Spooked by Unexpected Tax Letter
So I got a letter in the mail from my bank (who handles my HSA account) that they were furnishing information (Form 5498-SA) over to the IRS.
Needless to say, I got a little spooked!
Quick, relevant details:
- Filed taxes in 2018
- Got an HSA through work that started halfway through 2018.
- My employer dumps some money in there every so often
- I have never made a personal contribution
- I have also never used the thing or touched it (lucky I haven't had to)
- I had a CPA prepare my taxes this year. He asked if I had a HSA and I said I did, but I didn't use it at all, and then that was the end of that section of the conversation.
- Pretty sure I didn't receive any tax form in the mail about the HSA, presumably because I didn't contribute or use it, but maybe I missed it?
So before I rev up the anxiety engine, figured I'd see if anyone knows if this is anything to worry about? I Googled around and didn't find anything particularly clarifying.
Should I be worried or dread an audit or something, or is this standard?
EDIT: I filled out a couple PDF IRS forms related to HSAs and contributions and the impact it has/result is always $0.00
EDIT 2: Shit
. Turns out when I got hired, I set it up to add 13 bucks every month from my paycheck. Still never withdrew anything. Am I screwed?