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I am approaching a date when I will be in the need of a U-Haul truck soon for a multi-state journey, and was wondering if there was something special I needed to do insurance wise for the trip. I've never done anything like this before and I don't know if my insurance has to ok it or not (it's late so I doubt they will pick up the phone to tell me).
And my poor Death Knight that couldn't afford an icon.
Call and ask about renters insurance or travelers insurance. Any large insurance company should have one or the other that will cover a uhaul moving across the country. IT IS A VERY GOOD IDEA TO BE INSURED!!!
More than one person I know has had their uhauls broken into while moving cross country. Make sure you dont stay over night in super shady places. Park in a well lit area. LOCK IT UP!!!! Make sure you don't keep anything totally irreplaceable in the uhaul itself. (they will steal your uhaul not the car towing it) Or if you get the truck version and are staying someplace overnight bring it into the hotel room with you.
If you do not get extra insurance on it you can get it insured through U-haul but it will be more expensive. Its like when you rent a car. You can get bumper to bumper and have everything covered but it costs an arm and a leg. However when you are moving everything you own... its a bit more prudent to pay up. A lot can happen in a cross country trip and you don't want to be the guy holding the bag when all your stuff gets ganked.
U-Haul coverage is normally about $14 a day, and provides significant coverage. I'd highly recommend you get it if you're driving yourself across the country. This is especially a good idea if you can't change your insurance policy in time.
I would strongly suggest against using UHaul for anything out-of-state. They don't guarantee truck rentals (just that the truck will be available within a 24 hour period, and if it's not there, oh well), the trucks are crappy, and they're more expensive for interstate, one-way travel compared to Penske, Budget, and most any other you-drive moving places.
My wife and I saved about $400 when we moved from Minnesota to Maryland, when the UHaul didn't have our truck available (that we reserved 2 months in advance) and we high-tailed it over to a Budget/Penske, who not only had a truck, but it was larger with a nicer interior.
I would strongly suggest against using UHaul for anything out-of-state. They don't guarantee truck rentals (just that the truck will be available within a 24 hour period, and if it's not there, oh well), the trucks are crappy, and they're more expensive for interstate, one-way travel compared to Penske, Budget, and most any other you-drive moving places.
U-Haul has started guaranteeing reservations. The rates vary wildly based on where you're moving to and from, but it couldn't hurt to get other quotes.
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More than one person I know has had their uhauls broken into while moving cross country. Make sure you dont stay over night in super shady places. Park in a well lit area. LOCK IT UP!!!! Make sure you don't keep anything totally irreplaceable in the uhaul itself. (they will steal your uhaul not the car towing it) Or if you get the truck version and are staying someplace overnight bring it into the hotel room with you.
If you do not get extra insurance on it you can get it insured through U-haul but it will be more expensive. Its like when you rent a car. You can get bumper to bumper and have everything covered but it costs an arm and a leg. However when you are moving everything you own... its a bit more prudent to pay up. A lot can happen in a cross country trip and you don't want to be the guy holding the bag when all your stuff gets ganked.
My wife and I saved about $400 when we moved from Minnesota to Maryland, when the UHaul didn't have our truck available (that we reserved 2 months in advance) and we high-tailed it over to a Budget/Penske, who not only had a truck, but it was larger with a nicer interior.
U-Haul has started guaranteeing reservations. The rates vary wildly based on where you're moving to and from, but it couldn't hurt to get other quotes.