I asked something similar many, many moons ago but looking back wasn't overly helpful and my SO is currently not accessible for discussion!
My employer has just recently set up a retirement plan for everyone and I'm trying to decide if the better fit is to go with a Roth IRA or a pre-tax one based on circumstance. I make a decent salary, I'm about to be 30, and both my husband and I work and don't anticipate a change in that status anytime soon. We also feel extremely confident is seeing our salaries grow at a steady rate. The company is offering 4% matching.
I'm excellent at business math but terrible at tax math and I'm not sure if it's better to pay the the taxes upfront now with a Roth IRA, or pay them in retirement with everything taken into consideration. I also have the option to split between both but I'd rather commit to just one or the other right now unless general consensus and fact speak otherwise.
Thoughts, logic, or feelings?
Like some sort of raptor or the Great panda, Rad cannot properly initiate egg preparation if she senses a disturbance within her environment.