser has been here, mentioned that the bank may tell us to delete a kitchen (The house is effectively a duplex without the coding of a duplex), we freak out a bit about that, but then find out about the original coding of the extension and everything's fine.

    House is appraised at $160,000. He's selling it to us for $130,000. Loan officer is getting us a fixed rate of 3.25%, and is having us do a 30 day loan initially, and then turning right back around 9 days later, and "refinancing" it into a 30 year loan, so that we don't have to pay as much PMI over the next 8 years. Saves us about $30/mo for the next 8 years. Still keeping the same interest rate. There has been some mention that with the house being valued at $160,000 that this would grant us access to a lot of equity early on, which I think means we start out with $30,000 of equity? I dunno?

    Once they move out, my brother is going to move into the other side, and "help us with the bills" while he attends more school, just getting his AS in accounting.

    We're pretty excited. I'm trying to tamp down a bit on trying to upgrade the decor and looks of the house right away this year and focus on the more functional shit like, do our gutters need fixing, does our basement leak anywhere, etc. My wife is super excited about our lawn care right now, she's watching youtube videos about fertilizing it and everything.

    It is a big house, btw. 6 bedrooms, 3 baths, 2 kitchens and huge living room and den areas. We have never had any intention of having kids so of course several of these rooms will be for playing long board games and closing the door to "pause" them and keep them free of cat interference (we have 4 cats).

    wait

    6 bedrroms

    130k

    is this real?

    Depends on location and condition but absolutely.

    I assume the sun and on fire.

    cs6f034fsffl.jpg
    ElvenshaeFoolOnTheHill
  • zagdrobzagdrob Registered User regular
    zagdrob wrote: »
    Spaffy wrote: »
    Thawmus wrote: »
    Hi homeowner thread.

    I'm buying the house that I've lived in for the past 8 years.

    It's a bit complicated. My wife's parents built an extension to their home about 15 years ago so that her grandma could live there. It was coded as a "Mother-in-law suite" and thus was not considered a multi-family home, but still a single-family home. Fast forward to about 11 years ago, grandma passed away, my wife lives there, and she "helps with the bills" which looks an awful lot like monthly rent but is definitely not rent.

    8 years ago, I come into the picture, we date, I move in, we get married. We keep paying "rent."

    Her dad is now moving to Florida with her stepmom, and is selling the house to us. Appraiser has been here, mentioned that the bank may tell us to delete a kitchen (The house is effectively a duplex without the coding of a duplex), we freak out a bit about that, but then find out about the original coding of the extension and everything's fine.

    House is appraised at $160,000. He's selling it to us for $130,000. Loan officer is getting us a fixed rate of 3.25%, and is having us do a 30 day loan initially, and then turning right back around 9 days later, and "refinancing" it into a 30 year loan, so that we don't have to pay as much PMI over the next 8 years. Saves us about $30/mo for the next 8 years. Still keeping the same interest rate. There has been some mention that with the house being valued at $160,000 that this would grant us access to a lot of equity early on, which I think means we start out with $30,000 of equity? I dunno?

    Once they move out, my brother is going to move into the other side, and "help us with the bills" while he attends more school, just getting his AS in accounting.

    We're pretty excited. I'm trying to tamp down a bit on trying to upgrade the decor and looks of the house right away this year and focus on the more functional shit like, do our gutters need fixing, does our basement leak anywhere, etc. My wife is super excited about our lawn care right now, she's watching youtube videos about fertilizing it and everything.

    It is a big house, btw. 6 bedrooms, 3 baths, 2 kitchens and huge living room and den areas. We have never had any intention of having kids so of course several of these rooms will be for playing long board games and closing the door to "pause" them and keep them free of cat interference (we have 4 cats).

    wait

    6 bedrroms

    130k

    is this real?

    Depends on location and condition but absolutely.

    I assume the sun and on fire.

    It is a handshake / family agreement with a few concerns and appraised $160, so could probably list $180-200 on the open market.

    But hour+ from a major metro or needing some decent upgrades that's like half the country for a house that size (4 br / 2 br + renovated basement / garage).

    jmcdonaldzepherinStarZapperThawmus
  • The WolfmanThe Wolfman Registered User regular
    Don't forget that one place that said "4 bedrooms! Because if you put a cot out in the hallway, it's not a hallway anymore, it's a bedroom!".

    "The sausage of Green Earth explodes with flavor like the cannon of culinary delight."
    PSN: TheWolfman64 3DS/Pokemon Y: 0774-4614-4065/NNID: the_wolfman64
    zepherin
  • zepherinzepherin Registered User regular
    Spaffy wrote: »
    Thawmus wrote: »
    Hi homeowner thread.

    I'm buying the house that I've lived in for the past 8 years.

    It's a bit complicated. My wife's parents built an extension to their home about 15 years ago so that her grandma could live there. It was coded as a "Mother-in-law suite" and thus was not considered a multi-family home, but still a single-family home. Fast forward to about 11 years ago, grandma passed away, my wife lives there, and she "helps with the bills" which looks an awful lot like monthly rent but is definitely not rent.

    8 years ago, I come into the picture, we date, I move in, we get married. We keep paying "rent."

    Her dad is now moving to Florida with her stepmom, and is selling the house to us. Appraiser has been here, mentioned that the bank may tell us to delete a kitchen (The house is effectively a duplex without the coding of a duplex), we freak out a bit about that, but then find out about the original coding of the extension and everything's fine.

    House is appraised at $160,000. He's selling it to us for $130,000. Loan officer is getting us a fixed rate of 3.25%, and is having us do a 30 day loan initially, and then turning right back around 9 days later, and "refinancing" it into a 30 year loan, so that we don't have to pay as much PMI over the next 8 years. Saves us about $30/mo for the next 8 years. Still keeping the same interest rate. There has been some mention that with the house being valued at $160,000 that this would grant us access to a lot of equity early on, which I think means we start out with $30,000 of equity? I dunno?

    Once they move out, my brother is going to move into the other side, and "help us with the bills" while he attends more school, just getting his AS in accounting.

    We're pretty excited. I'm trying to tamp down a bit on trying to upgrade the decor and looks of the house right away this year and focus on the more functional shit like, do our gutters need fixing, does our basement leak anywhere, etc. My wife is super excited about our lawn care right now, she's watching youtube videos about fertilizing it and everything.

    It is a big house, btw. 6 bedrooms, 3 baths, 2 kitchens and huge living room and den areas. We have never had any intention of having kids so of course several of these rooms will be for playing long board games and closing the door to "pause" them and keep them free of cat interference (we have 4 cats).

    wait

    6 bedrroms

    130k

    is this real?

    Depends, but in rural or less desirable areas 130k can buy you a lot of house. I took a look at the listings and some Baltimore places that were 120k-160k for 5 and 6 bedrooms.

    I also saw a place in rural Md, that was $5,000 6 bedrooms, but it was fucked up.

    Thawmus
  • Captain InertiaCaptain Inertia Registered User regular
    zepherin wrote: »
    Spaffy wrote: »
    Thawmus wrote: »
    Hi homeowner thread.

    I'm buying the house that I've lived in for the past 8 years.

    It's a bit complicated. My wife's parents built an extension to their home about 15 years ago so that her grandma could live there. It was coded as a "Mother-in-law suite" and thus was not considered a multi-family home, but still a single-family home. Fast forward to about 11 years ago, grandma passed away, my wife lives there, and she "helps with the bills" which looks an awful lot like monthly rent but is definitely not rent.

    8 years ago, I come into the picture, we date, I move in, we get married. We keep paying "rent."

    Her dad is now moving to Florida with her stepmom, and is selling the house to us. Appraiser has been here, mentioned that the bank may tell us to delete a kitchen (The house is effectively a duplex without the coding of a duplex), we freak out a bit about that, but then find out about the original coding of the extension and everything's fine.

    House is appraised at $160,000. He's selling it to us for $130,000. Loan officer is getting us a fixed rate of 3.25%, and is having us do a 30 day loan initially, and then turning right back around 9 days later, and "refinancing" it into a 30 year loan, so that we don't have to pay as much PMI over the next 8 years. Saves us about $30/mo for the next 8 years. Still keeping the same interest rate. There has been some mention that with the house being valued at $160,000 that this would grant us access to a lot of equity early on, which I think means we start out with $30,000 of equity? I dunno?

    Once they move out, my brother is going to move into the other side, and "help us with the bills" while he attends more school, just getting his AS in accounting.

    We're pretty excited. I'm trying to tamp down a bit on trying to upgrade the decor and looks of the house right away this year and focus on the more functional shit like, do our gutters need fixing, does our basement leak anywhere, etc. My wife is super excited about our lawn care right now, she's watching youtube videos about fertilizing it and everything.

    It is a big house, btw. 6 bedrooms, 3 baths, 2 kitchens and huge living room and den areas. We have never had any intention of having kids so of course several of these rooms will be for playing long board games and closing the door to "pause" them and keep them free of cat interference (we have 4 cats).

    wait

    6 bedrroms

    130k

    is this real?

    Depends, but in rural or less desirable areas 130k can buy you a lot of house. I took a look at the listings and some Baltimore places that were 120k-160k for 5 and 6 bedrooms.

    I also saw a place in rural Md, that was $5,000 6 bedrooms, but it was fucked up.

    Was it just a room full of dogs

    zepherinMugsley
  • zepherinzepherin Registered User regular
    zepherin wrote: »
    Spaffy wrote: »
    Thawmus wrote: »
    Hi homeowner thread.

    I'm buying the house that I've lived in for the past 8 years.

    It's a bit complicated. My wife's parents built an extension to their home about 15 years ago so that her grandma could live there. It was coded as a "Mother-in-law suite" and thus was not considered a multi-family home, but still a single-family home. Fast forward to about 11 years ago, grandma passed away, my wife lives there, and she "helps with the bills" which looks an awful lot like monthly rent but is definitely not rent.

    8 years ago, I come into the picture, we date, I move in, we get married. We keep paying "rent."

    Her dad is now moving to Florida with her stepmom, and is selling the house to us. Appraiser has been here, mentioned that the bank may tell us to delete a kitchen (The house is effectively a duplex without the coding of a duplex), we freak out a bit about that, but then find out about the original coding of the extension and everything's fine.

    House is appraised at $160,000. He's selling it to us for $130,000. Loan officer is getting us a fixed rate of 3.25%, and is having us do a 30 day loan initially, and then turning right back around 9 days later, and "refinancing" it into a 30 year loan, so that we don't have to pay as much PMI over the next 8 years. Saves us about $30/mo for the next 8 years. Still keeping the same interest rate. There has been some mention that with the house being valued at $160,000 that this would grant us access to a lot of equity early on, which I think means we start out with $30,000 of equity? I dunno?

    Once they move out, my brother is going to move into the other side, and "help us with the bills" while he attends more school, just getting his AS in accounting.

    We're pretty excited. I'm trying to tamp down a bit on trying to upgrade the decor and looks of the house right away this year and focus on the more functional shit like, do our gutters need fixing, does our basement leak anywhere, etc. My wife is super excited about our lawn care right now, she's watching youtube videos about fertilizing it and everything.

    It is a big house, btw. 6 bedrooms, 3 baths, 2 kitchens and huge living room and den areas. We have never had any intention of having kids so of course several of these rooms will be for playing long board games and closing the door to "pause" them and keep them free of cat interference (we have 4 cats).

    wait

    6 bedrroms

    130k

    is this real?

    Depends, but in rural or less desirable areas 130k can buy you a lot of house. I took a look at the listings and some Baltimore places that were 120k-160k for 5 and 6 bedrooms.

    I also saw a place in rural Md, that was $5,000 6 bedrooms, but it was fucked up.

    Was it just a room full of dogs

    r8xuiotvtnst.jpeg

    MugsleySyngyneVishNubN1tSt4lker
  • zagdrobzagdrob Registered User regular
    zepherin wrote: »
    zepherin wrote: »
    Spaffy wrote: »
    Thawmus wrote: »
    Hi homeowner thread.

    I'm buying the house that I've lived in for the past 8 years.

    It's a bit complicated. My wife's parents built an extension to their home about 15 years ago so that her grandma could live there. It was coded as a "Mother-in-law suite" and thus was not considered a multi-family home, but still a single-family home. Fast forward to about 11 years ago, grandma passed away, my wife lives there, and she "helps with the bills" which looks an awful lot like monthly rent but is definitely not rent.

    8 years ago, I come into the picture, we date, I move in, we get married. We keep paying "rent."

    Her dad is now moving to Florida with her stepmom, and is selling the house to us. Appraiser has been here, mentioned that the bank may tell us to delete a kitchen (The house is effectively a duplex without the coding of a duplex), we freak out a bit about that, but then find out about the original coding of the extension and everything's fine.

    House is appraised at $160,000. He's selling it to us for $130,000. Loan officer is getting us a fixed rate of 3.25%, and is having us do a 30 day loan initially, and then turning right back around 9 days later, and "refinancing" it into a 30 year loan, so that we don't have to pay as much PMI over the next 8 years. Saves us about $30/mo for the next 8 years. Still keeping the same interest rate. There has been some mention that with the house being valued at $160,000 that this would grant us access to a lot of equity early on, which I think means we start out with $30,000 of equity? I dunno?

    Once they move out, my brother is going to move into the other side, and "help us with the bills" while he attends more school, just getting his AS in accounting.

    We're pretty excited. I'm trying to tamp down a bit on trying to upgrade the decor and looks of the house right away this year and focus on the more functional shit like, do our gutters need fixing, does our basement leak anywhere, etc. My wife is super excited about our lawn care right now, she's watching youtube videos about fertilizing it and everything.

    It is a big house, btw. 6 bedrooms, 3 baths, 2 kitchens and huge living room and den areas. We have never had any intention of having kids so of course several of these rooms will be for playing long board games and closing the door to "pause" them and keep them free of cat interference (we have 4 cats).

    wait

    6 bedrroms

    130k

    is this real?

    Depends, but in rural or less desirable areas 130k can buy you a lot of house. I took a look at the listings and some Baltimore places that were 120k-160k for 5 and 6 bedrooms.

    I also saw a place in rural Md, that was $5,000 6 bedrooms, but it was fucked up.

    Was it just a room full of dogs

    r8xuiotvtnst.jpeg

    Seen worse.

    I'm literally posting from this house (2014 picture) right now.

    uo7xpt27cfh6.jpg

    zepherinStarZapperVishNubN1tSt4lker
  • zepherinzepherin Registered User regular
    zagdrob wrote: »
    zepherin wrote: »
    zepherin wrote: »
    Spaffy wrote: »
    Thawmus wrote: »
    Hi homeowner thread.

    I'm buying the house that I've lived in for the past 8 years.

    It's a bit complicated. My wife's parents built an extension to their home about 15 years ago so that her grandma could live there. It was coded as a "Mother-in-law suite" and thus was not considered a multi-family home, but still a single-family home. Fast forward to about 11 years ago, grandma passed away, my wife lives there, and she "helps with the bills" which looks an awful lot like monthly rent but is definitely not rent.

    8 years ago, I come into the picture, we date, I move in, we get married. We keep paying "rent."

    Her dad is now moving to Florida with her stepmom, and is selling the house to us. Appraiser has been here, mentioned that the bank may tell us to delete a kitchen (The house is effectively a duplex without the coding of a duplex), we freak out a bit about that, but then find out about the original coding of the extension and everything's fine.

    House is appraised at $160,000. He's selling it to us for $130,000. Loan officer is getting us a fixed rate of 3.25%, and is having us do a 30 day loan initially, and then turning right back around 9 days later, and "refinancing" it into a 30 year loan, so that we don't have to pay as much PMI over the next 8 years. Saves us about $30/mo for the next 8 years. Still keeping the same interest rate. There has been some mention that with the house being valued at $160,000 that this would grant us access to a lot of equity early on, which I think means we start out with $30,000 of equity? I dunno?

    Once they move out, my brother is going to move into the other side, and "help us with the bills" while he attends more school, just getting his AS in accounting.

    We're pretty excited. I'm trying to tamp down a bit on trying to upgrade the decor and looks of the house right away this year and focus on the more functional shit like, do our gutters need fixing, does our basement leak anywhere, etc. My wife is super excited about our lawn care right now, she's watching youtube videos about fertilizing it and everything.

    It is a big house, btw. 6 bedrooms, 3 baths, 2 kitchens and huge living room and den areas. We have never had any intention of having kids so of course several of these rooms will be for playing long board games and closing the door to "pause" them and keep them free of cat interference (we have 4 cats).

    wait

    6 bedrroms

    130k

    is this real?

    Depends, but in rural or less desirable areas 130k can buy you a lot of house. I took a look at the listings and some Baltimore places that were 120k-160k for 5 and 6 bedrooms.

    I also saw a place in rural Md, that was $5,000 6 bedrooms, but it was fucked up.

    Was it just a room full of dogs

    r8xuiotvtnst.jpeg

    Seen worse.

    I'm literally posting from this house (2014 picture) right now.

    uo7xpt27cfh6.jpg
    Description:

    “This house has fire damage and structural damage. Please do not enter! House is a tear down. The value is in the lot. Sits on a quiet street and is the perfect place for your new build.Home sold As Is.”

    ThegreatcowCalica
  • zagdrobzagdrob Registered User regular
    edited April 6
    zepherin wrote: »
    zagdrob wrote: »
    zepherin wrote: »
    zepherin wrote: »
    Spaffy wrote: »
    Thawmus wrote: »
    Hi homeowner thread.

    I'm buying the house that I've lived in for the past 8 years.

    It's a bit complicated. My wife's parents built an extension to their home about 15 years ago so that her grandma could live there. It was coded as a "Mother-in-law suite" and thus was not considered a multi-family home, but still a single-family home. Fast forward to about 11 years ago, grandma passed away, my wife lives there, and she "helps with the bills" which looks an awful lot like monthly rent but is definitely not rent.

    8 years ago, I come into the picture, we date, I move in, we get married. We keep paying "rent."

    Her dad is now moving to Florida with her stepmom, and is selling the house to us. Appraiser has been here, mentioned that the bank may tell us to delete a kitchen (The house is effectively a duplex without the coding of a duplex), we freak out a bit about that, but then find out about the original coding of the extension and everything's fine.

    House is appraised at $160,000. He's selling it to us for $130,000. Loan officer is getting us a fixed rate of 3.25%, and is having us do a 30 day loan initially, and then turning right back around 9 days later, and "refinancing" it into a 30 year loan, so that we don't have to pay as much PMI over the next 8 years. Saves us about $30/mo for the next 8 years. Still keeping the same interest rate. There has been some mention that with the house being valued at $160,000 that this would grant us access to a lot of equity early on, which I think means we start out with $30,000 of equity? I dunno?

    Once they move out, my brother is going to move into the other side, and "help us with the bills" while he attends more school, just getting his AS in accounting.

    We're pretty excited. I'm trying to tamp down a bit on trying to upgrade the decor and looks of the house right away this year and focus on the more functional shit like, do our gutters need fixing, does our basement leak anywhere, etc. My wife is super excited about our lawn care right now, she's watching youtube videos about fertilizing it and everything.

    It is a big house, btw. 6 bedrooms, 3 baths, 2 kitchens and huge living room and den areas. We have never had any intention of having kids so of course several of these rooms will be for playing long board games and closing the door to "pause" them and keep them free of cat interference (we have 4 cats).

    wait

    6 bedrroms

    130k

    is this real?

    Depends, but in rural or less desirable areas 130k can buy you a lot of house. I took a look at the listings and some Baltimore places that were 120k-160k for 5 and 6 bedrooms.

    I also saw a place in rural Md, that was $5,000 6 bedrooms, but it was fucked up.

    Was it just a room full of dogs

    r8xuiotvtnst.jpeg

    Seen worse.

    I'm literally posting from this house (2014 picture) right now.

    uo7xpt27cfh6.jpg
    Description:

    “This house has fire damage and structural damage. Please do not enter! House is a tear down. The value is in the lot. Sits on a quiet street and is the perfect place for your new build.Home sold As Is.”

    You would be amazed how many people said to bulldoze this place and build new.

    I'm not sure they were entirely wrong, but I'm one of these days going to do a before, during, and after series / blog thing.

    Edit - I even got the last of the asbestos this week, and no worries about lead paint or plumbing because we went down to studs and had to re-plumb the whole thing!

    zagdrob on
    zepherinIcemopperSyngyneThegreatcow
  • That_GuyThat_Guy I don't wanna be that guy Registered User regular
    Is that the "roof inside of another roof" house or am I getting myself confused?

    steam_sig.png
    Bullhead
  • CptHamiltonCptHamilton Registered User regular
    I'm far too lazy to look but is that also the house with the back room you'd never entered because it was partially collapsed and the door was blocked?

    PSN,Steam,Live | CptHamiltonian
    zepherinBullhead
  • matt has a problemmatt has a problem Points to 'off' Points to 'on'Registered User regular
    The yo dawg roof and collapsed back room are mine.

    nibXTE7.png
    CptHamiltonShadowfireEtheaOneAngryPossumElvenshaewebguy20MugsleyHedgethornAbsoluteZeroBullheadCauldRadiationSyngynezagdrobThegreatcow
  • ShadowfireShadowfire Vermont, in the middle of nowhereRegistered User regular
    The yo dawg roof and collapsed back room are mine.

    Username checks out.

    WiiU: Windrunner ; Guild Wars 2: Shadowfire.3940 ; PSN: Bradcopter
    zepherinCptHamiltonmatt has a problemAbsoluteZeroHappylilElfBullheadCauldRadiationSyngynezagdrobN1tSt4lker
  • ThawmusThawmus Registered User regular
    Spaffy wrote: »
    Thawmus wrote: »
    Hi homeowner thread.

    I'm buying the house that I've lived in for the past 8 years.

    It's a bit complicated. My wife's parents built an extension to their home about 15 years ago so that her grandma could live there. It was coded as a "Mother-in-law suite" and thus was not considered a multi-family home, but still a single-family home. Fast forward to about 11 years ago, grandma passed away, my wife lives there, and she "helps with the bills" which looks an awful lot like monthly rent but is definitely not rent.

    8 years ago, I come into the picture, we date, I move in, we get married. We keep paying "rent."

    Her dad is now moving to Florida with her stepmom, and is selling the house to us. Appraiser has been here, mentioned that the bank may tell us to delete a kitchen (The house is effectively a duplex without the coding of a duplex), we freak out a bit about that, but then find out about the original coding of the extension and everything's fine.

    House is appraised at $160,000. He's selling it to us for $130,000. Loan officer is getting us a fixed rate of 3.25%, and is having us do a 30 day loan initially, and then turning right back around 9 days later, and "refinancing" it into a 30 year loan, so that we don't have to pay as much PMI over the next 8 years. Saves us about $30/mo for the next 8 years. Still keeping the same interest rate. There has been some mention that with the house being valued at $160,000 that this would grant us access to a lot of equity early on, which I think means we start out with $30,000 of equity? I dunno?

    Once they move out, my brother is going to move into the other side, and "help us with the bills" while he attends more school, just getting his AS in accounting.

    We're pretty excited. I'm trying to tamp down a bit on trying to upgrade the decor and looks of the house right away this year and focus on the more functional shit like, do our gutters need fixing, does our basement leak anywhere, etc. My wife is super excited about our lawn care right now, she's watching youtube videos about fertilizing it and everything.

    It is a big house, btw. 6 bedrooms, 3 baths, 2 kitchens and huge living room and den areas. We have never had any intention of having kids so of course several of these rooms will be for playing long board games and closing the door to "pause" them and keep them free of cat interference (we have 4 cats).

    wait

    6 bedrroms

    130k

    is this real?


    Yes it's very real! The main house (which is about the same size as the MIL suite) is old and has a lot of deferred maintenance. Much of it I'm aware of. I'm sure there's some I'm not. It is going to cost me quite a bit of money to fix it up, but I have two BiL's who do construction and renovation for a living who have already agreed to help their sister and I out as much as they can.

    The MiL suite, on the other hand, is pretty modern. There's an audio system installed into the walls and ceilings with a hookup in the network closet downstairs. There's security cameras all over the place. (Forgive me I think I'm about to really fuck up the terminology here cuz I dunno what I'm talking about) The floor joists are spaced 12" apart, which the appraiser kinda lost his shit about and told me I was getting a hell of a deal when he saw them. The upstairs is designed for wheelchair access, which means there's a side-ramp outside next to the patio, the doors are all sliding doors (I sometimes hate them), and the walk-in shower is very large, with two shower-heads so if my wife and I want to take a shower together we can (and have!). There's a speaker in the shower, of course, hooked up to the house audio system. I have my Plex server hooked up to the audio system and we can control the playback from our phones, btw. And then there's networking, but they terminated the cables in the network closet instead of punching them down, which....seems like a common mistake, sadly, but I'll rectify that eventually on my own.

    Long story short, my two BiL's wanted to get into construction 15 years ago, so this is where they got their start. They made some rookie mistakes but it's mostly luxuries that I can fix or upgrade on my own, otherwise they kinda went all out with this place.


    steam_sig.png
    HappylilElfCarpyGilgaronzepherinTrajan45ShadowfirezagdrobElvenshaeHedgethornLaOs
  • MugsleyMugsley Registered User regular
    This sounds like the perfect setup for your 2 BILs to start a new HGTV show and rip the main house down to the studs.

    But they won't tell you to fix the foundation until they've started finish work and it'll cost you a bathroom ensuite.

    Captain InertiazepherinTrajan45Elvenshae
  • ThawmusThawmus Registered User regular
    Yeah, they spend most of their time renovating all of the big brick buildings downtown into apartment/business complexes. Now that's where they should have started an HGTV show.

    I almost bought a condo from one of them, but it was too pricey for us. $230,000 and while I know folks are into the industrial look, it felt like a coffin.

    steam_sig.png
    zepherin
  • Captain InertiaCaptain Inertia Registered User regular
    Thawmus wrote: »
    Yeah, they spend most of their time renovating all of the big brick buildings downtown into apartment/business complexes. Now that's where they should have started an HGTV show.

    I almost bought a condo from one of them, but it was too pricey for us. $230,000 and while I know folks are into the industrial look, it felt like a coffin.

    You sure you didn’t stumble into a sex dungeon?

    MugsleyzepherinThawmusElvenshae
  • That_GuyThat_Guy I don't wanna be that guy Registered User regular
    That_Guy wrote: »
    zepherin wrote: »
    That_Guy wrote: »
    OH FUCK OH FUCK OH FUCK

    I got a call from my mom (who is staying with me due to COVID) saying there were flying insects swarming in the kitchen. I get home and it's fucking termites. There were crawling out of the cracks by the window frame. Hundreds of the fuckers. While pancing, I collected samples in clear tape, opened the window, took the screen out and vacuumed up the rest.

    I live in a townhome so I called the HOA to get a termite specialist out here ASAP. I know I'm not responsible for anything beyond my interior drywall but man, I"m still freaked the fuck out. This is not how I wanted to spend my monday.

    Make sure whatever company the HOA uses gives a 5 year guarantee on the work, and that They reframe that portion of the townhouse interior. You’ll need to patch and paint because the termite folks are going to drill a shitload of holes in your drywall.

    So far no more have emerged. I found a few dead ones on the floor, bereft of their wings. Males that had mated and died, no doubt. I'm a little less freaked out now. I was doing some research to pass the time. It's possible that there's a nest in the ground, near my foundation. The foundation is solid concrete but I imagine there are little gaps here or there. They may have been coming up mate and found their way into my wall for some reason. The closest exit point may have just been through the holes in my walls. I am really hoping that there isn't a nest inside the walls somewhere. I figure if there was a large nest there would have been more of them and they would keep crawling out instead of all coming out at once and stopping.

    Fingers crossed there's no infestation in the walls. I'm happy to patch holes from here to Sunday if it means there's no infestation.

    Well fuckidy fuck fuck FUUUUUUUUUUUCK. The termites were back today and in far greater numbers. The HOA's pest people still haven't been by yet. I called them again and said the issue was getting worse they needed to be addressed ASAP. This is not looking good, boys.

    steam_sig.png
  • GilgaronGilgaron Registered User regular
    That_Guy wrote: »
    That_Guy wrote: »
    zepherin wrote: »
    That_Guy wrote: »
    OH FUCK OH FUCK OH FUCK

    I got a call from my mom (who is staying with me due to COVID) saying there were flying insects swarming in the kitchen. I get home and it's fucking termites. There were crawling out of the cracks by the window frame. Hundreds of the fuckers. While pancing, I collected samples in clear tape, opened the window, took the screen out and vacuumed up the rest.

    I live in a townhome so I called the HOA to get a termite specialist out here ASAP. I know I'm not responsible for anything beyond my interior drywall but man, I"m still freaked the fuck out. This is not how I wanted to spend my monday.

    Make sure whatever company the HOA uses gives a 5 year guarantee on the work, and that They reframe that portion of the townhouse interior. You’ll need to patch and paint because the termite folks are going to drill a shitload of holes in your drywall.

    So far no more have emerged. I found a few dead ones on the floor, bereft of their wings. Males that had mated and died, no doubt. I'm a little less freaked out now. I was doing some research to pass the time. It's possible that there's a nest in the ground, near my foundation. The foundation is solid concrete but I imagine there are little gaps here or there. They may have been coming up mate and found their way into my wall for some reason. The closest exit point may have just been through the holes in my walls. I am really hoping that there isn't a nest inside the walls somewhere. I figure if there was a large nest there would have been more of them and they would keep crawling out instead of all coming out at once and stopping.

    Fingers crossed there's no infestation in the walls. I'm happy to patch holes from here to Sunday if it means there's no infestation.

    Well fuckidy fuck fuck FUUUUUUUUUUUCK. The termites were back today and in far greater numbers. The HOA's pest people still haven't been by yet. I called them again and said the issue was getting worse they needed to be addressed ASAP. This is not looking good, boys.

    You might need to keep the termites in at this point, the building may slowly deflate if they all leave at once. Joking aside, while the "there are a lot more arthropods in my home than I'd like" problem is escalating, the "they probably ate my house" problem isn't really any worse yet... shop vac with the filter off and a little soapy water in the bottom is supposed to be good for mass insect removal. You could try sticking the nozzle in the wall if there are any outlet plates on that wall you can take off. I've done it for ants.

  • That_GuyThat_Guy I don't wanna be that guy Registered User regular
    Gilgaron wrote: »
    That_Guy wrote: »
    That_Guy wrote: »
    zepherin wrote: »
    That_Guy wrote: »
    OH FUCK OH FUCK OH FUCK

    I got a call from my mom (who is staying with me due to COVID) saying there were flying insects swarming in the kitchen. I get home and it's fucking termites. There were crawling out of the cracks by the window frame. Hundreds of the fuckers. While pancing, I collected samples in clear tape, opened the window, took the screen out and vacuumed up the rest.

    I live in a townhome so I called the HOA to get a termite specialist out here ASAP. I know I'm not responsible for anything beyond my interior drywall but man, I"m still freaked the fuck out. This is not how I wanted to spend my monday.

    Make sure whatever company the HOA uses gives a 5 year guarantee on the work, and that They reframe that portion of the townhouse interior. You’ll need to patch and paint because the termite folks are going to drill a shitload of holes in your drywall.

    So far no more have emerged. I found a few dead ones on the floor, bereft of their wings. Males that had mated and died, no doubt. I'm a little less freaked out now. I was doing some research to pass the time. It's possible that there's a nest in the ground, near my foundation. The foundation is solid concrete but I imagine there are little gaps here or there. They may have been coming up mate and found their way into my wall for some reason. The closest exit point may have just been through the holes in my walls. I am really hoping that there isn't a nest inside the walls somewhere. I figure if there was a large nest there would have been more of them and they would keep crawling out instead of all coming out at once and stopping.

    Fingers crossed there's no infestation in the walls. I'm happy to patch holes from here to Sunday if it means there's no infestation.

    Well fuckidy fuck fuck FUUUUUUUUUUUCK. The termites were back today and in far greater numbers. The HOA's pest people still haven't been by yet. I called them again and said the issue was getting worse they needed to be addressed ASAP. This is not looking good, boys.

    You might need to keep the termites in at this point, the building may slowly deflate if they all leave at once. Joking aside, while the "there are a lot more arthropods in my home than I'd like" problem is escalating, the "they probably ate my house" problem isn't really any worse yet... shop vac with the filter off and a little soapy water in the bottom is supposed to be good for mass insect removal. You could try sticking the nozzle in the wall if there are any outlet plates on that wall you can take off. I've done it for ants.

    We've just kept the window open (screen removed) to let them get out. The pest guy is there now. Just got off the phone with him. He's going to drill a hole in the outside foundation to give them somewhere to escape that's not in my walls. He's also going to put down a treatment that should kill the colony. He said he didn't think they were living in the walls.

    steam_sig.png
    RadiationGilgaronElvenshaeHedgethornBullheadUrsusN1tSt4lkerCalica
  • ShadowfireShadowfire Vermont, in the middle of nowhereRegistered User regular
    And then there's networking, but they terminated the cables in the network closet instead of punching them down, which....seems like a common mistake, sadly, but I'll rectify that eventually on my own.

    Honestly, this isn't a big deal really. You could clip those ends off and put a punch down plate instead but why? The work is done, just mount your switch to the wall and plug them in. Worry about punch downs if the cabling becomes a problem later.

    WiiU: Windrunner ; Guild Wars 2: Shadowfire.3940 ; PSN: Bradcopter
    zepherinHappylilElf
  • ThawmusThawmus Registered User regular
    Shadowfire wrote: »
    And then there's networking, but they terminated the cables in the network closet instead of punching them down, which....seems like a common mistake, sadly, but I'll rectify that eventually on my own.

    Honestly, this isn't a big deal really. You could clip those ends off and put a punch down plate instead but why? The work is done, just mount your switch to the wall and plug them in. Worry about punch downs if the cabling becomes a problem later.

    Cabling's already a problem because they terminated them all far too short. My switch is being suspended in mid-air by the cables. I hate it.

    I taught them about 7 years ago the value of service loops and patch panels but that was about 8 years too late for my house.

    steam_sig.png
  • zepherinzepherin Registered User regular
    Thawmus wrote: »
    Shadowfire wrote: »
    And then there's networking, but they terminated the cables in the network closet instead of punching them down, which....seems like a common mistake, sadly, but I'll rectify that eventually on my own.

    Honestly, this isn't a big deal really. You could clip those ends off and put a punch down plate instead but why? The work is done, just mount your switch to the wall and plug them in. Worry about punch downs if the cabling becomes a problem later.

    Cabling's already a problem because they terminated them all far too short. My switch is being suspended in mid-air by the cables. I hate it.

    I taught them about 7 years ago the value of service loops and patch panels but that was about 8 years too late for my house.

    Put a wire shelf up and put the switch on the shelf...it's there by design now.

    ThawmusDoodmannMichaelLCElvenshaeShadowfire
  • RadiationRadiation Registered User regular
    Gotta do something like this:
    5YJSwea.jpg

    PSN: jfrofl
    DoodmannElvenshaeCaptain InertiaThawmuszepherinShadowfireMugsleyStabbity StyleCarpywebguy20Trajan45HappylilElfMechMantisdjmitchellaThegreatcowSkeith
  • ThawmusThawmus Registered User regular
    Man that must get great airflow!

    steam_sig.png
    zepherinDoodmannElvenshaeMugsleyStabbity StylePailryder
  • ShadowfireShadowfire Vermont, in the middle of nowhereRegistered User regular
    Thawmus wrote: »
    Shadowfire wrote: »
    And then there's networking, but they terminated the cables in the network closet instead of punching them down, which....seems like a common mistake, sadly, but I'll rectify that eventually on my own.

    Honestly, this isn't a big deal really. You could clip those ends off and put a punch down plate instead but why? The work is done, just mount your switch to the wall and plug them in. Worry about punch downs if the cabling becomes a problem later.

    Cabling's already a problem because they terminated them all far too short. My switch is being suspended in mid-air by the cables. I hate it.

    I taught them about 7 years ago the value of service loops and patch panels but that was about 8 years too late for my house.

    ..... I thought you meant they were just cables in the closet where they're all run to, not both sides. Man what the hell?

    WiiU: Windrunner ; Guild Wars 2: Shadowfire.3940 ; PSN: Bradcopter
  • ThawmusThawmus Registered User regular
    Shadowfire wrote: »
    Thawmus wrote: »
    Shadowfire wrote: »
    And then there's networking, but they terminated the cables in the network closet instead of punching them down, which....seems like a common mistake, sadly, but I'll rectify that eventually on my own.

    Honestly, this isn't a big deal really. You could clip those ends off and put a punch down plate instead but why? The work is done, just mount your switch to the wall and plug them in. Worry about punch downs if the cabling becomes a problem later.

    Cabling's already a problem because they terminated them all far too short. My switch is being suspended in mid-air by the cables. I hate it.

    I taught them about 7 years ago the value of service loops and patch panels but that was about 8 years too late for my house.

    ..... I thought you meant they were just cables in the closet where they're all run to, not both sides. Man what the hell?

    I'm poor at explaining things.

    So they have jacks installed throughout the MIL suite, and there are cables running from those jacks to a maintenance closet in the basement. There, they terminated all the cables and put ends on them, but at about 3-4 feet from the ceiling. They don't even make it to the place where all the audio and network equipment was clearly intended to be.

    steam_sig.png
  • ThawmusThawmus Registered User regular
    In other news, we're going through homeowner's insurance quotes and I dunno what the fuck to think.

    We have lots of insurance policies with State Farm, but they want $2400/yr and I don't really need to consolidate all our insurance policies when the escrow account is just gonna take care of it.

    We got a quote from Nationwide at $1400/yr but are they poopy insurance that weasels out of covering anything? Who knows?

    steam_sig.png
  • zepherinzepherin Registered User regular
    edited April 6
    Thawmus wrote: »
    In other news, we're going through homeowner's insurance quotes and I dunno what the fuck to think.

    We have lots of insurance policies with State Farm, but they want $2400/yr and I don't really need to consolidate all our insurance policies when the escrow account is just gonna take care of it.

    We got a quote from Nationwide at $1400/yr but are they poopy insurance that weasels out of covering anything? Who knows?
    Nationwide is ok, they aren't the worst weasels out there, but professionally we had to sue them over a claim, but they paid before we went to court. USAA is about the best insurance you can get, but I don't know if you qualify. The friends I have that don't have USAA, usually have Erie or Farmers.

    And that lawsuit was many years ago.

    zepherin on
    Thawmus
  • Trajan45Trajan45 Registered User regular
    Thawmus wrote: »
    In other news, we're going through homeowner's insurance quotes and I dunno what the fuck to think.

    We have lots of insurance policies with State Farm, but they want $2400/yr and I don't really need to consolidate all our insurance policies when the escrow account is just gonna take care of it.

    We got a quote from Nationwide at $1400/yr but are they poopy insurance that weasels out of covering anything? Who knows?

    Pretty sure this is all insurance companies. My favorite 'welcome to being an adult' moment was when I had some damage on my car and I found out that the total cost of the deducible + the increase in my rates for filing a claim, was more expensive than the repair work cost outright. So I was paying monthly for the right to get a crappy loan.

    I'd go for the cheapest option as long as it's a major brand and has the same coverage. I'm sure they all have horror stories around coverage.

    Origin ID\ Steam ID: Warder45
    ThawmusDoodmannCauldShadowfireRed RaevynJragghen
  • ThawmusThawmus Registered User regular
    Yeah that's kinda the answer I was expecting. They all suck, let's go with the one that sucks and costs $1000 less/yr

    steam_sig.png
  • Trajan45Trajan45 Registered User regular
    10 years ago when I bought my house, the first company I went to was State Farm. After all the quotes were gathered, they were by far the most expensive of the lot. Like, all the others were pretty similar and State Farm was way above them.

    Jake does not work for a discount it seems.

    Origin ID\ Steam ID: Warder45
    zepherin
  • GilgaronGilgaron Registered User regular
    You can get a discount for bundling your home owners and umbrella insurance with your car insurance and so on, it's at least worth comparing

    ElvenshaeN1tSt4lker
  • MugsleyMugsley Registered User regular
    We went with Amica after losing a bunch of discounts for Liberty Mutual through my wife's job. They consistently score very high in customer service and satisfaction.

    In the past they were on the higher end, but they were less than our Lib Mut quotes. See what they're willing to offer you.

  • SimpsoniaSimpsonia Registered User regular
    The play devil's advocate, with regard to State Farm, a friend of mine has had multiple incredibly expensive claims on her 100 year old condo stemming from original shoddy conversion rehab work. She raves about how quick and easy it was to get State Farm to cover everything.

    Elvenshae
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