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Moving out

variantvariant Registered User regular
edited May 2007 in Help / Advice Forum
woo, another thread by me.

Well, so to follow up on the last one, I guess, I didn't get any aid, talked to the school, they're standing on their decision, so no aid for me.

I've now saved up enough to cover the first semesters tuition (~1600). So I'm good there but now I'm thinking about the housing, wondering wether I should still move out or not, the cheaper apartment-like dorm is $6600 for 11 months + utilities.

I live about 30 mins away from campus as of right now (@ my parents) but the commute can get nasty in the morning and the parking at school always takes around 15~40 minutes.
I've never lived in a dorm/away from home, and as mentioned in that one other thread; I too kind of want a new car, my parents aren't handing me one but I could save up for it if I stayed at home.

On the other hand, my uncle(whom I look up to) is encouraging me to get a loan/work to pay the rent, to get the "full college experience," as I didn't get a chance to be in a dorm as a freshmen(JC transfer).

tl dr; I don't have the money for dorm, should I get a loan(scares me)/work during the year (live paycheck to paycheck/risk grades) or just stay at home and commute(miss out on the "college experience").

variant on

Posts

  • Blake TBlake T Do you have enemies then? Good. That means you’ve stood up for something, sometime in your life.Registered User regular
    edited May 2007
    variant wrote: »

    tl dr; I don't have the money for dorm, should I get a loan(scares me)/work during the year (live paycheck to paycheck/risk grades)

    Everyone here will tell you to move out.

    I'm not too sure about how student loans work there, but why not do both? Get a smaller loan and work as well. I was doing I think 28 hours a week and got through ok and I knew some people working full time who did ok too.

    I mean if you are going to put the hours in of study you'll find a way no matter what.

    Blake T on
  • TomantaTomanta Registered User regular
    edited May 2007
    For my undergraduate degree(s) I lived at home and commuted ~40 minutes.

    I wished I had moved out (and did move 800 miles away for my Graduate degree). Your uncle has good advice :).

    Now if I could just get away from home again now that I've graduated... *hates the job market*

    Tomanta on
  • NogsNogs Crap, crap, mega crap. Crap, crap, mega crap.Registered User regular
    edited May 2007
    Blaket wrote: »
    variant wrote: »

    tl dr; I don't have the money for dorm, should I get a loan(scares me)/work during the year (live paycheck to paycheck/risk grades)

    Everyone here will tell you to move out.

    I'm not too sure about how student loans work there, but why not do both? Get a smaller loan and work as well. I was doing I think 28 hours a week and got through ok and I knew some people working full time who did ok too.

    I mean if you are going to put the hours in of study you'll find a way no matter what.

    Word, I'm working 24+ a week, and taking a full course load - and if anything its actually made my grades BETTER. It pushes me more and I have become a lot more responsible because of it. My freshman year I lived in the dorms and just played games all day, my grades were meh. But now, two years later - living off campus, working a bunch, and being elected to the president of a school organization - have all contributed to me being more responsible and my grades have skyrocketed.

    If you can, try and get work study. If you can do that chances are you can get a real kosher job on campus somewhere where you can just study and get paid for it.

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  • variantvariant Registered User regular
    edited May 2007
    Yeah I'm gonna definately check out the Work Study program at the school, I'm stupid for not asking them about that when I went to talk to them about my Aid, gonna have to go through the bureaucractic mess again, so I'll have to put it off till after finals but for sure I'll check that out.

    My main question I guess is, is the 'college experience' worth the ~20 grand (13k rent for 2 years + utils + expenses)

    variant on
  • Xenocide GeekXenocide Geek Registered User regular
    edited May 2007
    If not purely for the experience, consider what you want to do when you graduate.

    I mean, I'm going into computer engineering... I plan to be doing this for awhile, getting my masters, etc.

    But I'm also an aspiring entrepreneur, and want to make contacts, and start businesses with other people I meet, etc.

    These are very important things to take into account, because this will be the place to do it. I personally don't find 'home' to be a terribly conducive environment to get my creative juices flowing, but whatever floats your boat.

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  • Steel AngelSteel Angel Registered User regular
    edited May 2007
    variant wrote: »
    My main question I guess is, is the 'college experience' worth the ~20 grand (13k rent for 2 years + utils + expenses)

    This is going to be very subjective. Not all colleges are the same so the "college experience" may vary quite a bit from school to school, to say nothing of person to person. However, you don't have to do it for the rest of your studies if it turns out to not be worth it for whatever reason. There's sure to be housing of some sort off campus available still close enough to easily commute that can be cheaper than a dorm and housing is scheduled by semester, not 2 year commitments.

    Steel Angel on
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  • HewnHewn Registered User regular
    edited May 2007
    variant wrote: »
    My main question I guess is, is the 'college experience' worth the ~20 grand (13k rent for 2 years + utils + expenses)

    This is going to be very subjective. Not all colleges are the same so the "college experience" may vary quite a bit from school to school, to say nothing of person to person. However, you don't have to do it for the rest of your studies if it turns out to not be worth it for whatever reason. There's sure to be housing of some sort off campus available still close enough to easily commute that can be cheaper than a dorm and housing is scheduled by semester, not 2 year commitments.

    This is spot on. I did 2 years near campus and 2 years commuting from home. Eventually, I decided the cost of living near campus wasn't worth the experience I was getting. Not that I regretted it, in fact, it's nice to know I gave it a try and had some good times.

    There's something to be said for moving away and having your own place. There's also something to be said for not having debt when you graduate from college. Weigh out the pros and cons of that and see what is more important to you.

    Steel Angel already said it, you're not locked into any decision permanently. Give it a go if you're feeling inclined.

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  • Blake TBlake T Do you have enemies then? Good. That means you’ve stood up for something, sometime in your life.Registered User regular
    edited May 2007
    I'm going to let you in on a secret.

    When you finish university and move out of your parents house you're going to have to pay rent then too.

    Do you think that is worth it?

    I live by myself and I think it's great.

    Blake T on
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