Long story short the door and the door jam need to be replaced. Let's just say it's not a good idea to leave the door handle locked when you step outside to grab a fire extinguisher. Luckily everything else is fine besides the door which had to get knocked in. Which brings me to the thread title. I actually have a few questions I guess.
1) My renter's insurance claims they wont cover any damage not caused directly by the fire. I.e. if the door had burned down I would be fine, but apparently the fire department breaking in doesn't count. I'm looking through my policy and it does say that it will only cover fire damage but it doesn't explicitly say that it wont cover damage done by the fire department because of a fire, which a normal person would lump in with fire damage. As far as I can tell there's no direct wording like "only covers burn damage", it just says it only covers fire damage. I'm not exactly sure where to go with them at this point.
2) I talked to my landlord and their deductible is too high to get insurance so they are telling me I need to pay one way or the other. To that end they gave me a bill from the last time they had to replace a door and said that it would be the same to do it this time. The bill seems outrageously high ($1200) for a door replacement that isn't made out of a precious metal. I looked over the bill and it turns out it's only $350ish for the materials but the guy charges $40 per hour and apparently takes his time. Is this a reasonable price for this type of work or should I go hunting for a better quote? If I decide that I'd rather do this myself (I have some experience and my dad is a building contractor) how likely is it that my landlord is just going to say my work is not up to standards and keep my deposit anyway? How do I avoid that?
3) What do I need to do here to ensure I get most of my deposit back. I don't want to shell out $Texas for repairs just to have them keep my deposit anyway.
tl;dr I broke my apartment door and I'd like to figure out the cheapest way out of this situation.