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Surge Protectors vs Circuit Breakers
The parts for my new PC will be in this week causing me to worry about electricity ruining it immediately. I'm a worrier. I'm wondering if surge protectors are necessary? If so, how much protection do I need? I've always seen them as another way to suck money out of people. I mean, that's what circuit breakers are for, right? I read somewhere that no surge protector can stop a lightning surge, which is all I'm really worried about anyway.
So... CAN a surge protector stop a lightning surge?
What else would I have to worry about, electrically?
Can a circuit breaker cut the circuit before lightning damages my electronics?
Is a circuit breaker good enough, or are surge protectors necessary to protect gear that I really care about?
I'm not sure I want to shell out the money for a UPS. I've never in my life had anything ruined by electricity, so I feel like if I won the lotto and something got fried, I would replace it and still feel safe. What do you think?