How fucked am I? (HDTV)

Penguin_Otaku

So my HDTV (Samsung) took a shoot to the chest with an ice chest as it was sitting in my friends' minivan. It was my fault, I should've got it from him the day before and I'm not going to hold the guy accountable. It was my fault for leaving it with him over night since I left the day before's game early and didn't wait for my TV.

Anyway, I can't find the damn receipt, am on the phone right now with Samsung (waiting at least) but what's the likelihood they'll hook it up?

Just let me down easy, please.

Sentry

I don't even get what the hell your asking. Did it shatter? Is it broken? Did you try hooking it up? Are you asking if they will fix it?

Penguin_Otaku

Sorry.

To clarify: ice chest crashed into TV, denting it and breaking the screen.

Sentry

Penguin_Otaku wrote: »

Sorry.

To clarify: ice chest crashed into TV, denting it and breaking the screen.

Is it under warranty still? Is it new?

Scrublet

I've got bad news for you, you're pretty fucked. It doesn't matter if the TV is under warranty. Manufacturer warranties are a guarantee that a product will work for a certain amount of time. They do not cover damage to the TV from abnormal use aka an ice chest crashing into it. If you have an extended warranty that covers accidental damage you might be fine, but that depends on who you bought the extended warranty from.

Penguin_Otaku

About 6 months old, under warranty yes, but not covered because it'd physical damage.

Anyone have any idea how much the repair might cost?

Jasconius

It is 99% unlikely that such a thing would be covered.

Those warranties cover component defects. Not someone throwing a Wiimote at it.

Buttcleft

Best way to find out is to call a local repair shop [ get a recommendation from samsung or look on the bbb or something to avoid worthless scammers ] and get an estimate. Anyone reputable should be able to give you a rough estimate over the phone for the noticeable damage.

Crashtard

Definitely get a repair quote, but it almost sounds like it might be cheaper to just replace it depending on the size.

MetroidZoid

Just for potential Strange and Embarrassing usage, how much did you pay for such a beauty of a TV?

Penguin_Otaku

It's 32'', I bought it for the Big 12 game in December, my first HDTV. I spent about 600 on it on credit that isn't paid off yet.

Lord Yod

Some credit cards have warranties that apply to electronics purchased with them, so you could try calling the card company. If that doesn't work, you're basically fucked.

BrotherVoodoo

Man that sucks. So was it like a metal cooler, cause we use fucking rubbermaids up here in minnesota. I think its so it doesn't damage our tvs. But really, what was it made out of. I have to know.

Prime

Whats the model number? I have access to samsung spares from the manufacturer so can give you a price of what the spares would cost trade.

RUNN1NGMAN

Do you have renters insurance (or homeowners insurance)? It's probably covered by that if you have it.

If you're in college and living in a dorm, it might be covered under your parent's homeowners insurance.

Szechuanosaurus

RUNN1NGMAN wrote: »

Do you have renters insurance (or homeowners insurance)? It's probably covered by that if you have it.

If you're in college and living in a dorm, it might be covered under your parent's homeowners insurance.

Whilst homeowners/renters insurance usually covers some goods whilst out of the house (such as laptops, mobile phones etc.) I'm not sure that they'd normally cover a widescreen TV if it was damaged outside of the house (Japan will post in a couple of minutes contradicting me, guaranteed :P ). You'd have to claim that it was damaged inside the house which would be insurance fraud.

Scrublet

Szechuanosaurus wrote: »

RUNN1NGMAN wrote: »

Do you have renters insurance (or homeowners insurance)? It's probably covered by that if you have it.

If you're in college and living in a dorm, it might be covered under your parent's homeowners insurance.

Whilst homeowners/renters insurance usually covers some goods whilst out of the house (such as laptops, mobile phones etc.) I'm not sure that they'd normally cover a widescreen TV if it was damaged outside of the house (Japan will post in a couple of minutes contradicting me, guaranteed :P ). You'd have to claim that it was damaged inside the house which would be insurance fraud.

Not necessarily true. Depends on your company. For instance (and I've asked) my renters insurance will cover possessions in my car, period. As always, excessive claim activity will affect my rates. The bigger thing is a deductible issue. OP says his TV is about $600. For most people, renters/homeowners insurance is for totally-fucked situations like a fire or excessive theft. Therefore deductibles usually trend towards higher values...mine is $500 for about $7000 coverage. For a $600 TV, unless the deductible is much lower than I think, claiming insurance will probably be a waste.

Szechuanosaurus

Scrublet wrote: »

Szechuanosaurus wrote: »

RUNN1NGMAN wrote: »

Do you have renters insurance (or homeowners insurance)? It's probably covered by that if you have it.

If you're in college and living in a dorm, it might be covered under your parent's homeowners insurance.

Whilst homeowners/renters insurance usually covers some goods whilst out of the house (such as laptops, mobile phones etc.) I'm not sure that they'd normally cover a widescreen TV if it was damaged outside of the house (Japan will post in a couple of minutes contradicting me, guaranteed :P ). You'd have to claim that it was damaged inside the house which would be insurance fraud.

Not necessarily true. Depends on your company. For instance (and I've asked) my renters insurance will cover possessions in my car, period. As always, excessive claim activity will affect my rates. The bigger thing is a deductible issue. OP says his TV is about $600. For most people, renters/homeowners insurance is for totally-fucked situations like a fire or excessive theft. Therefore deductibles usually trend towards higher values...mine is $500 for about $7000 coverage. For a $600 TV, unless the deductible is much lower than I think, claiming insurance will probably be a waste.

Right, although don't they normally have different deductibles for different situations? As I said, contents insurance often covers certain portable items - mine covers things like weddings rings, laptops, mobile phones, bicycles etc. outside the house - and will have a lower deductible accordingly. It all depends on the specific policy, I guess. I suppose it depends on whether the cover protecting possessions in your car is intended for situations where someone steals your walkman from the back seat or situations where your house falls on top of your car.

Scrublet

In my case, the only thing that is "special-circumstance" at all in my policy is my extra $2000 laptop coverage, which is important because I've already destroyed one laptop with a beer spill. Other than that, one deductible for everything. And anything in my car is covered whether I'm outside my house for 800 miles away at a motel.

Now of course everything I've said in the past two posts is for renter's insurance. I am at least two-three years from being a homeowner, and I'm sure that the insurance for that is much different and I definitely know little to nothing about it.

Szechuanosaurus

Yeah, possibly, I don't know the exact details of my policy but I know there was additional coverage for certain items outwith the house. In any case, Penguin's insurance isn't likely to be our insurance so the advice to take from this is 'check your policy, TV might be covered, excess may or may not make it worth claiming'.

KalTorak

Ugh, I have the exact same TV and I'm moving in less than 2 weeks.

I have a feeling I'm going to be hugging the thing to my chest, wrapped in bubble-wrap and mink shammies, sobbing quietly the entire drive over.

MichaelLC

KalTorak wrote: »

Ugh, I have the exact same TV and I'm moving in less than 2 weeks.

I have a feeling I'm going to be hugging the thing to my chest, wrapped in bubble-wrap and mink shammies, sobbing quietly the entire drive over.

Use live minks - they're softer.

A heavy/moving blanket plus bubblewrap should be fine, if you secure it too. May want to take the base off, if that's possible.

Scrublet

MichaelLC wrote: »

KalTorak wrote: »

Ugh, I have the exact same TV and I'm moving in less than 2 weeks.

I have a feeling I'm going to be hugging the thing to my chest, wrapped in bubble-wrap and mink shammies, sobbing quietly the entire drive over.

Use live minks - they're softer.

A heavy/moving blanket plus bubblewrap should be fine, if you secure it too. May want to take the base off, if that's possible.

This depends on heavily on your situation, but the best way to move a TV is with it in its box with styrofoam padding, standing straight up. If that's not possible, the NEXT best way is to have it standing on its base, at one edge of the car, screen facing out towards side window, with padding all around. There are several reasons for this. #1, if you own a plasma TV you absolutely cannot move it with the screen lying flat. And even with an LCD TV, this still isn't the best idea. It is much better to have it standing up, and by orienting it as I described the only way you'll damage the screen is for something to slide side-to-side in the car and hit it hard enough for the screen to move forward into the car. Much less likely than something sliding from the front to the back.

RUNN1NGMAN

Scrublet wrote: »

MichaelLC wrote: »

KalTorak wrote: »

Ugh, I have the exact same TV and I'm moving in less than 2 weeks.

I have a feeling I'm going to be hugging the thing to my chest, wrapped in bubble-wrap and mink shammies, sobbing quietly the entire drive over.

Use live minks - they're softer.

A heavy/moving blanket plus bubblewrap should be fine, if you secure it too. May want to take the base off, if that's possible.

This depends on heavily on your situation, but the best way to move a TV is with it in its box with styrofoam padding, standing straight up. If that's not possible, the NEXT best way is to have it standing on its base, at one edge of the car, screen facing out towards side window, with padding all around. There are several reasons for this. #1, if you own a plasma TV you absolutely cannot move it with the screen lying flat. And even with an LCD TV, this still isn't the best idea. It is much better to have it standing up, and by orienting it as I described the only way you'll damage the screen is for something to slide side-to-side in the car and hit it hard enough for the screen to move forward into the car. Much less likely than something sliding from the front to the back.

I'm moving in 2 weeks, and the movers said that what they do is wrap the screen in foam, put the TV in a bin, and then pack the bin with crumpled up paper so the TV can't tip. This may not be possible, but that sounds like the safest way.

Scrublet

For sure, that sounds pretty good, the main points are not lying flat, and not standing up anywhere that something else can impact it. Original TV packaging is the best because the styrofoam ensures it doesn't move, but I get that a lot of people don't hold onto that. And just to be absolutely clear, packing the TV tightly in either the case or the bin and lying it flat is STILL a horrible idea.

Butters

RUNN1NGMAN wrote: »

Do you have renters insurance (or homeowners insurance)? It's probably covered by that if you have it.

If you're in college and living in a dorm, it might be covered under your parent's homeowners insurance.

Yeah but is a $600 TV gonna exceed or even meet his parent's homeowner deductible?

Penguin_Otaku

Prime wrote: »

Whats the model number? I have access to samsung spares from the manufacturer so can give you a price of what the spares would cost trade.

LN32A300J1D

thank you sir

MetroidZoid

KalTorak wrote: »

Ugh, I have the exact same TV and I'm moving in less than 2 weeks.

I have a feeling I'm going to be hugging the thing to my chest, wrapped in bubble-wrap and mink shammies, sobbing quietly the entire drive over.

Kal's going to be constantly checking in his rear-view mirror, until his eye's widen in horror as he see's an Igloo cooler driving a shady looking convertible, quickly approaching the rear ...