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Affordable Care Cat upheld

1356764

Posts

  • The GeekThe Geek Oh-Two Crew, Omeganaut Registered User, ClubPA regular
    So just to make sure I am understanding the basic, most simplified explanation of this correctly, the individual mandate was the biggest hangup, correct?

    And the idea of the individual mandate means everyone must buy some form of health insurance. And if everyone is paying into health insurance, premiums for health insurance should theoretically go down?

    BLM - ACAB
  • LanglyLangly Registered User regular
    zuel what are you even saying.

    your posts read like the main page to timecube

  • MrMonroeMrMonroe passed out on the floor nowRegistered User regular
    edited June 2012
    Of course you're right that the mandate provision is essentially a nod to the insurance industry, but you have to recognize that it's in there as part of a mutual deal; without it, the ACA only solves one side of the adverse selection problem, and would have allowed individuals to game the system even worse, which pushes up premiums, which drives healthy people out of the insurance pool, which drives up premiums.....

    You can't have the ACA without the mandate; it would have completely killed the private insurance industry and left nothing in its place to supplant it.

    MrMonroe on
  • ButtlordButtlord Fornicus Lord of Bondage and PainRegistered User regular
    Wiet wrote: »
    fXGiS.jpg

    oh hey i'm weeping arterial blood now

    cool

  • LTMLTM Bikes and BeardsRegistered User regular
    Wiet wrote: »
    LTM wrote: »
    Wiet wrote: »
    Hooray for baby steps on the road to having a sane healthcare system I guess!

    I doubt we'll take any more of these baby steps, now that we've already "fixed that problem."

    You may very well be right but for your country's sake I hope you're wrong.

    Yeah, we can always hope.

  • Sweeney TomSweeney Tom try The Substance it changed my lifeRegistered User regular
    How does Sarah Palin remember to breathe

  • a5ehrena5ehren AtlantaRegistered User regular
    Zuel wrote: »
    JayKaos wrote: »
    Zuel wrote: »
    Much of the left is celebrating a law that forces Americans to buy the product of private profit-seeking companies, and ones that the same folks on the left so often vilify. This is corporatism/cronyism/rent-seeking at its worst and those applauding it have little ground to stand on when complaining about the continued influence that corporate America has on the political process. You are cheering on the biggest green light ever to expand it: let's get Congress to force people to buy other stuff now. The politicization of profit and loss is what brought us the crisis and recession, but apparently that's forgotten.

    I'm not really thrilled about how the mandate worked out, but if they tossed it they probably would have tossed the rest of the ACA with it and there's a lot of good stuff in there that's important to keep. That's why I'm happy with this, at least.

    Obama and everyone else missed a huge chance to ACTUALLY REFORM how healthcare is done in this country. But both sides caved to the corporatism of the insurers, and the hugely flawed system has been further entrenched

    Show me how single-payer gets 60 votes in the Senate.

    Oh wait, it never would have. Huh.

  • ButtlordButtlord Fornicus Lord of Bondage and PainRegistered User regular
    How does Sarah Palin remember to breathe

    someone stands behind her all day saying "in out in out in out"

  • SheriSheri Resident Fluffer My Living RoomRegistered User regular
    So is my birth control gonna be free or what

  • fightinfilipinofightinfilipino Angry as Hell #BLMRegistered User regular
    How does Sarah Palin remember to breathe

    just like any other taxpayer, one pant leg at a time.

    ffNewSig.png
    steam | Dokkan: 868846562
  • LTMLTM Bikes and BeardsRegistered User regular
    Buttlord wrote: »
    How does Sarah Palin remember to breathe

    someone stands behind her all day saying "in out in out in out"

    I've seen this movie before...

  • JayKaosJayKaos Registered User regular
    Zuel wrote: »
    Fandyien wrote: »
    Zuel wrote: »
    JayKaos wrote: »
    Zuel wrote: »
    Much of the left is celebrating a law that forces Americans to buy the product of private profit-seeking companies, and ones that the same folks on the left so often vilify. This is corporatism/cronyism/rent-seeking at its worst and those applauding it have little ground to stand on when complaining about the continued influence that corporate America has on the political process. You are cheering on the biggest green light ever to expand it: let's get Congress to force people to buy other stuff now. The politicization of profit and loss is what brought us the crisis and recession, but apparently that's forgotten.

    I'm not really thrilled about how the mandate worked out, but if they tossed it they probably would have tossed the rest of the ACA with it and there's a lot of good stuff in there that's important to keep. That's why I'm happy with this, at least.

    Obama and everyone else missed a huge chance to ACTUALLY REFORM how healthcare is done in this country. But both sides caved to the corporatism of the insurers, and the hugely flawed system has been further entrenched

    i'm inclined to agree that this is a pretty clear victory for some of the shittiest business institutions we've got in america, and that i'm pretty dissapointed that PPACA was so toothless compared to what i really want

    but in a realpolitik sense i'm glad it wasn't struck down, because every american who doesn't die a horrible death/isn't destroyed by debt is a significant victory that's worth celebrating no matter your ideology

    Ideology shouldn't trump basic facts.

    Well... yeah

    That's why the ACA was a good thing because even though it wasn't perfect ideologically it was immensely helpful

    Are you... agreeing? I'm confused

    Steam | SW-0844-0908-6004 and my Switch code
  • a5ehrena5ehren AtlantaRegistered User regular
    Sheri wrote: »
    So is my birth control gonna be free or what

    Well you'll have to pay insurance premiums, so not really? But it means you won't go bankrupt if you ever step inside a hospital.

  • ButtlordButtlord Fornicus Lord of Bondage and PainRegistered User regular
    a5ehren wrote: »
    Zuel wrote: »
    JayKaos wrote: »
    Zuel wrote: »
    Much of the left is celebrating a law that forces Americans to buy the product of private profit-seeking companies, and ones that the same folks on the left so often vilify. This is corporatism/cronyism/rent-seeking at its worst and those applauding it have little ground to stand on when complaining about the continued influence that corporate America has on the political process. You are cheering on the biggest green light ever to expand it: let's get Congress to force people to buy other stuff now. The politicization of profit and loss is what brought us the crisis and recession, but apparently that's forgotten.

    I'm not really thrilled about how the mandate worked out, but if they tossed it they probably would have tossed the rest of the ACA with it and there's a lot of good stuff in there that's important to keep. That's why I'm happy with this, at least.

    Obama and everyone else missed a huge chance to ACTUALLY REFORM how healthcare is done in this country. But both sides caved to the corporatism of the insurers, and the hugely flawed system has been further entrenched

    Show me how single-payer gets 60 votes in the Senate.

    Oh wait, it never would have. Huh.

    exactly

    it sucks that we couldn't get real reform instead of this baby steps shit

    but we were never going to magically have single payer, especially not in 2009 when huge portions of the country are screaming about eeeeeeevil socialism and stealth muslim kenyans in the white house

  • ButtlordButtlord Fornicus Lord of Bondage and PainRegistered User regular
    LTM wrote: »
    Buttlord wrote: »
    How does Sarah Palin remember to breathe

    someone stands behind her all day saying "in out in out in out"

    I've seen this movie before...

    your mother had a leading role

  • SheriSheri Resident Fluffer My Living RoomRegistered User regular
    a5ehren wrote: »
    Sheri wrote: »
    So is my birth control gonna be free or what

    Well you'll have to pay insurance premiums, so not really? But it means you won't go bankrupt if you ever step inside a hospital.

    Yeah but I'm gonna pay those premiums anyway so

    Can I save $25 a month yet or what

  • Munkus BeaverMunkus Beaver You don't have to attend every argument you are invited to. Philosophy: Stoicism. Politics: Democratic SocialistRegistered User, ClubPA regular
    Sheri wrote: »
    So is my birth control gonna be free or what

    Work related expense?

    Humor can be dissected as a frog can, but dies in the process.
  • LanglyLangly Registered User regular
    I mean, rail at the idea that you need a 60 person vote to get things moved through congress, I think it's stupid too. But that's how it is, and if you think anyone was getting single payer through, you are absolutely insane.

  • JayKaosJayKaos Registered User regular
    Oh also when does the mandate actually take effect, I'm still working on the whole health insurance thing and I wanna know how long before I have to pay that

    Steam | SW-0844-0908-6004 and my Switch code
  • a5ehrena5ehren AtlantaRegistered User regular
    edited June 2012
    Sheri wrote: »
    a5ehren wrote: »
    Sheri wrote: »
    So is my birth control gonna be free or what

    Well you'll have to pay insurance premiums, so not really? But it means you won't go bankrupt if you ever step inside a hospital.

    Yeah but I'm gonna pay those premiums anyway so

    Can I save $25 a month yet or what

    That will depend on your insurance. If there is a generic version of your medicine, it will probably be $10 or so.

    a5ehren on
  • LanglyLangly Registered User regular
    I thought it was 2014

  • Sweeney TomSweeney Tom try The Substance it changed my lifeRegistered User regular
    JayKaos wrote: »
    Oh also when does the mandate actually take effect, I'm still working on the whole health insurance thing and I wanna know how long before I have to pay that

    2014

  • SheriSheri Resident Fluffer My Living RoomRegistered User regular
    Sheri wrote: »
    So is my birth control gonna be free or what

    Work related expense?

    Rude

  • a5ehrena5ehren AtlantaRegistered User regular
    Langly wrote: »
    I thought it was 2014

    Yeah. The mandate and insurance exchanges go online sometime in 2014, I think.

  • MrMonroeMrMonroe passed out on the floor nowRegistered User regular
    The Geek wrote: »
    So just to make sure I am understanding the basic, most simplified explanation of this correctly, the individual mandate was the biggest hangup, correct?

    And the idea of the individual mandate means everyone must buy some form of health insurance. And if everyone is paying into health insurance, premiums for health insurance should theoretically go down?

    Hopefully, the uninsured and generally healthy population which will be pushed onto insurance rolls will be net contributors to the insurance funds, which should push down premiums. They will also be insured if they have an accident, and will therefore be cheaper to care for in the ER, which should similarly push down premiums.

  • SheriSheri Resident Fluffer My Living RoomRegistered User regular
    a5ehren wrote: »
    Sheri wrote: »
    a5ehren wrote: »
    Sheri wrote: »
    So is my birth control gonna be free or what

    Well you'll have to pay insurance premiums, so not really? But it means you won't go bankrupt if you ever step inside a hospital.

    Yeah but I'm gonna pay those premiums anyway so

    Can I save $25 a month yet or what

    That will depend on your insurance. If there is a generic version of your medicine, it will probably be $10 or so.

    Last time I took a generic it was $2 and it fucked up my emotions something fierce

    I want my free no-baby pills

    Mostly because they cleared up my acne (smug face emote)

  • a5ehrena5ehren AtlantaRegistered User regular
    Sheri wrote: »
    a5ehren wrote: »
    Sheri wrote: »
    a5ehren wrote: »
    Sheri wrote: »
    So is my birth control gonna be free or what

    Well you'll have to pay insurance premiums, so not really? But it means you won't go bankrupt if you ever step inside a hospital.

    Yeah but I'm gonna pay those premiums anyway so

    Can I save $25 a month yet or what

    That will depend on your insurance. If there is a generic version of your medicine, it will probably be $10 or so.

    Last time I took a generic it was $2 and it fucked up my emotions something fierce

    I want my free no-baby pills

    Mostly because they cleared up my acne (smug face emote)

    Well, if you already have insurance, the cost will probably be the same. $25/mo for brand-name isn't that bad in my experience.

  • The GeekThe Geek Oh-Two Crew, Omeganaut Registered User, ClubPA regular
    MrMonroe wrote: »
    The Geek wrote: »
    So just to make sure I am understanding the basic, most simplified explanation of this correctly, the individual mandate was the biggest hangup, correct?

    And the idea of the individual mandate means everyone must buy some form of health insurance. And if everyone is paying into health insurance, premiums for health insurance should theoretically go down?

    Hopefully, the uninsured and generally healthy population which will be pushed onto insurance rolls will be net contributors to the insurance funds, which should push down premiums. They will also be insured if they have an accident, and will therefore be cheaper to care for in the ER, which should similarly push down premiums.

    That's what I thought, thanks.

    BLM - ACAB
  • KarlKarl Registered User regular
    Wiet wrote: »
    fXGiS.jpg

    Yeah but this woman is a fucking idiot.

    I mean I would pick Margret Thatcher over her.

    Margret Thatcher.

    Let that one sink in.

  • LilliLilli Registered User regular
    MrMonroe wrote: »
    Of course you're right that the mandate provision is essentially a nod to the insurance industry, but you have to recognize that it's in there as part of a mutual deal; without it, the ACA only solves one side of the adverse selection problem, and would have allowed individuals to game the system even worse, which pushes up premiums, which drives healthy people out of the insurance pool, which drives up premiums.....

    You can't have the ACA without the mandate; it would have completely killed the private insurance industry and left nothing in its place to supplant it.

    This is pretty much the case, adverse selection is a really big factor. Premium death spirals would have been a /very/ bad thing to have happen to the US.

  • QuothQuoth the Raven Miami, FL FOR REALRegistered User regular
    It will be interesting to see how it all plays out with so many people added to the pool

    My friend is arguing that premiums will still go way up because having the government involved basically sets a floor for pricing that the insurance companies can exploit

  • LTMLTM Bikes and BeardsRegistered User regular
    MrMonroe wrote: »
    The Geek wrote: »
    So just to make sure I am understanding the basic, most simplified explanation of this correctly, the individual mandate was the biggest hangup, correct?

    And the idea of the individual mandate means everyone must buy some form of health insurance. And if everyone is paying into health insurance, premiums for health insurance should theoretically go down?

    Hopefully, the uninsured and generally healthy population which will be pushed onto insurance rolls will be net contributors to the insurance funds, which should push down premiums. They will also be insured if they have an accident, and will therefore be cheaper to care for in the ER, which should similarly push down premiums.

    Unless they happen to be anywhere near their own, or another person's, car when it happens, in which case the insurance will just not pay and put the liability on the car insurance company.

    I really have no reason to be bitter about this, but for some reason it still annoys me.

  • KwoaruKwoaru Registered User regular
    Langly wrote: »
    I mean, rail at the idea that you need a 60 person vote to get things moved through congress, I think it's stupid too. But that's how it is, and if you think anyone was getting single payer through, you are absolutely insane.

    Well there was that period of time the democrats could have passed literally anything, I will always be somewhat disappointed they didn't make substantive changes/improvements to many of the institutions the republican party is determined to erode

    But that is tempered somewhat by the fact that I would hate to see republicans with a super majority just ramming every piece of legislation through and being able to go "well the democrats did it so fuck you"

    However, this is a Big Deal and also a Good Thing and even though it could have possibly been Bigger and Better it is stupid to look at this whole thing as a failure instead of a success

    2x39jD4.jpg
  • FyndirFyndir Registered User regular
    Karl wrote: »
    Wiet wrote: »
    fXGiS.jpg

    Yeah but this woman is a fucking idiot.

    I mean I would pick Margret Thatcher over her.

    Margret Thatcher.

    Let that one sink in.

    Sheri wrote: »
    So is my birth control gonna be free or what

    Work related expense?

    Buttlord wrote: »
    LTM wrote: »
    Buttlord wrote: »
    How does Sarah Palin remember to breathe

    someone stands behind her all day saying "in out in out in out"

    I've seen this movie before...

    your mother had a leading role



    http://www.youtube.com/watch?v=fBxFkzg8G64

  • SheriSheri Resident Fluffer My Living RoomRegistered User regular
    a5ehren wrote: »
    Sheri wrote: »
    a5ehren wrote: »
    Sheri wrote: »
    a5ehren wrote: »
    Sheri wrote: »
    So is my birth control gonna be free or what

    Well you'll have to pay insurance premiums, so not really? But it means you won't go bankrupt if you ever step inside a hospital.

    Yeah but I'm gonna pay those premiums anyway so

    Can I save $25 a month yet or what

    That will depend on your insurance. If there is a generic version of your medicine, it will probably be $10 or so.

    Last time I took a generic it was $2 and it fucked up my emotions something fierce

    I want my free no-baby pills

    Mostly because they cleared up my acne (smug face emote)

    Well, if you already have insurance, the cost will probably be the same. $25/mo for brand-name isn't that bad in my experience.

    Why are you so serious

  • Sweeney TomSweeney Tom try The Substance it changed my lifeRegistered User regular
    I just can't say how hilarious it is that the deciding vote, and the reason seemingly all Republicans in the country right now are pissed, was a guy Bush and other Repubs put on the court in the first place.

  • AvrahamAvraham Registered User regular
    MrMonroe wrote: »
    Of course you're right that the mandate provision is essentially a nod to the insurance industry, but you have to recognize that it's in there as part of a mutual deal; without it, the ACA only solves one side of the adverse selection problem, and would have allowed individuals to game the system even worse, which pushes up premiums, which drives healthy people out of the insurance pool, which drives up premiums.....

    You can't have the ACA without the mandate; it would have completely killed the private insurance industry and left nothing in its place to supplant it.

    Sure, Dracula will die if we stake him through the heart, but then there will be nobody to replace him and rule us from that creepy thunderstruck castle!

    Anyway small victories are good and well worth celebrating

    :bz: :bz: :bzz:
  • SyphonBlueSyphonBlue The studying beaver That beaver sure loves studying!Registered User regular
    edited June 2012
    Sheri wrote: »
    So is my birth control gonna be free or what

    It has been since January.

    kind of

    SyphonBlue on
    LxX6eco.jpg
    PSN/Steam/NNID: SyphonBlue | BNet: SyphonBlue#1126
  • ButtlordButtlord Fornicus Lord of Bondage and PainRegistered User regular
    fuck the private insurance industry square in the bunghole

  • Speed RacerSpeed Racer Scritch scratch scritch scratch scritch scratch scritch scratch scritch scratch scritch scratch scritch scratch scritch scratch scritch scratch scritch scratch scritch scratch scritch scratchRegistered User regular
    my dad is never going to stop ranting about how the supreme court just killed america

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