Money (not having it)
redfenix
Aka'd as rfixRegistered User regular
Aka'd as rfixRegistered User regular
So, I'm really, really broke.
My (and my wife's) debt: ~30k student loans, currently deferred, as I'm in grad school + another ~10k of financial aid I used to eliminate CC debt (woo less APR).
~15k CC debt. Getting married, buying a house and all that's involved costs a lot.
If i remember right, I think we need to make about 4k a month to stay afloat.
~900/mo house payment, car payment, insurance, groceries, stepdaughter's tuition, utils, CC payments.
We're not stupid/frivolous with money. I rarely buy games, and ebay most of the ones I buy, we stick to netflix, and go out to eat only occasionally. We don't buy the stupid little stuff like a latte @ starbucks, etc, etc that racks up extra cost.
I'm sick of living this close to the wire. I want to pay down the debt, make a bit more to surmount it, or somehow consolidate it. So, how?
I'm not a financial wizard, but we handle the money at least moderatly well.
So, what do I not know that could help me?
Any help would be deeply appreciated.
My (and my wife's) debt: ~30k student loans, currently deferred, as I'm in grad school + another ~10k of financial aid I used to eliminate CC debt (woo less APR).
~15k CC debt. Getting married, buying a house and all that's involved costs a lot.
If i remember right, I think we need to make about 4k a month to stay afloat.
~900/mo house payment, car payment, insurance, groceries, stepdaughter's tuition, utils, CC payments.
We're not stupid/frivolous with money. I rarely buy games, and ebay most of the ones I buy, we stick to netflix, and go out to eat only occasionally. We don't buy the stupid little stuff like a latte @ starbucks, etc, etc that racks up extra cost.
I'm sick of living this close to the wire. I want to pay down the debt, make a bit more to surmount it, or somehow consolidate it. So, how?
I'm not a financial wizard, but we handle the money at least moderatly well.
So, what do I not know that could help me?
Any help would be deeply appreciated.
redfenix on
0
Posts
STEAM!
too late, no commission for you
You should try to be one of those.
sunsets, cuddling, rape
Then punch yourself for wasting money on a retarded movie and start pinching every penny.
OP: help!
1st: go away
2nd: ridiculous advice
3rd: even more ridiculous advice
4th: go away
5th: refers to 1st post
6th: repeats 2nd or 3rd post
7th: backs up 2nd or 3rd post
8th: go away
9th: locked
STEAM!
Take a penny.
Then take another penny.
Rub those two little fuckers together as hard as you can until another penny pops out.
(Women always choose scissors)
nah, rob one bank, but just a little
you know, to case the joint
this would be a more hilarious version of Genesis
STEAM!
Well yeah but then you spend all of that on booze and hookers, so it'd be best to rob seven to have a little extra spending money.
Print your own money
Have a baby and sell it into slavery
Tax Fraud
the list goes on and on
damn it.
SE++ Map Steam
so what you do is sell your assets here, move to France, have tons of kids, then sell the organs on the black market while collecting the monthly cheques
it's foolproof
In fact, everybody do this.
blood, sperm, liver, etc.
or option B: dont buy a house yet
where i live you can get a DECENT one bedroom apt for 400-500/mo
STEAM!
Better yet, eat his heart so you gain his powers and skills.
SE++ Map Steam
1) I left the cave with the old man who gave me the wooden sword.
2) I killed Octoroks. At first I became bored with this, but I realized that if I killed them all, then moved over a pane, I'd be out of debt in no time! I also gained many other benefits, like bombs and a magical watch.
3) Octoroks still
4) Victory over the bank!
It's definitely high time we got married, but damn. I'm enjoying shacking up with her and having more free money than our child-producing friends. Fuckin' kids, ruining everything.
Help us cure TBA!
To be announced?
SE++ Map Steam
This is why I'm never having kids. I'm too selfish to spend money on the little bastards.
The Apocalypse Has Never Been More Fun
Secret Satan Wishlist!! Thinkgeek Wish List