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Not to steal this thread, but there's been some really interesting discussion about not closing down a line of credit when it is full paid off. I recently finished paying off a $25,000 line of credit, and to celebrate, called the bank up and told them to shut it down. Was this stupid? Here's the fine print - 1) I live in Canada, and 2) this was a student line of credit, and I am no longer a student so would no longer be able to use it
uean on
Guys? Hay guys?
PSN - sumowot
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ApogeeLancks In Every Game EverRegistered Userregular
edited January 2010
If it is a regular line of credit, and it's your only one, keep it open. Always useful to have backup funds at a low interest rate. As yours was a student, it doesn't really apply.
I'd reccomend EVERYONE have a standard LoC, if they can qualify. Useful to have for emergencies.
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PSN - sumowot
I'd reccomend EVERYONE have a standard LoC, if they can qualify. Useful to have for emergencies.
Is it worth my time to go to them still or ?
Oh, hey I'm making a game! Check it out: Dr. Weirdo!