Ouch my identity

MonkeybombMonkeybomb Registered User regular
edited April 2007 in Social Entropy++
So I just had three $200ish charges show up in my checking account originating in Mesa, AZ. I do not live in Mesa, AZ. I live in Dayton, OH.

My debit card is expiring next month and it looks like something bad happened with the issuing of my new card. I called my bank and they canceled and re-issued and all that, but what the hell, people. The card wasn't even activated and somehow it went through?

Whoever done stoled my info went on a small-minded shopping spree at Wal-Mart and Champs Sports. I suppose at Champs they got themselves some hot new kicks or whatever it is the kids are doing these days. Possibly the $200 charges at Wal-Mart were for some expensive chew or possibly generic-branded butter cookies. I can't think of what else they have at Wal-Mart.

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«13

Posts

  • DaySleeperDaySleeper regular
    edited April 2007
    I could go for some butter cookies even now. Or better yet, chocolate digestives.

    DaySleeper on
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  • SilmarilSilmaril Mr Ha Ha Hapless. Registered User regular
    edited April 2007
    Have you guys seen my hot new kicks? Aren't they awesome?



    Anyone want a cookie?

    Silmaril on
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  • lostwordslostwords Registered User regular
    edited April 2007
    That sucks. Hopefully, the stress of getting the charges back won't be too much of a hassle. Maybe you travelled to Arizona in your sleep, and went on a Walmart shopping spree.

    Something similar happened to me a few months back. I started getting charges for all these online games. One company refused to refund the charges, and I had to go through all these hoops for my bank. Booo.

    lostwords on
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  • Jermaine ChampaigneJermaine Champaigne __BANNED USERS regular
    edited April 2007
    I had my identity stolen once by a 55 year old black woman masquerading as my wife

    she wrote her phone number on all of the stolen checks, it took the police about an hour and a half to find and bust her

    she was found to also be on probation, and asked me whether I was going to be pressing charges

    Jermaine Champaigne on
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  • MonkeybombMonkeybomb Registered User regular
    edited April 2007
    Yeah I'm just going to jump through some hoops with my bank, I think. Considering I've never had a charge in AZ, I think I'll be good.

    t Jermaine: did you?

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  • bongibongi regular
    edited April 2007
    rape them to death

    bongi on
  • mrpakumrpaku Registered User regular
    edited April 2007
    jermaine you better have pressed those charges so hard

    mrpaku on
  • The GeekThe Geek Oh-Two Crew, Omeganaut Registered User, ClubPA regular
    edited April 2007
    I never get why cashiers would sometimes ask to see my ID when I use my debit card to buy a pie or something. Yeah lady, I stole this card and the best thing I could think of to do with it is to go to the grocery store and buy baked goods.

    The Geek on
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  • GABBO GABBO GABBOGABBO GABBO GABBO Registered User regular
    edited April 2007
    Back in November my card was stolen and used for $80 in purchases at a Bally's.
    I called the bank within 8 hours of losing the card, filed all my claims and 2 weeks later I got some forms in the mail.
    I filled them out, and mailed them back with assurances that my money would be returned as soon as they got them back.
    A month later I get a phone call from a banker asking me to repeat all of the details of my original claim, so I oblige and repeat everything for the third time.
    Early February rolls around and I still haven't gotten my money, and I receive yet another stack of forms to fill out.
    At this point I called and explained to the customer service manager that this level of service was unacceptable, and the only reason I wasn't raising hell was because it was such a trivial amount of money. But when I asked if this were the same process I'd be forced to follow if I'd lost say, $2000 she said that it was.
    At this point I was promised that if I faxed the paperwork back they'd get moving on it as soon as possible.
    So when I faxed it back I also sent it to their CEO's fax number (thank you hoovers.com), their VP of customer services fax, and the customer service manager's fax. Attached was a letter explaining all my various issues over the years, and why they suck complete donkey ass.
    The next day I got my money back, then walked into my local branch and closed my account.
    A week later I got a personal apology letter written (or at least signed) by the CEO.
    Fuck you Wells Fargo.

    GABBO GABBO GABBO on
  • MonkeybombMonkeybomb Registered User regular
    edited April 2007
    bongi wrote: »
    rape them to death

    new_castle.jpg

    Monkeybomb on
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  • BahamutZEROBahamutZERO Registered User, Moderator mod
    edited April 2007
    Manifest wrote: »
    Back in November my card was stolen and used for $80 in purchases at a Bally's.
    I called the bank within 8 hours of losing the card, filed all my claims and 2 weeks later I got some forms in the mail.
    I filled them out, and mailed them back with assurances that my money would be returned as soon as they got them back.
    A month later I get a phone call from a banker asking me to repeat all of the details of my original claim, so I oblige and repeat everything for the third time.
    Early February rolls around and I still haven't gotten my money, and I receive yet another stack of forms to fill out.
    At this point I called and explained to the customer service manager that this level of service was unacceptable, and the only reason I wasn't raising hell was because it was such a trivial amount of money. But when I asked if this were the same process I'd be forced to follow if I'd lost say, $2000 she said that it was.
    At this point I was promised that if I faxed the paperwork back they'd get moving on it as soon as possible.
    So when I faxed it back I also sent it to their CEO's fax number (thank you hoovers.com), their VP of customer services fax, and the customer service manager's fax. Attached was a letter explaining all my various issues over the years, and why they suck complete donkey ass.
    The next day I got my money back, then walked into my local branch and closed my account.
    A week later I got a personal apology letter written (or at least signed) by the CEO.
    Fuck you Wells Fargo.
    Good story.

    BahamutZERO on
    BahamutZERO.gif
  • The GeekThe Geek Oh-Two Crew, Omeganaut Registered User, ClubPA regular
    edited April 2007
    Manifest wrote: »
    Back in November my card was stolen and used for $80 in purchases at a Bally's.
    I called the bank within 8 hours of losing the card, filed all my claims and 2 weeks later I got some forms in the mail.
    I filled them out, and mailed them back with assurances that my money would be returned as soon as they got them back.
    A month later I get a phone call from a banker asking me to repeat all of the details of my original claim, so I oblige and repeat everything for the third time.
    Early February rolls around and I still haven't gotten my money, and I receive yet another stack of forms to fill out.
    At this point I called and explained to the customer service manager that this level of service was unacceptable, and the only reason I wasn't raising hell was because it was such a trivial amount of money. But when I asked if this were the same process I'd be forced to follow if I'd lost say, $2000 she said that it was.
    At this point I was promised that if I faxed the paperwork back they'd get moving on it as soon as possible.
    So when I faxed it back I also sent it to their CEO's fax number (thank you hoovers.com), their VP of customer services fax, and the customer service manager's fax. Attached was a letter explaining all my various issues over the years, and why they suck complete donkey ass.
    The next day I got my money back, then walked into my local branch and closed my account.
    A week later I got a personal apology letter written (or at least signed) by the CEO.
    Fuck you Wells Fargo.

    Man, I had to dispute a charge once with my Wells Fargo account and all I did was call a number and say "hey, this charge isn't mine." and then it went away.

    The Geek on
    BLM - ACAB
  • Jermaine ChampaigneJermaine Champaigne __BANNED USERS regular
    edited April 2007
    Monkeybomb wrote: »
    Yeah I'm just going to jump through some hoops with my bank, I think. Considering I've never had a charge in AZ, I think I'll be good.

    t Jermaine: did you?

    honestly, because she was on probation, it didn't even matter

    she was going down

    also, she went about it in such a laughable way, spending 95 dollars at a local pizza hut and another 75 dollars on beer

    I still have a copy of all the checks she wrote, they are hilarious

    Jermaine Champaigne on
    [SIGPIC][/SIGPIC]
  • Captain KCaptain K Registered User regular
    edited April 2007
    I still have a copy of all the checks she wrote, they are hilarious

    pics

    Captain K on
  • Kuribo's ShoeKuribo's Shoe Kuribo's Stocking North PoleRegistered User regular
    edited April 2007
    it was me

    I stole your credit card number when you bought me pizza

    I am become DAN SOMETHING

    Kuribo's Shoe on
    xmassig2.gif
  • DaySleeperDaySleeper regular
    edited April 2007
    Well the wellth fargo wagon ith-a comin' down the thtreet

    DaySleeper on
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  • Kuribo's ShoeKuribo's Shoe Kuribo's Stocking North PoleRegistered User regular
    edited April 2007
    actually I've never been to Arizona

    Kuribo's Shoe on
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  • bongibongi regular
    edited April 2007
    Monkeybomb wrote: »
    bongi wrote: »
    rape them to death

    new_castle.jpg

    i was trying to find the blingeed version but i couldn't find it :(

    bongi on
  • Kuribo's ShoeKuribo's Shoe Kuribo's Stocking North PoleRegistered User regular
    edited April 2007
    but that would teach you for not adding my friend code to your wii

    Kuribo's Shoe on
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  • MonkeybombMonkeybomb Registered User regular
    edited April 2007
    but that would teach you for not adding my friend code to your wii

    Hey guess what! I turned my Wii on for the first time in 5 weeks last night!

    I didn't add your code.

    Monkeybomb on
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  • CarnivoreCarnivore Registered User regular
    edited April 2007
    In England it is the law that if a member of the public asks for contact details for the CEO of a company from any employee they must provide it.

    I find when dealing with customer service just saying 'hey, this aint going nowhere. can you give me the phonenumber of your CEO please. oh what was your name again...' gets things moving along really fuckin quick.

    Done this with Halifax and HSBC when my accounts have been fucked up. Honestly its fuckin magic.

    Carnivore on
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  • GABBO GABBO GABBOGABBO GABBO GABBO Registered User regular
    edited April 2007
    The Geek wrote: »
    Manifest wrote: »
    snip

    Man, I had to dispute a charge once with my Wells Fargo account and all I did was call a number and say "hey, this charge isn't mine." and then it went away.

    Man, years ago when I was temping I was getting paid weekly, so I went and cashed my check on Friday. Monday night I checked my account and the money was there, so I started writing checks for all my bills.
    Wednesday I'm at the comic shop picking up my weekly haul and my debit card is declined.
    I go home and check my bank account, and it's in the negative. A quick perusal of my account history shows an automatic withdrawal on Tuesday night, in the exact sum of my paycheck from Friday.
    After seven hours on the phone it was determined that Wells Fargo lost my physical check after having added the money to my account, and decided to pull the money back out of my account.
    Which means I bounced my rent check, my car payment, and all of my utilities that month.

    The worse part is that they never apologized, and never offered to fix the situation. The temp agency I was working at had to cut a second check just so I could afford gas for my car.
    Seriously. Fuck Wells Fargo.

    GABBO GABBO GABBO on
  • SASA Registered User regular
    edited April 2007
    Wal-Mart has videogames, Monkey.

    SA on
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  • Kuribo's ShoeKuribo's Shoe Kuribo's Stocking North PoleRegistered User regular
    edited April 2007
    Monkeybomb wrote: »
    but that would teach you for not adding my friend code to your wii

    Hey guess what! I turned my Wii on for the first time in 5 weeks last night!

    I didn't add your code.

    KISS MY ASS DAN SOMETHING

    THAT'S THE LAST TIME I BEG YOU TO BUY ME PIZZA

    Kuribo's Shoe on
    xmassig2.gif
  • MonkeybombMonkeybomb Registered User regular
    edited April 2007
    Manifest wrote: »
    The Geek wrote: »
    Manifest wrote: »
    snip

    Man, I had to dispute a charge once with my Wells Fargo account and all I did was call a number and say "hey, this charge isn't mine." and then it went away.

    Man, years ago when I was temping I was getting paid weekly, so I went and cashed my check on Friday. Monday night I checked my account and the money was there, so I started writing checks for all my bills.
    Wednesday I'm at the comic shop picking up my weekly haul and my debit card is declined.
    I go home and check my bank account, and it's in the negative. A quick perusal of my account history shows an automatic withdrawal on Tuesday night, in the exact sum of my paycheck from Friday.
    After seven hours on the phone it was determined that Wells Fargo lost my physical check after having added the money to my account, and decided to pull the money back out of my account.
    Which means I bounced my rent check, my car payment, and all of my utilities that month.

    The worse part is that they never apologized, and never offered to fix the situation. The temp agency I was working at had to cut a second check just so I could afford gas for my car.
    Seriously. Fuck Wells Fargo.

    Man, I haven't found a bank I've been completely happy with yet. Chase is okay but their interest rates suck.

    Monkeybomb on
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  • GABBO GABBO GABBOGABBO GABBO GABBO Registered User regular
    edited April 2007
    Carnivore wrote: »
    In England it is the law that if a member of the public asks for contact details for the CEO of a company from any employee they must provide it.

    I find when dealing with customer service just saying 'hey, this aint going nowhere. can you give me the phonenumber of your CEO please. oh what was your name again...' gets things moving along really fuckin quick.

    Done this with Halifax and HSBC when my accounts have been fucked up. Honestly its fuckin magic.

    With Hoovers.com you can just look them up, and then bullshit your way past their secretaries. (I usually claim to be returning a call from <insert name or company here>'s office.)
    It works about 80% of the time, and is the reason my last company had a free security and support subscription from Sonicwall.

    GABBO GABBO GABBO on
  • Solid_Snake-aSolid_Snake-a Registered User regular
    edited April 2007
    hey guys i've been fucked as well

    i cancelled my contract with my mobile phone company but because i rarely checked my transactions it took me three months to notice they kept charging me

    so i called the company and said ''why god why, you just cost me £240'' and the person on the phone said ''oh, yeah, i can see you tried to cancel but the person never actually put it through. okay, done, it's cancelled. no refunds! thanks!''

    just like fucking that

    Solid_Snake-a on
  • Garlic BreadGarlic Bread i'm a bitch i'm a bitch i'm a bitch i'm a Registered User, Disagreeable regular
    edited April 2007
    Monkeybomb wrote: »
    but that would teach you for not adding my friend code to your wii

    Hey guess what! I turned my Wii on for the first time in 5 weeks last night!

    I didn't add your code.

    KISS MY ASS DAN SOMETHING

    THAT'S THE LAST TIME I BEG YOU TO BUY ME PIZZA

    this is why i should've gotten it

    Garlic Bread on
  • BahamutZEROBahamutZERO Registered User, Moderator mod
    edited April 2007
    can you sue them or something
    is 240 pounds a lot of money? I'm not good at exchange rates

    BahamutZERO on
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  • Solid_Snake-aSolid_Snake-a Registered User regular
    edited April 2007
    according to xe.com/ucc it's $477

    noooooooooooooooo

    Solid_Snake-a on
  • BahamutZEROBahamutZERO Registered User, Moderator mod
    edited April 2007
    Is there some sort of group you can complain about this to, like a UK version of the Better Business Bureau or something

    BahamutZERO on
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  • Dr. FrenchensteinDr. Frenchenstein Registered User regular
    edited April 2007
    I have BoA and my card has been stolen twice, both times everything was returned to me within a day or two of reporting it. My roommate (also has BoA) had to jump through a buttload of hoops though. I don't understand how the policies don't match up. Maybe i am just way better than him? That's probably it.

    His was for an erroneous charge though, mine was a lost/stolen card, so that might make it different.

    Dr. Frenchenstein on
  • Si SenorSi Senor Registered User regular
    edited April 2007
    nothing leaves my house without being shredded into a million bits.

    if criminals want to rummage around in my compost for shreds of paper and then painstakingly stitch it back together to find out my name and number, then they can have it, they deserve my money.

    Si Senor on
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  • WeaverWeaver Who are you? What do you want?Registered User regular
    edited April 2007
    I'm so responsible I just now put together my 04, 05 and 06 taxes with installment payment requests to get postmarked tomorrow. I owe in total $1655 in taxes, of course that is before I get hit with fees and penalties.

    Weaver on
  • JordynJordyn Really, Commander? Probing Uranus. Registered User regular
    edited April 2007
    Someone tried to use my check card in Romania once.

    Jordyn on
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  • The GeekThe Geek Oh-Two Crew, Omeganaut Registered User, ClubPA regular
    edited April 2007
    Weaver wrote: »
    I'm so responsible I just now put together my 04, 05 and 06 taxes with installment payment requests to get postmarked tomorrow. I owe in total $1655 in taxes, of course that is before I get hit with fees and penalties.

    Jeebus crisp, weaver, what the hell? Just didn't feel like doing your taxes for the last 3 years?

    The Geek on
    BLM - ACAB
  • CarnivoreCarnivore Registered User regular
    edited April 2007
    My Dad has kept every single bank statement he has had for the last 10 years.

    Now, he has gone through them all with a solicitor and is claiming banking fees that were incorrectly charged back, as in the bank charged him when they shouldnt have.


    All in all he is going to get about £16,000 back, just from these small £20 fees here and there every month or so.

    From what I hear, a huge amount of people are doing this now in Britain and its gonna cost the banks billions.

    He's putting it towards an Ariel Atom (which I got to drive about a month ago, I think I mentioned it. Was absolutely amazing)

    Carnivore on
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  • potatoepotatoe Registered User regular
    edited April 2007
    well, i guess it's better he do it 3 years late then have them come storming his base in a few years, guns blazing

    potatoe on
  • JC of DIJC of DI I think we're fucked up. I know I am.Registered User regular
    edited April 2007
    I'm with Wells Fargo too, though (lazily) looking to change.

    Their online banking is weird - debit card charges will initially show up for about 24 hours, then disappear for about a week. This completely skews the use of online banking to check your balance. I end up just writing every transaction down when I use my card, which kinda deters the convenience factor.

    JC of DI on
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  • WeaverWeaver Who are you? What do you want?Registered User regular
    edited April 2007
    The Geek wrote: »
    Weaver wrote: »
    I'm so responsible I just now put together my 04, 05 and 06 taxes with installment payment requests to get postmarked tomorrow. I owe in total $1655 in taxes, of course that is before I get hit with fees and penalties.

    Jeebus crisp, weaver, what the hell? Just didn't feel like doing your taxes for the last 3 years?

    I kept owing and being broke & almost homeless right around tax time.

    Weaver on
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