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Creditor Madness
CarolinaBBQ
Registered User regular
Registered User regular
Got a situation that I was hoping someone may have an idea about what I need to do to fix it.
Long story short:
Bought some furniture, paid some on credit through Furniture Fair in March of 07.
Went in 3 months later and asked what my balance due was. $1200.........paid in full.
Have a receipt saying "balance: $1200, paid $1200".
Had the clerk write and initial "paid in full" on the receipt.
Last week, this motherfucker gets rude with my wife and mother about how we're low life's because we dont agree to pay this new bill of "260". Call general manager, store manager calls us and says "sorry, your account is now zero".
Get a letter in the mail today saying "account past due, pay $163 or we'll turn over to collections".
Manager now says he never told my wife the account was zero and that he was staying out of it. He said he told her "we probably won't collect on the account". He'd notify the general manager again to talk to us.
The POINT: Is a receipt of payment not worth something here? The interest should have kicked in in March of 08. Five months go by without contact from them and now we're delinquents?
I really want to write a letter or talk to this manager about terms like "Proof of Debt" and "Fairness in Lending Act".
What should I do? Thanks
Long story short:
Bought some furniture, paid some on credit through Furniture Fair in March of 07.
Went in 3 months later and asked what my balance due was. $1200.........paid in full.
Have a receipt saying "balance: $1200, paid $1200".
Had the clerk write and initial "paid in full" on the receipt.
Last week, this motherfucker gets rude with my wife and mother about how we're low life's because we dont agree to pay this new bill of "260". Call general manager, store manager calls us and says "sorry, your account is now zero".
Get a letter in the mail today saying "account past due, pay $163 or we'll turn over to collections".
Manager now says he never told my wife the account was zero and that he was staying out of it. He said he told her "we probably won't collect on the account". He'd notify the general manager again to talk to us.
The POINT: Is a receipt of payment not worth something here? The interest should have kicked in in March of 08. Five months go by without contact from them and now we're delinquents?
I really want to write a letter or talk to this manager about terms like "Proof of Debt" and "Fairness in Lending Act".
What should I do? Thanks
CarolinaBBQ on
0
Posts
you've got a receipt showing you paid off the remaining balance and it's even notated/initialed by the clerk. you're covered.