this year both of my grandparents died and now that everything has been taken care of the process of settling the estate has started. now I don't know exactly how much money is coming from it but I have been told that I should expect some. a lot, really. possibly six figures, enough to be life changing. so for the next few months I have to think about what do do with it. this is going to be quite a bit of an information dump over what my circumstances are. right now I:
am 32, and do not have my own place yet. no one is dependent on me besides myself
I have a steady job as an aide in special education but it pays very little. I make around $13,000 a year. but I'm a state employee of new york, I have full health care, full dental, paid vacations, and a pension. all totalled up my compensation
is closer to $17-18,000.
as far as jobs go I think it's pretty good. but ways to advance are kind of limited and involve things that do not appeal to me(such as becoming a teacher). this is important for a reason I will mention be low. I have a 4 year degree but no post graduate or any cirtifications.
I have no debts. no college loans, no car payment, or anything. I do have some savings, and a few investments.
my car has about 2-3 more years left on it, but I think even without the money I've planned enough to take care of that.
now, for the money. my family(in other words the people giving me the money) have encouraged me to either go back to school, or buy a house. of the two I do not like the idea of going back to school. I do not like school, I'm not good at school. I also don't want to become a teacher anyway, which would be the obvious progression from my current position.
buying a house is much more appealing to me but the big thing on my mind is tied with my career. to me buying a house is pretty much saying this is where I will be. Right now I have no attatchments, I can effectively pick up and go to the other side of the world if I had a job there. buying a house would be advantageous in several ways, especially by cutting my commute way down since it's currently a little over 30 minutes and I could be much closer to work. but essentially committing myself both to the area and my job for the forseeable future is scary. I'm afraid of doing it because maybe 3 years from now I won't
want to be here, or worse- I can't
be here because I don't make enough money. having to face both my career future and my living conditions at the same time makes me very nervous.
maybe I should just spend it all on hookers and blow