The new forums will be named Coin Return (based on the most recent vote)! You can check on the status and timeline of the transition to the new forums here.
The Guiding Principles and New Rules document is now in effect.
only a very small portion of WU transfers are fraudulent.
I guess my only contact with western union is scammers trying to get me to go there and send them money. So in terms of my life, it's 100% of the transactions I am encouraged to make there.
Thousands of hot, local singles are waiting to play at bubbulon.com.
0
Mojo_JojoWe are only now beginning to understand the full power and ramifications of sexual intercourseRegistered Userregular
I'm surprised western union is still in business when their primary clients seem to be criminals committing fraud.
A lot of the low income folks when I worked at Dish Network paid via Western Union.
I didn't know you could pay bills through Western Union, that's weird. Their cut is so huge, it's a terrible idea.
Like many people that prey on the poor, minorities or just those with minimal means it is awful.
The US Dollar is valid for all debts, both public and private.
Companies have to accept cash.
You could legitimately walk into your electric company's office tomorrow and hand them your bill with cash and they'd have to take it.
Except the point is that most poor people can't do that.
The electric company's hours are 9:00 to 5:00 and they have a shift from 7a-7p. They have to pay some other way, and they can't get a bank account because of bad credit.
Actually, the place I'm working at is one of the few things someone with no credit can use to pay bills and what-not online.
A lot have deposit slots now.
I have never heard of getting a bank or CU account being difficult because of poor credit. Most banks I've ever heard of or used don't even do a credit check other than to establish identity.
I walked into Wells Fargo to open a checking account so I could do a cash advance from my debit card because I forgot the new pin on my actual bank account. It took all of 8 minutes.
I hear a lot of people say this, but I've never witnessed it. I know bank accounts can get "expensive" with fees, but there are solutions to that as well.
Going to western union to send a payment to a company? You're already paying the bank's $15 account fee a month right there if you've got 3 bills.
People who tend to use stuff like WU for bills are the same folks who can't get an account or aren't paying the whole bill or if they don't do the math right they get an overdraft fee which compounds. On top of a bit of lack of knowledge or time to use a normal bank.
only a very small portion of WU transfers are fraudulent.
I guess my only contact with western union is scammers trying to get me to go there and send them money. So in terms of my life, it's 100% of the transactions I am encouraged to make there.
say you're a day laborer trying to send money home. You can't get a bank account. What do you use?
Is nesting like 5 method calls considered bad frogramming?
cause, us, lock me up I guess.
life's a game that you're bound to lose / like using a hammer to pound in screws
fuck up once and you break your thumb / if you're happy at all then you're god damn dumb
that's right we're on a fucked up cruise / God is dead but at least we have booze
bad things happen, no one knows why / the sun burns out and everyone dies
Ok, so my car has a cracked radiator, the drive belt needs to be replaced, and apparently it is leaking oil. I have to go get a rental.
burn it all down
And you were worried about getting up-charged.
I knew it was leaking coolant, which is why I went to the dealership and paid their oil change price, which comes with free diagnosis. I was just hoping for a loose hose clamp or something ;_;
That drive belt was a total upsell though, motherfuckers. I told them no, I will replace it after it snaps on the highway and I get stranded. I also said no to the oil leak fix because that was nearly a thousand dollars and over the past 2 years it has lost all of 8 oz of oil. At that rate, just fill it back up when I get an oil change, fk the environment.
Thousands of hot, local singles are waiting to play at bubbulon.com.
Who the hell is going to their electric company office
then their cable company office
then their phone company office
just to pay their bills
Right, I think I can go to the supermarket and do all of those.
we just pay ours online, although my GF told me she just pays a random amount to the water company, because their bill never shows up on time.
I would say going to western union and dropping $20 to pay bills is more expensive than A) traveling to each place individually and dropping off payment and more expensive than even BoA's account maintenance fees for a checking account
not a doctor, not a lawyer, examples I use may not be fully researched so don't take out of context plz, don't @ me
Wow Saints Row 4 on hard difficulty is quite the jump! I mean its still not that bad, but compared to normal difficulty, I actually have to do things like pay attention to my health and such.
Who the hell is going to their electric company office
then their cable company office
then their phone company office
just to pay their bills
Right, I think I can go to the supermarket and do all of those.
we just pay ours online, although my GF told me she just pays a random amount to the water company, because their bill never shows up on time.
I would say going to western union and dropping $20 to pay bills is more expensive than A) traveling to each place individually and dropping off payment and more expensive than even BoA's account maintenance fees for a checking account
Yeah if you don't have a job and can go at 2 in the afternoon
+1
zepherinRussian warship, go fuck yourselfRegistered Userregular
Who the hell is going to their electric company office
then their cable company office
then their phone company office
just to pay their bills
Right, I think I can go to the supermarket and do all of those.
we just pay ours online, although my GF told me she just pays a random amount to the water company, because their bill never shows up on time.
I would say going to western union and dropping $20 to pay bills is more expensive than A) traveling to each place individually and dropping off payment and more expensive than even BoA's account maintenance fees for a checking account
Yeah if you don't have a job and can go at 2 in the afternoon
That ignores the "open a bank account instead" portion.
No one has ever run a credit check on me, or my friends.
What the fuck bank does this? Let me know so I can avoid it.
I've had accounts with BoA, Wells Fargo, Fleet, Capital One, and a few others.
not a doctor, not a lawyer, examples I use may not be fully researched so don't take out of context plz, don't @ me
0
Orphanerivers of redthat run to seaRegistered Userregular
I was going to make a chanus is an old joke but then
Who the hell is going to their electric company office
then their cable company office
then their phone company office
just to pay their bills
Right, I think I can go to the supermarket and do all of those.
we just pay ours online, although my GF told me she just pays a random amount to the water company, because their bill never shows up on time.
I would say going to western union and dropping $20 to pay bills is more expensive than A) traveling to each place individually and dropping off payment and more expensive than even BoA's account maintenance fees for a checking account
Yeah if you don't have a job and can go at 2 in the afternoon
That ignores the "open a bank account instead" portion.
No one has ever run a credit check on me, or my friends.
What the fuck bank does this? Let me know so I can avoid it.
I've had accounts with BoA, Wells Fargo, Fleet, Capital One, and a few others.
since 9/11 do you know how hard it is to open a bank account? Especially if you're not a citizen.
a big part of my job is western union. i started at the service desk where i'd do a couple dozen of those transactions per day but now i supervise the people who do that and get called over exclusively for the 'problem' customers. some people are obviously scamming, ie structuring multiple transactions such that they're not required to present ID. in other cases, they're being scammed unwittingly- someone will tell them their grandson is in jail and this functions as the bail money, or w-e. i have to ask probing questions in a non-patronizing way in order to avoid them being scammed.
WU is bound by regulatory actions and so they are very strict on their agents. messing up a WU is one of the few insta-fire offenses at my jerb. i've had to go to multiple anti-money laundering classes and learn about catching scams, protecting customer data etc. it's very tightly enforced.
but the vast majority of transactions are legit. people either send money to a friend or relative in the US who's in trouble (and doesn't have a bank account or else can't wait for processing time), or they send money internationally to family back home. some people use it to pay bills- i have a lot of affluent looking customers who pay their mortgage this way, presumably because they're too disorganized or lazy to sit down and write out a check or w-e (or they're too tech-illiterate to figure out an online method). i also have a lot of people use WU to add funds to the account of a loved one in prison so they can shop at the commissary.
Organichu on
0
ShivahnUnaware of her barrel shifter privilegeWestern coastal temptressRegistered User, Moderatormod
But f'real Chanus lemme know if you need whatever or whatever
I am a leading supplier of whatever and practically giving it away at these prices
But f'real Chanus lemme know if you need whatever or whatever
I am a leading supplier of whatever and practically giving it away at these prices
I'm not sure, but I think Shivahn is offering you either emotional support or sexy time. You should order 1 of each and see what shows up at your door.
life's a game that you're bound to lose / like using a hammer to pound in screws
fuck up once and you break your thumb / if you're happy at all then you're god damn dumb
that's right we're on a fucked up cruise / God is dead but at least we have booze
bad things happen, no one knows why / the sun burns out and everyone dies
do you just get the ones with the lowest price and the highest stars
i don't know what any of these numbers and letters mean
You don't want to go for the ones with the lowest price. There are very real differences in capabilities, if you want a gaming machine you probably don't want to spend $150 on a cheapo.
Figure out your budget, and either get a preassembled computer in that range (with good ratings) or look at the list here. They'll give you a decent idea of what you should look at for your price range.
Who the hell is going to their electric company office
then their cable company office
then their phone company office
just to pay their bills
Right, I think I can go to the supermarket and do all of those.
we just pay ours online, although my GF told me she just pays a random amount to the water company, because their bill never shows up on time.
I would say going to western union and dropping $20 to pay bills is more expensive than A) traveling to each place individually and dropping off payment and more expensive than even BoA's account maintenance fees for a checking account
Yeah if you don't have a job and can go at 2 in the afternoon
That ignores the "open a bank account instead" portion.
No one has ever run a credit check on me, or my friends.
What the fuck bank does this? Let me know so I can avoid it.
I've had accounts with BoA, Wells Fargo, Fleet, Capital One, and a few others.
since 9/11 do you know how hard it is to open a bank account? Especially if you're not a citizen.
seriously check your privilege
I opened an account with a new bank a couple of weeks ago. I walked in, said "I would like to open a bank account" and then I sat down for ten minutes and signed some pretty straightforward paperwork.
Who the hell is going to their electric company office
then their cable company office
then their phone company office
just to pay their bills
Right, I think I can go to the supermarket and do all of those.
we just pay ours online, although my GF told me she just pays a random amount to the water company, because their bill never shows up on time.
I would say going to western union and dropping $20 to pay bills is more expensive than A) traveling to each place individually and dropping off payment and more expensive than even BoA's account maintenance fees for a checking account
Yeah if you don't have a job and can go at 2 in the afternoon
That ignores the "open a bank account instead" portion.
No one has ever run a credit check on me, or my friends.
What the fuck bank does this? Let me know so I can avoid it.
I've had accounts with BoA, Wells Fargo, Fleet, Capital One, and a few others.
since 9/11 do you know how hard it is to open a bank account? Especially if you're not a citizen.
seriously check your privilege
Literally everything there was after 9/11 :sad:
I graduated that same year, which is when I opened them.
Worst was Keybank. They can go fuck themselves and their $200 daily withdraw limit.
not a doctor, not a lawyer, examples I use may not be fully researched so don't take out of context plz, don't @ me
Who the hell is going to their electric company office
then their cable company office
then their phone company office
just to pay their bills
Right, I think I can go to the supermarket and do all of those.
we just pay ours online, although my GF told me she just pays a random amount to the water company, because their bill never shows up on time.
I would say going to western union and dropping $20 to pay bills is more expensive than A) traveling to each place individually and dropping off payment and more expensive than even BoA's account maintenance fees for a checking account
Yeah if you don't have a job and can go at 2 in the afternoon
That ignores the "open a bank account instead" portion.
No one has ever run a credit check on me, or my friends.
What the fuck bank does this? Let me know so I can avoid it.
I've had accounts with BoA, Wells Fargo, Fleet, Capital One, and a few others.
since 9/11 do you know how hard it is to open a bank account? Especially if you're not a citizen.
seriously check your privilege
I opened an account with a new bank a couple of weeks ago. I walked in, said "I would like to open a bank account" and then I sat down for ten minutes and signed some pretty straightforward paperwork.
Who the hell is going to their electric company office
then their cable company office
then their phone company office
just to pay their bills
Right, I think I can go to the supermarket and do all of those.
we just pay ours online, although my GF told me she just pays a random amount to the water company, because their bill never shows up on time.
I would say going to western union and dropping $20 to pay bills is more expensive than A) traveling to each place individually and dropping off payment and more expensive than even BoA's account maintenance fees for a checking account
Yeah if you don't have a job and can go at 2 in the afternoon
That ignores the "open a bank account instead" portion.
No one has ever run a credit check on me, or my friends.
What the fuck bank does this? Let me know so I can avoid it.
I've had accounts with BoA, Wells Fargo, Fleet, Capital One, and a few others.
Do you know about chexsystems?
It's credit reports but for bank accounts. They do run that every time you open a new account.
You totally can get blacklisted from opening a bank account.
life's a game that you're bound to lose / like using a hammer to pound in screws
fuck up once and you break your thumb / if you're happy at all then you're god damn dumb
that's right we're on a fucked up cruise / God is dead but at least we have booze
bad things happen, no one knows why / the sun burns out and everyone dies
But f'real Chanus lemme know if you need whatever or whatever
I am a leading supplier of whatever and practically giving it away at these prices
I'm not sure, but I think Shivahn is offering you either emotional support or sexy time. You should order 1 of each and see what shows up at your door.
or emotional time or sexy support the possibilities are endless!
Allegedly a voice of reason.
+2
ShivahnUnaware of her barrel shifter privilegeWestern coastal temptressRegistered User, Moderatormod
But f'real Chanus lemme know if you need whatever or whatever
I am a leading supplier of whatever and practically giving it away at these prices
I'm not sure, but I think Shivahn is offering you either emotional support or sexy time. You should order 1 of each and see what shows up at your door.
Also physical support!
Basically I have just taken an industrial robot designed for lifting cars and taped on a dildo and a stereo saying "there, there" on loop.
Posts
I guess my only contact with western union is scammers trying to get me to go there and send them money. So in terms of my life, it's 100% of the transactions I am encouraged to make there.
Cauliflower is delicious. Roasted cauliflower is off the hook, yo
People who tend to use stuff like WU for bills are the same folks who can't get an account or aren't paying the whole bill or if they don't do the math right they get an overdraft fee which compounds. On top of a bit of lack of knowledge or time to use a normal bank.
i disagree with your premise but support your conclusion
Thank you Chanus
I appreciate your support in this tough time
we just pay ours online, although my GF told me she just pays a random amount to the water company, because their bill never shows up on time.
say you're a day laborer trying to send money home. You can't get a bank account. What do you use?
Anyway, I'm all gym'd out for today. Everything hurts. I'll go back there tomorrow.
cause, us, lock me up I guess.
fuck up once and you break your thumb / if you're happy at all then you're god damn dumb
that's right we're on a fucked up cruise / God is dead but at least we have booze
bad things happen, no one knows why / the sun burns out and everyone dies
you need a bank account to pay your bills online.
I knew it was leaking coolant, which is why I went to the dealership and paid their oil change price, which comes with free diagnosis. I was just hoping for a loose hose clamp or something ;_;
That drive belt was a total upsell though, motherfuckers. I told them no, I will replace it after it snaps on the highway and I get stranded. I also said no to the oil leak fix because that was nearly a thousand dollars and over the past 2 years it has lost all of 8 oz of oil. At that rate, just fill it back up when I get an oil change, fk the environment.
I would say going to western union and dropping $20 to pay bills is more expensive than A) traveling to each place individually and dropping off payment and
No?
Yeah if you don't have a job and can go at 2 in the afternoon
That ignores the "open a bank account instead" portion.
No one has ever run a credit check on me, or my friends.
What the fuck bank does this? Let me know so I can avoid it.
I've had accounts with BoA, Wells Fargo, Fleet, Capital One, and a few others.
Use ground dried cauliflower to bake a bun, fry up a patty of ground cauliflower, garnish with cauliflower leaves, then kill yourself.
it's okay i am
since 9/11 do you know how hard it is to open a bank account? Especially if you're not a citizen.
seriously check your privilege
WU is bound by regulatory actions and so they are very strict on their agents. messing up a WU is one of the few insta-fire offenses at my jerb. i've had to go to multiple anti-money laundering classes and learn about catching scams, protecting customer data etc. it's very tightly enforced.
but the vast majority of transactions are legit. people either send money to a friend or relative in the US who's in trouble (and doesn't have a bank account or else can't wait for processing time), or they send money internationally to family back home. some people use it to pay bills- i have a lot of affluent looking customers who pay their mortgage this way, presumably because they're too disorganized or lazy to sit down and write out a check or w-e (or they're too tech-illiterate to figure out an online method). i also have a lot of people use WU to add funds to the account of a loved one in prison so they can shop at the commissary.
I am a leading supplier of whatever and practically giving it away at these prices
No. Do what's necessary for clarity.
$xml.foo.bar.baz.AppendChild(($xml.CreateElement("Name").Set_InnerXML("Value")))Not sure if this is too much :P
fuck up once and you break your thumb / if you're happy at all then you're god damn dumb
that's right we're on a fucked up cruise / God is dead but at least we have booze
bad things happen, no one knows why / the sun burns out and everyone dies
i was looking at p much the $735 range
thank you
I opened an account with a new bank a couple of weeks ago. I walked in, said "I would like to open a bank account" and then I sat down for ten minutes and signed some pretty straightforward paperwork.
Literally everything there was after 9/11 :sad:
I graduated that same year, which is when I opened them.
Worst was Keybank. They can go fuck themselves and their $200 daily withdraw limit.
and how many forms of ID did you need to show?
Do you know about chexsystems?
It's credit reports but for bank accounts. They do run that every time you open a new account.
You totally can get blacklisted from opening a bank account.
fuck up once and you break your thumb / if you're happy at all then you're god damn dumb
that's right we're on a fucked up cruise / God is dead but at least we have booze
bad things happen, no one knows why / the sun burns out and everyone dies
Nope! That's so clean!
Break it up if you want. Comment it if you think it's confusing.
or emotional time or sexy support the possibilities are endless!
Also physical support!
Basically I have just taken an industrial robot designed for lifting cars and taped on a dildo and a stereo saying "there, there" on loop.