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Where to cash my paycheck?
SniperGuy
SniperGuyGamingRegistered User regular
SniperGuyGamingRegistered User regular
So I got my first paycheck at my first "real" job, and I have encountered a problem. The bank I use (Trustmark) has no banks in where I'm living, and the bank the company uses (Wells Fargo) doesn't either!
How can I get my check cashed? Can I go to any random bank?
How can I get my check cashed? Can I go to any random bank?
SniperGuy on
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long distance banking can be a pain in the ass if you don't have/want direct deposit
doing this with a bank that has a heavy local presence will also help if you get an ATM card - so if you use their ATMs you wont be paying fees every time.
I also believe King Soopers used to cash pay checks... not sure anymore though cause I haven't had to worry about it for a good 9 years
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If both answers are yes, sign your check over to them, and they can cash it for you at their bank and give you the cash.
Wii Code: 1040-1320-0724-3613 :!!:
OP stated that his employer uses Wells Fargo - who also have no branches in the area.
the "no true scotch man" fallacy.
Touche. I should work on my reading comprehension on Brain Age.
Wii Code: 1040-1320-0724-3613 :!!:
I'd rather not go into full details, but staying with my current bank is the best course of action. I checked in on it, and I am in fact mailing my check to my bank to get it deposited. Thanks guys.
Sometimes, not always.
Washington Mutual and a lot of credit unions offer free checking without minimums or direct deposit.
Fewer and fewer banks are doing that. I tried to do that when my girlfriend was in a similar situation and neither WaMu nor my credit union were willing to accept a third-party check.
the "no true scotch man" fallacy.
I'd also switch to direct deposit. It's the only way to do banking.
Already mailed the check, but I'll check that for my next few. My mom suggested walmart, and I pointed out it's a check from Target. Heh.
Why do you want to cash it, anyhow? Don't you have a debit card?
Yeah, but having the cash is a tad better than having no check.
And my employee discount at target can't be used with a debit card, weirdly enough.
I didn't check, so they might. I just have never seen target do it, or have a spot to do it either.
Don't they offer direct deposit? Most large employers do these days.
the "no true scotch man" fallacy.
Just for future reference for you and others, somebody said that most free accounts require direct deposit every month or a certain balance. This is true. However, lots of banks will waive the fee for the first 3-6 months, especially if you are opening an account that you have to direct-deposit into every month. Just ask them about it when you sign up for the account - they do this so that you can get the account before you get your first paycheck.
Yeah, sorry, I read the thread but I missed that post.
the "no true scotch man" fallacy.
While it's always good to check, most free checking accounts now just have the bank keeping the interest for themselves, with no minimum balances at all. After First National did that in Omaha, every single bank has free checking now.
Yeah, it's a checking account. You should never expect interest.
Savings has a shit interest rate anyway, you're much better off investing in actual investments like stocks.
Oh, cool. That makes sense. Kinda sucks for me since my main method of payment these days is my MC. Nice to know though, thanks!
dude, if it is a check from target, just hit up the GSTL or whatever, and they can cash them and shit. Or, at least the ones around here would.
muh.