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I wrote "For Mobile Deposit" on the back of a check now I can't cash it!
Hey all,
I have a pickle. I got my state tax refund check, tried to deposit it via my bank by writing "for mobile deposit" on the back and using the banking app. However it turns out they can't take that check because I guess it's a few months old (Long story, I just moved to another state). So now I have a state refund check that says for mobile deposit on the back and check cashing places won't take it. Walmart won't take it either because of the writing on the back and it's endorsed.
Any suggestions on how I can fix this situation? Do I need to open a new bank account, or are there check cashing / depositing services I maybe haven't considered?
Let me know!
Thanks!
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Posts
I've never seen one tell me to do that mobile deposit thing, always made me sign it still.
Go in and talk to a teller/account manager and ask them how they can help you deposit/cash this check. That's about your only option.
The check should say on it what bank its drawn from. Since it's a government check it might be something funny so you're out of luck, but if it's like, Chase, you can just walk into a chase branch and cash it.
fuck up once and you break your thumb / if you're happy at all then you're god damn dumb
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bad things happen, no one knows why / the sun burns out and everyone dies
You'll have to request that the cheque be re-issued. If it's too old for your bank, nobody else can take it, either. And no cheque cashing place/holder in due course would touch a mobile deposit cheque with a ten foot pole, it's way too much risk.
This isn't true of most banks anymore. They really want you to have an account there to cash a check, regardless of which back it's drawn from.
https://steamcommunity.com/profiles/76561197970666737/
Up here federal cheques never stale date provincial very rarely and personal/commercial at 6 months.
I have never seen the mobile bit and would have to ask about it from a co worker.
From personal experience, this is not the case at either Wells Fargo, Chase, Citibank, or regional TX banks Frost and BBVA Compass.
If the check is issued from the institution, they will cash it without an account.
I'd really recommend you go into a branch of your bank and speak with a manager to see what they can do for you. Also what others said, get the govt to reissue the check for you.
Basically make the instructions fit what you have for verification.
If the check is too old you may have to get it reissued. Contact the state, send the old one back and request a replacement.