The new forums will be named Coin Return (based on the most recent vote)! You can check on the status and timeline of the transition to the new forums here.
The Guiding Principles and New Rules document is now in effect.
Penny Arcade - Comic - Magnets
Dog
Registered User, Administrator, Vanilla Staff admin
Registered User, Administrator, Vanilla Staff admin
Penny Arcade - Comic - Magnets
Videogaming-related online strip by Mike Krahulik and Jerry Holkins. Includes news and commentary.
Unknown User on
+16
Posts
I mean, remember this:
Please shoot me a PM if you add me so I know to add you back.
The first instance I remember of it was Natalie Dormer totally rocking it a couple years ago.
Moral of the Story: I still carry a bunch of useless shit on my keychain.
I used to think phone payment was dumb. It's not really more convenient to pull out a phone and unlock it, especially if said phone windows up being out of battery. But then I read up on how it works and found it really appealing. The people you are paying never get your CC number. They get a fake proxy one that's only good for that transaction. That alone was enough to sell me on it, as it's hard for a company to be breached and leak your credit card number when they don't even have the damn thing.
Porn. Hair tended to obscure the performer's face during, uhm, oral.
it was a glorious 2 years, when that option first became a thing.
instead of boarding with group 4, you instead got on the plane in group 2, able to put your things in the overhead and get your seat, and not paying $40 for the ''privilege''. you simply widened the screen for the barcode, ''to be read better'' and thus, your group number was concealed off screen.
you don't board with group 1, that was for first class.
airlines have since coded your group number into your code as well. anymore, you try to board before your group you get a 65 decibel klaxon of denial and embarrassment and told to go to the end of the fucking line by agents.
Steam - NotoriusBEN | Uplay - notoriusben | Xbox,Windows Live - ThatBEN
Helped that Natalie Dormer actually looked great with it.
It seems like just introducing more points of failure into the system?
As dennis mentioned, it makes your CC#'s much more hacker resistant, since it converts every transaction into something like a one time pad. As I understand it, your Apple Pay CC#'s are only stored in the secure element, the same thing that is giving the DoJ so much headache cracking recently. Also, for people with many credit/debit cards, the phone can hold all of them at once, lightening your wallet in a good way. I also get realtime updates on my CC usage on my phone screen, so even when someone charges it for something out of my presence, like a monthly subscription, I'm immediately informed.
As for reliability, I got Apple pay on day one, and used it at least twice a week since then. It's only failed twice so far, both because the retailer's swiper was borked - IOW, cases where the physical card would have failed too.
pleasepaypreacher.net
Yet.
I guess that's how I know I'm getting old.
My drivers license rarely texts, emails or calls me. It almost never has any funny cat pics on it and I may have been high then anyway.
This is kind of my thought process as well. I think paying with the phone is cool and all, and I'm not necessarily against partaking in this convenience, but I don't think I'd ever reach the point where I'd pull all my cards out of my wallet or leave my wallet at home. There are many things that could go wrong with the phone, and while it might not be a big deal if I'm just a mile away at the store, it would be something else if I was travelling and suddenly all my money (aka my phone) was unavailable. Granted, one could argue that I could lose my wallet and have the same problem...but loss is only one of the many things that could go wrong with the phone.
-Tycho Brahe
probably good to keep the wallet around as a backup.
heh I leave my wallet at home much more often than my phone, and I've had to spend countless hours in traffic going back for it.
At Best Buy, they want a PIN with the NFC payment, and the pin of the associated card doesn't work.
At CVS, it rejected informing me to use the chip reader.
Apple Store, Disney Store, Disney World and Khols are the other places I've used it regularly and it worked flawlessly every time.
Really watch payments are even more convenient. Every single place at Disney World supports it, and not having to dig out a wallet and just tap my wrist to the terminal was pretty awesome. It was like living in the future where this problem is solved and cards were a thing of the past.
Samsung Pay will work in stores that support NFC payments, but its big trick is a technology called MST (Magnetic Secure Transmission), which it picked up with the acquisition of a company called LoopPay. MST lets your phone with Samsung Pay emulate an actual physical card swipe, meaning it can work at virtually any payment terminal where you can swipe a card. You activate Samsung Pay on the phone, authenticate with your fingerprint (or a PIN if you prefer), and then hold the phone over where you'd normally swipe a card — it'll make the terminal react as if you had swiped a card through it, and process the payment. (link)
That's freaking bizarre. I can see how that could be more prone to failure. Though even if it does work, I think that still makes you a GODDAMN DARK WIZARD.
This is the kind of stuff that, when you see it done in a movie, any self-respecting tech nerd would call bullshit on. Enhance. Enhance!
(FYI, they note that even when you use this method, you're using virtual card numbers.)
Granted I don't fly a lot, two or three times a year, but I always board one group # ahead of my own (obv. not moving up to first class, 90% of the time going in at 2 with a 3) and have never had an issue with it. Last flight a few weeks ago I did it and apparently a bunch of other people had done the same as we all headed to the same section.
The whole boarding thing is really just a fucking joke though. Logically it would be most efficient for everyone involved to board the BACK of the plane first, with first class getting on last. I realize this creates a psychological issue for the people who paid more, but the plane isn't leaving until everyone's on no matter what order you got on. Plus you wouldn't have to worry about the poors brushing past you as they head towards steerage. And you still get the real benefit of getting OFF the plane first.
And the LANES. I will never to the end of my days understand the idiocy of people who have paid more for a ticket getting to walk on one side of a 5 foot retractable fabric barrier, and the rest walk on the other side. Literally three steps from beginning to end.
I like flying, really, but some of the bullshit involved is just so stupid. Phone passes help speed the line along at least.
So you'd say you're attracted to it?
Intuitive, but not necessarily correct: http://www.theatlantic.com/business/archive/2014/11/theres-a-better-way-to-board-planes/383181/