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Trying to keep a long story as short as possible, I was rear-ended by a driver that was covered by Farmers insurance. They paid to fix my car and that part is done. The medical is where it is getting complicated.
When the agent originally took a look at my car, he offered a total of ~$375 for medical (doctor visit, medication, and pain/suffering). I told him I wanted to see a doctor before I signed off on that, so I did. The next day I called back and got his supervisor. His supervisor denied any and all medical claims that I might be owed.
So after the car was fixed, I approached them again as my bumper cover and left absorber (08 Yaris hatchback) had been cracked and needed to be replaced. Again, no go. I've been arguing further and further up the chain while racking up chiropractic bills.
From here, I see my options as:
-Keep going up to President of Claims and CEO of Farmers with phone calls and e-mails to everyone along the way until someone pays my doctor to shut me up.
-File with Texas Department of Insurance
-Take the driver to small claims court to recoup my medical bills and maybe some pain/suffering.
Anyone have some advice on the best way to get my doctor paid?