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Less money, mo' problems

24

Posts

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    lostwordslostwords Registered User regular
    edited June 2008
    Junpei wrote: »
    Dadouw wrote: »
    I spent all I had left on sausage McMuffins with eggs

    I have to be honest, I'd do the same.

    those things are delicious

    bacon mcgriddle is so much better.

    thats right.

    mmmmm

    lostwords on
    rat.jpg tumbler? steam/ps3 thingie: lostwords Amazon Wishlist!
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    Serenity RoseSerenity Rose Registered User, ClubPA regular
    edited June 2008
    I paid for my boyfriend's half of our trip to Washington and he still hasn't paid me back. That was $1,400+ all the food and crap.

    is this the same boyfriend who doesn't like Harrison Ford? or am i thinking of a different forumer?

    Nope, that's the one. Although he did try to redeem himself by said he just says stuff like that to piss me off. Didn't help. I still wanted to punch him in the balls.
    this boyfriend of yours sounds like a shmuck.

    Yeah, he is the only guy that I have ever dated that is not on my intellectual level. It must be the sex.

    Serenity Rose on
    I'm not a narcissist. I simply like to watch myself exist.
    boddah_and_goz.gif
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    JunpeiJunpei Registered User regular
    edited June 2008
    lostwords wrote: »
    Junpei wrote: »
    Dadouw wrote: »
    I spent all I had left on sausage McMuffins with eggs

    I have to be honest, I'd do the same.

    those things are delicious

    bacon mcgriddle is so much better.

    thats right.

    mmmmm

    What? No, Double Sausage and Egg McMuffins are the best thing that have ever been mass produced for breakfast. It is also the only thing from McDonalds I ever eat because the rest is garbage. There I said it.

    Junpei on
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    lostwordslostwords Registered User regular
    edited June 2008
    whatever. you see, the syrup in the mcgriddle gives it that little bit of sweet that compliments the bacon saltyness. the key is to buy an extra hash brown, then stick one hash brown into the bacon mcgriddle.

    lostwords on
    rat.jpg tumbler? steam/ps3 thingie: lostwords Amazon Wishlist!
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    RaneadosRaneados police apologist you shouldn't have been there, obviouslyRegistered User regular
    edited June 2008
    I'm very careful not to spend money

    however when the end of the month rolls around I have to drop 490 bucks

    Raneados on
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    ZoolanderZoolander Registered User regular
    edited June 2008
    on fireworks

    Zoolander on
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    FalloutFallout GIRL'S DAY WAS PRETTY GOOD WHILE THEY LASTEDRegistered User regular
    edited June 2008
    For a while there i would spend more than i had in the bank but have more in there before midnight so i thought everything was kosher because i did this for like a couple months with no repercussions

    then one night they said "hey you know what, fuck you" and they hit me with dozens of $34 overdraft charges, i guess they were saving them up or something, leaving me about $800 in the hole

    many trips to the bank got that cut in half but i had to pay the rest off

    i dislike banks

    Fallout on
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    gazamcgazamc Registered User regular
    edited June 2008
    my bank love me because I have hardly had to spend any money in the last year. Its just sat there. Getting the interests.

    Then in about 4 months. POW money gone.

    gazamc on
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    ShimShamShimSham Registered User regular
    edited June 2008
    I check my balance online every day, I don't bother writing down every little purchase, because fuck that. I don't use cash for anything unless I have to, everything is on my debit card.

    That said, the worst thing is checking daily and thinking you have so much money. And then all of a sudden $20-40 shows up from something you bought 2 weeks ago that you just assumed had already cleared. But no, for whatever reason it just now shows up and takes your money.

    That's awful.

    Fuck you Mugshots bar and grill for taking two weeks to actually charge me.

    ShimSham on
    QcGKhPm.jpg
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    DadouwDadouw Registered User regular
    edited June 2008
    Junpei wrote: »
    lostwords wrote: »
    Junpei wrote: »
    Dadouw wrote: »
    I spent all I had left on sausage McMuffins with eggs

    I have to be honest, I'd do the same.

    those things are delicious

    bacon mcgriddle is so much better.

    thats right.

    mmmmm

    What? No, Double Sausage and Egg McMuffins are the best thing that have ever been mass produced for breakfast. It is also the only thing from McDonalds I ever eat because the rest is garbage. There I said it.

    Man I took like 5 of those, jesus christ it was delicious

    Best thing ever after a complete night and morning of drinking without any sleep

    Dadouw on
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    JigrahJigrah Registered User regular
    edited June 2008
    I just use my credit card for everything while comparing that to my bank account, I figure as long as I don't get retarded and buy stuff I can't afford I should be just peachy.

    Jigrah on
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    KrentzKrentz Registered User regular
    edited June 2008
    So I've been saving up money like crazy to be able to buy a house soon and I go in to the loan office and they tell me I can't get approved for anything above like $140k because of my student loans and car payment so I pay off my entire remaining car loan balance straight out of savings, cutting it in half, and go back and they tell me I still can't afford jack because my student loan balance is pretty huge because I've been in school for 7 years now and even though the loans have been deferred the whole time and will still be deferred for another year until I graduate they count 1% of the current balance as a monthly debt even though they will still be deferred for 6 months after I get my Master's and a big fat raise which will more than cover the monthly payment from the loans and that my debt-to-earning ratio will be low enough at that point and everybody at the bank is a big stupid head and and I want to be buying a home already but I have to save up more because even with my car paid off I still only have 5k which is barely enough for the down payment they want let alone all the closing costs and they stopped offering VHDA so I'm pretty screwed!

    Money problems mirite?

    Krentz on
    [SIGPIC][/SIGPIC]
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    Lord DaveLord Dave Grief Causer Bitch Free ZoneRegistered User regular
    edited June 2008
    You're trying to buy a house with that much debt and only $5k in the bank?
    Where do you live that that even remotely makes sense?

    Lord Dave on
    mkc.png
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    KrentzKrentz Registered User regular
    edited June 2008
    I had a lot more in the bank. Now I don't, which is why I have to wait longer.

    Krentz on
    [SIGPIC][/SIGPIC]
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    oogmaroogmar Registered User regular
    edited June 2008
    Last month one of my roommates, who I love very dearly and all, decided to relapse with his crack and ended up spending 450 bucks of my rent money, then ended up in the looney bin for like four days, so I got woken up by my landlord giving me a conditional eviction notice.

    FUN.

    oogmar on
    Rane, you lazy bastard, you can shut the hell up.

    enforceruserbarsplitcro.png
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    FramlingFramling FaceHead Geebs has bad ideas.Registered User regular
    edited June 2008
    I just got a new job that will pay me a lot of money.

    I'm pretty pumped about that.

    Framling on
    you're = you are
    your = belonging to you

    their = belonging to them
    there = not here
    they're = they are
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    RaneadosRaneados police apologist you shouldn't have been there, obviouslyRegistered User regular
    edited June 2008
    this commercial I saw said that the average person has 8 fucking credit cards

    woah

    I don't even have ONE

    Raneados on
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    Bad-BeatBad-Beat Registered User regular
    edited June 2008
    If you can avoid having a credit card, do so because it can become very easy to get into debt when you realise you don't have to pay shit back for months, so you just end up spending. Especially when there's offers of 0% for however many months.
    I hate credit cards.

    Bad-Beat on
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    BagrationBagration Registered User regular
    edited June 2008
    I just lost 70€ because Berezutski couldn't keep his eye on the fucking ball.

    Bagration on
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    Centipede DamascusCentipede Damascus Registered User regular
    edited June 2008
    Bad-Beat wrote: »
    If you can avoid having a credit card, do so because it can become very easy to get into debt when you realise you don't have to pay shit back for months, so you just end up spending. Especially when there's offers of 0% for however many months.
    I hate credit cards.

    but without a credit card, it's kind of hard to have a credit history

    which means you can't get a loan to buy things like a car or a house

    whoooops

    Centipede Damascus on
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    BagrationBagration Registered User regular
    edited June 2008
    You could try not spending money recklessly.

    Bagration on
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    Lord DaveLord Dave Grief Causer Bitch Free ZoneRegistered User regular
    edited June 2008
    Bad-Beat wrote: »
    If you can avoid having a credit card, do so because it can become very easy to get into debt when you realise you don't have to pay shit back for months, so you just end up spending. Especially when there's offers of 0% for however many months.
    I hate credit cards.

    This is dumb advice.

    Better advice: Get a credit card and then don't be a retard.

    Lord Dave on
    mkc.png
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    Muse Among MenMuse Among Men Suburban Bunny Princess? Its time for a new shtick Registered User regular
    edited June 2008
    I'm always poor.

    Internet, give me money.

    Muse Among Men on
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    StaleStale Registered User regular
    edited June 2008
    I got divorced.

    Stale on
    easysig2.jpg
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    RaneadosRaneados police apologist you shouldn't have been there, obviouslyRegistered User regular
    edited June 2008
    I'm trying to get a credit card to build my credit but my mom flips her shit every time I bring it up

    Raneados on
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    RaneadosRaneados police apologist you shouldn't have been there, obviouslyRegistered User regular
    edited June 2008
    so what's with all the SE'ers getting broken up and divorced lately?

    Raneados on
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    Centipede DamascusCentipede Damascus Registered User regular
    edited June 2008
    I really should get a credit card, yeah

    Centipede Damascus on
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    candanaviancandanavian Registered User regular
    edited June 2008
    Yeah having no credit is just as bad as having bad credit

    I have never been in debt, but I have always been devastatingly poor. Basically I have always lived on whatever my parents are generous enough to give, or the bullshit they pay you at the only jobs it's ever possible to get as a college student.

    candanavian on
    firamedferris5.jpgfavicon.ico favicon.ico favicon.ico
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    oogmaroogmar Registered User regular
    edited June 2008
    I don't own a credit card because I don't want the government to have access to any of my spending habits.

    oogmar on
    Rane, you lazy bastard, you can shut the hell up.

    enforceruserbarsplitcro.png
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    Muse Among MenMuse Among Men Suburban Bunny Princess? Its time for a new shtick Registered User regular
    edited June 2008
    I knew a family that was so against credit cards they would rather rent than own a house.

    @ Ran: Tell your mom you will never be able to get a car or a house unless she lightens up. Or it could be that she wants to hold onto you forever.

    Muse Among Men on
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    Mr. Henry BemisMr. Henry Bemis God is love Registered User regular
    edited June 2008
    secret gossip about why stale is divorced
    2606722728_d518ea6937.jpg

    Mr. Henry Bemis on
    Nothing is true; Everything is permitted
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    RaneadosRaneados police apologist you shouldn't have been there, obviouslyRegistered User regular
    edited June 2008
    bemis what th fuck is going on there beside the obvious

    details

    Raneados on
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    RankenphileRankenphile Passersby were amazed by the unusually large amounts of blood.Registered User, Moderator mod
    edited June 2008
    oogmar wrote: »
    I don't own a credit card because I don't want the government to have access to any of my spending habits.
    I'm not entirely sure why you think the government gives a shit

    Rankenphile on
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    Centipede DamascusCentipede Damascus Registered User regular
    edited June 2008
    Raneados wrote: »
    so what's with all the SE'ers getting broken up and divorced lately?

    I blame global warming.

    Centipede Damascus on
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    Mr. Henry BemisMr. Henry Bemis God is love Registered User regular
    edited June 2008
    Raneados wrote: »
    bemis what th fuck is going on there beside the obvious

    details
    ATLPAX at 5 am

    Mr. Henry Bemis on
    Nothing is true; Everything is permitted
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    Muse Among MenMuse Among Men Suburban Bunny Princess? Its time for a new shtick Registered User regular
    edited June 2008
    Raneados wrote: »
    so what's with all the SE'ers getting broken up and divorced lately?

    I blame global warming.

    Al Gore is scheduled to give a speech about this.

    Muse Among Men on
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    RaneadosRaneados police apologist you shouldn't have been there, obviouslyRegistered User regular
    edited June 2008
    I heard some lady blame el nino for something the other day

    made me angry so I bottled it up inside and then took it out on the cat later

    Raneados on
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    Centipede DamascusCentipede Damascus Registered User regular
    edited June 2008
    oogmar wrote: »
    I don't own a credit card because I don't want the government to have access to any of my spending habits.

    ahahahahaha

    AHAHAHAHAHAHAHAHAHA

    Centipede Damascus on
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    oogmaroogmar Registered User regular
    edited June 2008
    oogmar wrote: »
    I don't own a credit card because I don't want the government to have access to any of my spending habits.

    ahahahahaha

    AHAHAHAHAHAHAHAHAHA

    I was hoping one of you would catch that.

    oogmar on
    Rane, you lazy bastard, you can shut the hell up.

    enforceruserbarsplitcro.png
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    MeizMeiz Registered User regular
    edited June 2008
    Underaged hookers are damned expensive.

    Meiz on
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