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Debit Card Overdraft

rocketshipreadyrocketshipready Registered User regular
edited February 2009 in Help / Advice Forum
So I had a little mismanagement last month, and overdrew my checking account a little bit. It's no big deal, and I'll take the $35 charge as a lesson learned, but I was just curious if this would negatively impact my credit rating.

rocketshipready on

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    GPIA7RGPIA7R Registered User regular
    edited February 2009
    Not at all, since it's Debit/Checking Account. Your personal accounts are not connected to any credit agencies.

    Overdraft protection is helpful, and sets up a line of credit with your bank. If you happen to overdraft hundreds of dollars through THOSE means, though, and not pay it back.... then and only then will it impact credit rating

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    rocketshipreadyrocketshipready Registered User regular
    edited February 2009
    Good enough. Thanks!

    rocketshipready on
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