The new forums will be named Coin Return (based on the most recent vote)! You can check on the status and timeline of the transition to the new forums here.
The Guiding Principles and New Rules document is now in effect.
Need Credit Report Advice
PA Dallas
Registered User regular
Registered User regular
Back in 1990 I let a $700 loan go bad. I was young, stupid, and would rather spend my money on beer and girls. Besides, I figured it would drop off my report in 1998. Fast forward a couple of decades and I finally decide to check my credit report. I was kinda surprised to find that debt still on my TransUnion report (it's not on the other two).
The TransUnion report says that it was opened in 1990, reported to credit agencies in 2009, and closed in 2013.
Does this mean it will drop off in 2016 (7 years from when it was reported) or 2020 (7 years from when it was closed)?
Can I contact TransUnion and dispute this since it should of been gone a long time ago?
Thanks in advance for any advice.
The TransUnion report says that it was opened in 1990, reported to credit agencies in 2009, and closed in 2013.
Does this mean it will drop off in 2016 (7 years from when it was reported) or 2020 (7 years from when it was closed)?
Can I contact TransUnion and dispute this since it should of been gone a long time ago?
Thanks in advance for any advice.
I saw a werewolf drinkin' a pina colada at Trader Vic's.
And his hair was perfect.
And his hair was perfect.
0
Posts
Yes. So long as you took no action on the loan, they should drop it without hassle. You may have to right a letter disputing it. There are googleable templates.
And his hair was perfect.