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Currently, I'm paying ~50 dollars a month for my crappy cellphone with Rogers. I want to get a phone with a data plan so I can get nearly universal internet access, because I'm one of those people.
I'm eligible for a hardware upgrade, which means I can get a discount off a better piece of hardware to replace my crappy cell phone.
Of course, what I would like to have most is a shiny new iPhone. But this is an expensive proposition.
I would have to pay $275 for the phone up front.
I would have to pay $82 a month for a phone plan with a 1 gig per month data plan and caller ID/call display/etc, as well as a hefty load of free text messages (2500 sent). This includes access fees and emergency fees, etc.
I would have to pay a $35 activation fee (making the up front cost a sweaty, trembling $310).
Here's the kicker: the contract is, I believe, renewed for three years at this time, meaning I will be paying $82 a month for my phone/data plan for a good long time. That's about $3052 , or $1017 a year, even before that big up-front cost.
Now, I make pretty good money right now ($48 000 a year) - but my hours and pay are being dropped a bit because I'm moving to a new contract. Instead of taking home $2000 gross per paycheck, it will be about $1200. And most importantly, this job finishes in August. Obviously I'll have to find a job to pay my rent and like, eat, but who knows how well it will pay?
So I end with two questions:
1) How dumb would it be to buy an iPhone?
2) If I really want that internet access, is there a decent option (blackberry/smartphone etc) that would significantly lower the cost without sacrificing quality of interface too much?