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Social Security Number was stolen
Barcardi
All the WizardsUnder A Rock: AfganistanRegistered User regular
All the WizardsUnder A Rock: AfganistanRegistered User regular
So i today discovered that i was one of the 3.3 million people that had their social security # and birthday stolen from my student loan company. I am looking for advice on how to deal with this. Just what are the first steps?
The people that had the information gave me this "12 free months of protection" which is almost a sales pitch of bullshit, seeing as how it should have been protected in the first place. They also recommend that i check my credit at annualcreditreport.com. Which initially sounds like a good idea, but wouldn't telling them that my personal info was stolen bring down my credit? They also recommend that i freeze my credit file. Is that a good idea?
Has this happened to anyone else on here? Anyone have any problems being one of the 3.3 million yet? How should i start dealing with this problem?
note/edit: in the next day or so i am meeting with a securities and fraud specialist, ill report back what he tells me if anything obscure comes up.
The people that had the information gave me this "12 free months of protection" which is almost a sales pitch of bullshit, seeing as how it should have been protected in the first place. They also recommend that i check my credit at annualcreditreport.com. Which initially sounds like a good idea, but wouldn't telling them that my personal info was stolen bring down my credit? They also recommend that i freeze my credit file. Is that a good idea?
Has this happened to anyone else on here? Anyone have any problems being one of the 3.3 million yet? How should i start dealing with this problem?
note/edit: in the next day or so i am meeting with a securities and fraud specialist, ill report back what he tells me if anything obscure comes up.
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Not a scam, it really happened. A MN based company kept the info on a "portable drive" and it got stolen. The company is providing a free year of credit monitoring in response.
OP, call all 3 credit bureaus and ask the to put a freeze on your credit. What'll happen is anytime there is a new request on your credit they'll call you first. Even if it does drop your score, which I don't think it does, it won't be nearly as much as someone running up debts in your name.
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I got the same letter--you should do everything it tells you to do. Running your free credit report and putting a security freeze on yourself will not do anything to your credit score.
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I didn't even recognize the name. Problem is, they do student loans and even though my loans are with Citi, they somehow had my information. I have no idea if they handled Citi's student loan business, or if they got the information through FAFSA, or who knows what.
ECMC. Thing is, though, they're a guarantor, not a creditor. You, as an individual borrower, are not going to have the choice of whether or not you "do business with them." That's up to whichever company's handling your loan (mine is Sallie Mae).
http://www.bizjournals.com/triangle/stories/2010/04/12/daily73.html
Apparently they recovered the stolen property.
I wouldn't trust "the thieves apparently didn't access the data" for a second. Get that credit freeze done....
https://steamcommunity.com/profiles/76561197970666737/
Always assume the worst when something like this happens. That's a line they toss out to keep themselves from looking like silly geese.
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