Hello helpful friends, I've been paying on my car for about three years now, but recently moved out on my own. Problem is that $430 a month it's a huge payment, so I'm thinking about refinancing. I have much better credit now then I did back then, and hopefully I can get smaller payments. I have a few questions though. Like can I do it through my original lender? I have it through Ford Motor Credit but I have no idea if I can do it through them. And if not, what is my best bet? A bank or a private lender? Any general advice?
I Appreciate any help you can give