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Unauthorized Charges on my account.

HorizonShiftHorizonShift Seattle, WARegistered User regular
edited August 2015 in Help / Advice Forum
I got a text message from my bank today, someone purchased a 3000 dollar plane ticket with my debit card. I immediately called my bank and froze the account, it doesn't look like purchases were made on a separate account with another bank. A new card is on the way but I'm freaking out right now. Is there anything else I should do to make sure my identity isn't stolen? I have no idea how they got a hold of my account info.

HorizonShift on

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  • AiouaAioua Ora Occidens Ora OptimaRegistered User regular
    I got a text message from my bank today, someone purchased a 3000 dollar plane ticket with my debit card. I immediately called my bank and froze the account, it doesn't look like purchases were made on a separate account with another bank. A new card is on the way but I'm freaking out right now. Is there anything else I should do to make sure my identity isn't stolen? I have no idea how they got a hold of my account info.

    Take a breath.

    99% chance you're fine now.

    It's almost trivial to get a hold of a card number, and most fraud of this type all they had was the card number. Once it's blocked there's nothing more they can do.

    If you want to be proactive you can put a fraud alert on you credit report here. (this is just equifax but they'll pass the info on to the other two)

    Otherwise, just keep an eye on your accounts for a couple of weeks.

    Most of the time fraudsters get these numbers in a massive data dump from a middleman card processor with poor security. (or corrupt employees!) It's not likely that someone stumbled on you specifically and built a file of your information.

    life's a game that you're bound to lose / like using a hammer to pound in screws
    fuck up once and you break your thumb / if you're happy at all then you're god damn dumb
    that's right we're on a fucked up cruise / God is dead but at least we have booze
    bad things happen, no one knows why / the sun burns out and everyone dies
  • CabezoneCabezone Registered User regular
    Get your free credit report from one of the three credit bureaus. Every 4 months get another from a different one.

  • JasconiusJasconius sword criminal mad onlineRegistered User regular
    plane tickets are a pretty common purchase for credit card theft

    it doesn't mean they have anything else

    your bank is highly likely to refund the money

    this is a discord of mostly PA people interested in fighting games: https://discord.gg/DZWa97d5rz

    we also talk about other random shit and clown upon each other
  • EncEnc A Fool with Compassion Pronouns: He, Him, HisRegistered User regular
    Also: don't buy things with your debit card. Get a credit card and have a better line of protection between you and your checking account.

  • MichaelLCMichaelLC In what furnace was thy brain? ChicagoRegistered User regular
    Yeah, get a Google Wallet card if you want to keep a budget. You move money from your checking into it and then can only spend what's on the card.

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