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Transfering to Uni: Filed FAFSA, What now (Loans)?
HadjiQuest
Registered User regular
Registered User regular
I probably should've created an alt for this, but here goes:
For the last 3 years I've been completing a two year degree in IT at the local community college. It's time to transfer, but I'm already tired of IT and wish to switch to something else. The extra time waiting for IT classes to clear up (state programs are in place, trying to retrain MI Auto Workers as IT people) has also allowed me to get a 2 year Liberal Arts degree, which will put me on even ground with all gen ed requirements met at any school in the state.
So, I'm transferring to a mid-level state university. I've filed my FAFSA, and have already been denied for grants (as expected). I guess it's up to the school to respond to me about which loans and scholarships I qualify for, and it'll still be a few weeks before I hear about that.
Question 1: What can I do in the meantime? What do I need to know about different loan types, and what general advice do you all have for me? Where do I go to get these loans? How much do I take out?
Unfortunately, my father is very, very unresponsive to the loan idea. He's insisting I forgo financial aid entirely, and just let him pay for everything. The problem is, my father has mood-swings a lot, and he's really stubborn. This move would more or less bankrupt my family, and my brother would still end up taking loans just a year or two from now.
Beyond that, if I do accept his offer, he's also a very controlling person, and will most likely either force me to attend a program of his choosing, or constantly berate me for minor things. My whole life, I've been trying to be independent of this family, and this time I thought I could do it in a gentle transition by taking on the responsibility of student loans and moving into an off-campus apartment. Now I feel that if my father has any major amount of control over me, things just won't work out. He'll feel as if he has the claim to my education, and constantly threaten to pull the plug even if things are relatively stable (I was one of those kids who was berated for getting B's).
Question 2: How do I supersede my father's intentions? Is it possible for a student to get a major loan like this on his own?
tl;dr: My father is super stubborn and extremely controlling, and will take control of my college career unless I secure my own finances to pay most of the way. What can I do?
For the last 3 years I've been completing a two year degree in IT at the local community college. It's time to transfer, but I'm already tired of IT and wish to switch to something else. The extra time waiting for IT classes to clear up (state programs are in place, trying to retrain MI Auto Workers as IT people) has also allowed me to get a 2 year Liberal Arts degree, which will put me on even ground with all gen ed requirements met at any school in the state.
So, I'm transferring to a mid-level state university. I've filed my FAFSA, and have already been denied for grants (as expected). I guess it's up to the school to respond to me about which loans and scholarships I qualify for, and it'll still be a few weeks before I hear about that.
Question 1: What can I do in the meantime? What do I need to know about different loan types, and what general advice do you all have for me? Where do I go to get these loans? How much do I take out?
Unfortunately, my father is very, very unresponsive to the loan idea. He's insisting I forgo financial aid entirely, and just let him pay for everything. The problem is, my father has mood-swings a lot, and he's really stubborn. This move would more or less bankrupt my family, and my brother would still end up taking loans just a year or two from now.
Beyond that, if I do accept his offer, he's also a very controlling person, and will most likely either force me to attend a program of his choosing, or constantly berate me for minor things. My whole life, I've been trying to be independent of this family, and this time I thought I could do it in a gentle transition by taking on the responsibility of student loans and moving into an off-campus apartment. Now I feel that if my father has any major amount of control over me, things just won't work out. He'll feel as if he has the claim to my education, and constantly threaten to pull the plug even if things are relatively stable (I was one of those kids who was berated for getting B's).
Question 2: How do I supersede my father's intentions? Is it possible for a student to get a major loan like this on his own?
tl;dr: My father is super stubborn and extremely controlling, and will take control of my college career unless I secure my own finances to pay most of the way. What can I do?
HadjiQuest on
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I can has cheezburger, yes?
This is what I'm hoping to be able to do. What's the yearly limit on Stafford?
Also, where in Michigan are you? Just out of curiosity.
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I can has cheezburger, yes?