Grrl Power definitely seems to have the mystery box problem where like a ton of the comic is dedicated to setting up a billion different characters and plotlines it will never pay off.
I'm horrified about REDACTED but mildly curious how the D&D porn works. Like ... is just Elminster and Drizzt fucking? Do people submit their characters in for porno art? Is it just regular porn with, like, elf ears and chainmail bikinis? Is it monsters, like a beholder and a gelatinous cube getting it on?
It's whatever you want it to be, baby.
"If you divide the whole world into just enemies and friends, you'll end up destroying everything" --Nausicaa of the Valley of Wind
Did you know paying off debt makes your credit score go DOWN? Found that one out the hard way.
Whaaaaaat?
It closes the account which can impact the length of credit history and screw around with some of the other stuff they measure. It's kinda stupid.
If I'm understanding correctly, that's only true if you actually close the account. If you keep the line of credit open (but don't use it) it doesn't have a negative impact on your credit score/history, even if the balance is at 0.
So, paying off your car loan could have a negative impact since that closes that account out, reducing the total amount of potential credit you have to your score.
Paying off a credit card, then keeping the account open and unused, will boost your score by extending your credit life and increasing your maximum credit.
But, that's if I'm understanding correctly, and I don't like my odds on that one.
Did you know paying off debt makes your credit score go DOWN? Found that one out the hard way.
Whaaaaaat?
It closes the account which can impact the length of credit history and screw around with some of the other stuff they measure. It's kinda stupid.
To clarify, I believe this is just true for closed-end credit like loans. When I paid off my student loan, my FICO did temporarily go down for a few months (partly due to it being the oldest account, partly due to no longer having what the bureaus consider a good mix of credit), but it has since gone back up.
For open-end credit like credit cards, it's not a great idea to revolve any amount of debt. Just pay off your statement balance each month and keep your utilization low and you'll be good.
Did you know paying off debt makes your credit score go DOWN? Found that one out the hard way.
yeah, credit score reflects how valuable you are to credit and loan sellers, rather than how fiscally responsible you are, so the highest rating is "makes minimum payments reliably while floating as large a balance as possible in perpetuity, so you the credit/loan holder get to extract the maximum money from them without their defaulting or reducing their interest payments"
Imagine a large animal supporting a mobile ecosystem of the maximum possible number of bloodsuckers, teeth cleaners, etc etc. That is the credit industry's ideal host, er, "customer."
+2
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CambiataCommander ShepardThe likes of which even GAWD has never seenRegistered Userregular
Did you know paying off debt makes your credit score go DOWN? Found that one out the hard way.
Whaaaaaat?
It closes the account which can impact the length of credit history and screw around with some of the other stuff they measure. It's kinda stupid.
If I'm understanding correctly, that's only true if you actually close the account. If you keep the line of credit open (but don't use it) it doesn't have a negative impact on your credit score/history, even if the balance is at 0.
So, paying off your car loan could have a negative impact since that closes that account out, reducing the total amount of potential credit you have to your score.
Paying off a credit card, then keeping the account open and unused, will boost your score by extending your credit life and increasing your maximum credit.
But, that's if I'm understanding correctly, and I don't like my odds on that one.
I believe that is correct, yes. It's paying off loans that negatively affects your credit, since it theoretically reduces the amount of credit available to you. Of course, since it was a loan, that credit was not available to you anyway, so it's still dumb.
"If you divide the whole world into just enemies and friends, you'll end up destroying everything" --Nausicaa of the Valley of Wind
"The western world sips from a poisonous cocktail: Polarisation, populism, protectionism and post-truth"
-Antje Jackelén, Archbishop of the Church of Sweden
+2
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Lord_AsmodeusgoeticSobriquet:Here is your magical cryptic riddle-tumour: I AM A TIME MACHINERegistered Userregular
Actually when they dream about Beholders it has a chance of creating another Beholder or Beholderkin in the real world.
Edit:
Credit Scores are bullshit invented by thieves and fraudsters and ought to be regulated or banned commensurately
Lord_Asmodeus on
Capital is only the fruit of labor, and could never have existed if Labor had not first existed. Labor is superior to capital, and deserves much the higher consideration. - Lincoln
Posts
And the mummy
And the worm/Scooter hybrid
http://www.fallout3nexus.com/downloads/file.php?id=16534
http://www.fallout3nexus.com/downloads/file.php?id=16534
"I'll stop this violence the only way I know how: with more violence!"
SMBC
This is the page that bugs me most about the mystery box
1 3 5 got resolved that arc
2 4 and y are still unknown and we got sciona and pixel and everything in between
http://www.fallout3nexus.com/downloads/file.php?id=16534
It's whatever you want it to be, baby.
YEP
Violence begets violence begets violence begets violence begets violence begets violence begets violence
Daughter of the Lilies
Mokepon showing off skills
"Armstrooooooong!" *pulls out lightning sword*
https://youtube.com/watch?v=fxq_B2KPQDY
Did you know paying off debt makes your credit score go DOWN? Found that one out the hard way.
She's working on the animaniacs reboot, okay then.
http://www.fallout3nexus.com/downloads/file.php?id=16534
https://www.comicskingdom.com/mary-worth/2019-08-13
"Cricket!? You've gotta know what a crumpet is to understand cricket!"
Whaaaaaat?
It closes the account which can impact the length of credit history and screw around with some of the other stuff they measure. It's kinda stupid.
If I'm understanding correctly, that's only true if you actually close the account. If you keep the line of credit open (but don't use it) it doesn't have a negative impact on your credit score/history, even if the balance is at 0.
So, paying off your car loan could have a negative impact since that closes that account out, reducing the total amount of potential credit you have to your score.
Paying off a credit card, then keeping the account open and unused, will boost your score by extending your credit life and increasing your maximum credit.
But, that's if I'm understanding correctly, and I don't like my odds on that one.
To clarify, I believe this is just true for closed-end credit like loans. When I paid off my student loan, my FICO did temporarily go down for a few months (partly due to it being the oldest account, partly due to no longer having what the bureaus consider a good mix of credit), but it has since gone back up.
For open-end credit like credit cards, it's not a great idea to revolve any amount of debt. Just pay off your statement balance each month and keep your utilization low and you'll be good.
...because that's just where i am at this point in life and that's the cost of having an unreliable income!!!
Oh yeah, I should have specified that my post was assuming someone has the privilege of paying off the statement balance each month.
Sadly, that is not always the case!
yeah, credit score reflects how valuable you are to credit and loan sellers, rather than how fiscally responsible you are, so the highest rating is "makes minimum payments reliably while floating as large a balance as possible in perpetuity, so you the credit/loan holder get to extract the maximum money from them without their defaulting or reducing their interest payments"
I believe that is correct, yes. It's paying off loans that negatively affects your credit, since it theoretically reduces the amount of credit available to you. Of course, since it was a loan, that credit was not available to you anyway, so it's still dumb.
Steam // Secret Satan
Steam // Secret Satan
SKULL OF YS-MYRA! DO IT ALLISON! DO IT!
-Antje Jackelén, Archbishop of the Church of Sweden
Actually when they dream about Beholders it has a chance of creating another Beholder or Beholderkin in the real world.
Edit:
Credit Scores are bullshit invented by thieves and fraudsters and ought to be regulated or banned commensurately
Steam // Secret Satan
Val and Issac
The Sword Interval
I dunno, the way I'm used to seeing weddings go that doesn't seem like it would hurt enough?
3DS: 0473-8507-2652
Switch: SW-5185-4991-5118
PSN: AbEntropy
Odds that this is one of the ladies beds?