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My bank account is empty and I need some cash to pay split bills. I have a credit card and I was wondering if there was any way to pay money into my current account with that? I had thought of topping up a PayPal account and putting the money back but apparently that could take up to six weeks! thanks for any help you might be able to offer.
3DS friend code: 4811-7214-5053
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3DS friend code: 4811-7214-5053
3DS friend code: 4811-7214-5053
You will be charged an extra % fee and there is typically no grace period for cash withdrawals.
It's not a terribly good idea to get into. You'd be better figuring out what the terms are and offering to toss in half the extra cash to your roommate or something if he's okay with cash.
All true. But to me, right now the priority is to not screw over the roommate. OP already made the mistake when he spent money that should have been set aside for bills.
Really going online and changing the card is probably the best plan from the not being a dick while not being screwed point of view.
3DS friend code: 4811-7214-5053
This isn't completely true. Since 2010, creditors must apply any payment amount over the minimum towards the highest interest rate balances. So you're still screwed over if you're only making the minimum payments, but if you can manage to pay more than the minimum you can pay down the highest interest stuff.
Yeah try this. See if you can pay for some xmas gifts on their behalf. Or you can go for more utilitarian things like paying for their groceries or gasoline or something. That way you can avoid the cash advance interest charge, and in terms of paying them back it all works out in the end.