So I am with Wells Fargo right now. I know they are assholes, but after my smaller regional bank dicked me, I went with them because my girlfriend and her dad have been with them for a long time and it made it easy for me to transfer money to her, their reps at the local branch are super nice, and they're like two blocks away. I kind of wanted to switch on Bank Transfer day, but my girlfriend convinced me not to.
But after reading the other H/A thread about the dude who overdrafted with them, I really don't feel like hanging on to my account anymore.
I do have some requirements though.
They need to have decent availability of ATMs (or other banks they have agreements with) in San Jose, San Francisco, the Bay Area, and Northern California, in order of priority for me because of how much and where I spend my time. I don't want to get dinged with ATM fees all the time because I can't find one of theirs. I would consider a banking with someone that offers refunds of ATM fees like WaMu used to.
They need to have good online banking software so that I can still rapidly transfer money to my girlfriend's (Wells Fargo) account, free of charge. There are REASONS she can't switch right now. Preferably instantaneous, same day is also acceptable, and I guess I would consider next day but Wells Fargo's website has really spoiled me in regards to this.
Does anybody have any ideas or places to start looking?